Showing -- results of all Credit Cards in the Philippines

BPI Amore Visa

BPI Amore Visa

  • Rebates 1% - 4% for every PHP1,000.00 spend on accredited merchants at Ayala Malls
  • 5% discount on Ayala Cinema tickets
  • Interest Rate (monthly)3.50%
  • Annual Fee2,050 PHP
Apply Now
BPI Amore Visa Platinum

BPI Amore Visa Platinum

  • Rebates for every PHP1,000.00 spend on accredited mechants at Ayala Malls
  • Discounts and freebies in participating Ayala Malls merchants 
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now
BPI Edge MasterCard

BPI Edge MasterCard

  • Real Thrills rewards points: PHP50.00 = 1 point
  • Get discounts and rewards at the hippest shops,restaurants and coolest clubs
  • Interest Rate (monthly)3.50%
  • Annual Fee1,320 PHP
Apply Now
BPI Blue MasterCard

BPI Blue MasterCard

  • FREE Travel Insurance package of up to PHP2M
  • Real thrills rewards points: PHP35.00 = 1 point
  • Interest Rate (monthly)3.50%
  • Annual Fee1,550 PHP
Apply Now
BPI Gold MasterCard

BPI Gold MasterCard

  • Cash advance of up to 100% of your credit limit
  • FREE Travel Insurance package of up to 10 million*
  • Interest Rate (monthly)3.50%
  • Annual Fee2,250 PHP
Apply Now
Petron - BPI MasterCard

Petron - BPI MasterCard

  • 3% fuel rebate* at participating Petron stations
  • 10% discount on Petron lubes and oils at participating stations plus 24 hour price shield
  • Interest Rate (monthly)3.50%
  • Annual Fee1,550 PHP
Apply Now
BPI SkyMiles MasterCard

BPI SkyMiles MasterCard

  • Earn Skymiles PHP45.00 = 1 skymile
  • SkyMiles points are transferrable and do not expire
  • Interest Rate (monthly)3.50%
  • Annual Fee2,050 PHP
Apply Now
BPI SkyMiles Platinum MasterCard

BPI SkyMiles Platinum MasterCard

  • Earn Skymiles PHP45.00 = 1 skymile , earn double miles for every PHP45.00 spend on Delta Airline ticket
  • Free access to Pacific Club at NAIA Terminal 3
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now
BPI eCredit

BPI eCredit

  • FREE for Life annual fee for principal & supplementary
  • eCredit protect feature to shop online in a secure way
  • Interest Rate (monthly)3.50%
  • Annual Fee0 PHP
Apply Now
BPI Family Credit Card

BPI Family Credit Card

  • Cash advance of up to 30% of your credit limit
  • Lower annual fee than other MasterCards
  • Interest Rate (monthly)2.00%
  • Annual Fee1,000 PHP
Apply Now
Citi Cash Back Card

Citi Cash Back Card

  • Enjoy 6% rebate on groceries, 2% rebate on meralco bill and 0.2% on other purchases
  • 0% interest on installment purchases for 3-24 months
  • Interest Rate (monthly)3.50%
  • Annual Fee3,500 PHP
Apply Now
Shell Citi Card

Shell Citi Card

  • Enjoy 5% rebates on Shell fuel purchases, 5% rebate on purchases of South & North Luzon Expressway Toll and 5% rebates on auto repairs, accessories and services nationwide
  • With 24 hour nationwide emergency roadside assistance
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
Mercury Drug Citi Card

Mercury Drug Citi Card

  • Up to 10% rebate at Mercury Drug purchases and partner hospitals
  • Enjoy up to 20% discounts on various wellness centers
  • Interest Rate (monthly)3.50%
  • Annual Fee2,000 PHP
Apply Now
Citi PremierMiles Card

Citi PremierMiles Card

  • Earn Miles point PHP30.00 = 1 point
  • Enjoy FREE STAY on hotel partners by redeeming your miles earned
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now
Citi Rewards Card

Citi Rewards Card

  • Earn a NEVER EXPIRING reward points PHP30.00 = 1 point
  • Get 3X rewards points at any department stores & shopping boutique here and abroad
  • Interest Rate (monthly)3.50%
  • Annual Fee0 PHP
Apply Now
HSBC Gold Visa Cash Back Credit Card

HSBC Gold Visa Cash Back Credit Card

  • Waived Annual Fee on the 1st year
  • Enjoy automatic crediting to your account with the new HSBC Gold Visa Cash Back. No fuss, No hassle
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
HSBC Platinum Visa

HSBC Platinum Visa

  • Low Interest Rate
  • Earn 1 airmile for a minimum spend of PHP25.00
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now
EastWest Dolce Vita Titanium MasterCard

EastWest Dolce Vita Titanium MasterCard

  • Cash advance up to 50% of your credit limit
  • Avail of low interest balance transfer
  • Interest Rate (monthly)3.50%
  • Annual Fee2,000 PHP
Apply Now
EastWest Bank Visa/MasterCard Gold

EastWest Bank Visa/MasterCard Gold

  • FREE Comprehensive Travel Accident & Inconvenience Insurance up to PHP20M
  • Cash advance up to 50% of your credit limit
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
EastWest Bank Visa/MasterCard Classic

EastWest Bank Visa/MasterCard Classic

  • FREE Comprehensive Travel Accident & Inconvenience Insurance up to PHP20M
  • Cash advance up to 50% of your credit limit
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
EastWest Platinum MasterCard

EastWest Platinum MasterCard

  • FREE Virtual Card
  • FREE Lifetime Membership
  • Interest Rate (monthly)2.75%
  • Annual Fee0 PHP
Apply Now
EastWest EveryDay MasterCard

EastWest EveryDay MasterCard

  • Get 5% rebate on your gas, drugstore & supermarket purchases
  • Cash advance up to 70% of your credit limit
  • Interest Rate (monthly)3.50%
  • Annual Fee2,800 PHP
Apply Now
EastWest Practical MasterCard

EastWest Practical MasterCard

  • Cash advance up to 50% of your credit limit
  • Avail of low interest balance transfer
  • Interest Rate (monthly)3.25%
  • Annual Fee1,400 PHP
Apply Now
Metrobank Femme Visa

Metrobank Femme Visa

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Enjoy exclusive privileges when you use your Metrobank Femme Visa at various establishments. 
  • Interest Rate (monthly)3.54%
  • Annual Fee2,000 PHP
Apply Now
Metrobank Classic

Metrobank Classic

  • Earn 1 rewards point for every spend of PHP20.00
  • Enroll and pay your utilities through any of your Metrobank credit card
  • Interest Rate (monthly)3.54%
  • Annual Fee1,500 PHP
Apply Now
Metrobank Gold Card

Metrobank Gold Card

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Enroll and pay your utilities through any of your Metrobank credit card
  • Interest Rate (monthly)3.54%
  • Annual Fee2,500 PHP
Apply Now
Metrobank Femme Signature

Metrobank Femme Signature

  • Earn rewards points for every PHP20.00 = 1 point
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Interest Rate (monthly)3.54%
  • Annual Fee4,500 PHP
Apply Now
Metrobank Peso Platinum MasterCard

Metrobank Peso Platinum MasterCard

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • FREE 1st supplementary card
  • Interest Rate (monthly)3.54%
  • Annual Fee4,500 PHP
Apply Now
Metrobank M Free MasterCard

Metrobank M Free MasterCard

  • FREE ANNUAL FEE
  • Get fast cash against your credit limit thru cash to go
  • Interest Rate (monthly)3.54%
  • Annual Fee0 PHP
Apply Now
Metrobank M Lite MasterCard

Metrobank M Lite MasterCard

  • Lowest interest rate of up to 2.49%
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Interest Rate (monthly)2.78%
  • Annual Fee1,500 PHP
Apply Now
MetroBank ON Internet MasterCard

MetroBank ON Internet MasterCard

  • Earn rewards points for every PHP20.00 = 1 point
  • With a secure online shopping one time password
  • Interest Rate (monthly)3.54%
  • Annual Fee500 PHP
Apply Now
Metrobank Robinsons MasterCard Classic

Metrobank Robinsons MasterCard Classic

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Earn Fly/Buy point for every PHP200.00 = 1 point and earn 2x when you shop at Robinsons or buy tickets at Cebu Pacific
  • Interest Rate (monthly)3.54%
  • Annual Fee2,000 PHP
Apply Now
Metrobank Robinsons MasterCard Gold

Metrobank Robinsons MasterCard Gold

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Earn Fly/Buy point for every PHP200.00 = 1 point and earn 3x when you shop at Robinsons and 2x when you buy tickets at Cebu Pacific
  • Interest Rate (monthly)3.54%
  • Annual Fee3,000 PHP
Apply Now
Metrobank Toyota MasterCard

Metrobank Toyota MasterCard

  • Enjoy 10% discount on all Toyota dealers (applies to genuine accessories, parts and labor)
  • Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
  • Interest Rate (monthly)3.54%
  • Annual Fee2,500 PHP
Apply Now
UnionBank Classic Visa Card

UnionBank Classic Visa Card

  • 0% installment plan that offers up to 36 months
  • Enjoy up to 53 days credit term
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Shop & Talk Visa Card

UnionBank Shop & Talk Visa Card

  • Earn PHP0.10 load for every PHP50.00 worth of revolving outstanding balance, earn PHP0.10 load for every PHP20.00 charged to Shop & Talk Card
  • 0% installment plan for 3-36 months
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Miles+ Platinum Visa Card

UnionBank Miles+ Platinum Visa Card

  • Earn for every spending of PHP25.00 = 1 Miles+ rewards point
  • FREE Travel Insurance of up to PHP10M when you buy your ticket with your platinum visa card
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank University of the Philippines Alumni Association Visa Card

UnionBank University of the Philippines Alumni Association Visa Card

  • Part of annual fee and spendings will be donated to support alumni assoc credit card activities
  • Have the option to pay only 5% of outstanding balance or PHP500.00 whichever is higher
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Ateneo Alumni Association Visa Card

UnionBank Ateneo Alumni Association Visa Card

  • Donates to fund projects of Ateneo and Ateneo Alumni Association thru your annual fees and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Don Bosco Alumni Association Visa Card

UnionBank Don Bosco Alumni Association Visa Card

  • Donate to support your scholarship programs of your national federation, outreach services of your local chapter thru your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Alpha Phi Omega Visa Card

UnionBank Alpha Phi Omega Visa Card

  • 50% of your annual fee will be donated to APO National Administrative Office to support their projects
  • Get discounts on APO organized services & forum
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Haribon Foundation Visa Card

UnionBank Haribon Foundation Visa Card

  • Donate to Haribon Foundation through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank People Management Association of the Philippines Visa Card

UnionBank People Management Association of the Philippines Visa Card

  • Donate to support PMAP association activities and projects through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank San Beda College Alumni Association Visa Card

UnionBank San Beda College Alumni Association Visa Card

  • Donate to support San Beda school programs and scholarships through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Centro Escolar University Alumni Foundation Visa Card

UnionBank Centro Escolar University Alumni Foundation Visa Card

  • Donate to support CEU's scholarship and service activities through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank The Philippine Red Cross Visa Card

UnionBank The Philippine Red Cross Visa Card

  • Donate to Philippine Red Cross through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Couples for Christ Foundation for Family and Life Visa Card

UnionBank Couples for Christ Foundation for Family and Life Visa Card

  • Donate to support Couples for Christ activities through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank World Wide Fund Visa Card

UnionBank World Wide Fund Visa Card

  • Donate to World Wide Fund through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Siliman University Visa Card

UnionBank Siliman University Visa Card

  • Donate to support Siliman University's various projects through your annual fee and spendings
  • Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Insular Life Visa Card

UnionBank Insular Life Visa Card

  • Earn rewards point for every spend of PHP40.00 = 1 point
  • Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Suy Sing Visa Card

UnionBank Suy Sing Visa Card

  • Earn rewards point for every spending of PHP200.00 = 1 point
  • 5% rebate on purchases at Suy Sing Outlets
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Mapfre Insular Visa Card

UnionBank Mapfre Insular Visa Card

  • Earn rewards point for every spend of PHP200.00 = 1 point
  • 0% installment plans of up to 36 months payment terms
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Burgoo Visa Card

UnionBank Burgoo Visa Card

  • Get 15% off on dining transactions of up to PHP5,000.00
  • Get a FREE appetizer when you use Burgoo card for the first time in any Burgoo branch
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Cebu Parklane International Hotel Visa Card

UnionBank Cebu Parklane International Hotel Visa Card

  • Get FREE room GC without any spending requirement simply by paying your first annual fee
  • Get 15% over the counter room rate
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Home Depot Visa Card

UnionBank Home Depot Visa Card

  • Earn rewards point for every spend of PHP20.00
  • Get FREE PHP500.00 GC without any spending requirement simply by paying your first annual fee
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Racks Visa Card

UnionBank Racks Visa Card

  • Get a FREE apple pie a la mode when you celebrate your birthday at any Racks restaurant
  • FREE Classic Ceasar Salad when you use your card at Racks the first time with a minimum purchase of PHP800.00
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank Riviera Golf Club Visa Card

UnionBank Riviera Golf Club Visa Card

  • Earn rewards point for every spend of PHP20.00 = 1 point
  • No credit card annual fees
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
UnionBank The North Face Visa Card

UnionBank The North Face Visa Card

  • Get a FREE North Face ID lace worth PHP200.00
  • Get a 5% discount when you shop at The North Face using your card
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
RCBC Bankard Classic Card

RCBC Bankard Classic Card

  • FREE accident, inconvenience & medical insurance of more than PHP500,000.00 for local travel and PHP1M for international travel
  • Pay in peso when you charge in various currencies abroad
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
RCBC Bankard Gold Card

RCBC Bankard Gold Card

  • FREE Travel Accident Insurance PHP500,000.00 local, PHP1,000,000.00 international
  • FREE annual fee for the first year
  • Interest Rate (monthly)3.50%
  • Annual Fee3,000 PHP
Apply Now
RCBC Bankard Diamond Card Platinum Mastercard

RCBC Bankard Diamond Card Platinum Mastercard

  • Earn rewards point for every spend of PHP50.00 = 1 point
  • FREE annual fee for the first year
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
RCBC Bankard Black Card Platinum Mastercard

RCBC Bankard Black Card Platinum Mastercard

  • FREE annual membership fee up to 5 supplementary cards
  • Travel Insurance up to PHP1M
  • Interest Rate (monthly)3.50%
  • Annual Fee3,600 PHP
Apply Now
RCBC Bankard Visa Infinite Card

RCBC Bankard Visa Infinite Card

  • Earn rewards points for every spend of PHP36.00 = 1 point
  • Waived Annual Fee for the first 9 supplementary
  • Interest Rate (monthly)3.50%
  • Annual Fee3,600 PHP
Apply Now
RCBC Bankard Unionpay Card

RCBC Bankard Unionpay Card

  • Earn rewards points for every spend of PHP36.00 = 1 point
  • Access to MIASCOR Airport Lounge Service
  • Interest Rate (monthly)3.50%
  • Annual Fee3,000 PHP
Apply Now
RCBC Bankard Landmark Anson's Mastercard

RCBC Bankard Landmark Anson's Mastercard

  • Earn rewards points for every spending of PHP50.00 = 1 point
  • Enjoy 5% rebate on Landmark department stores
  • Interest Rate (monthly)3.50%
  • Annual Fee960 PHP
Apply Now
RCBC Bankard LJC Mastercard

RCBC Bankard LJC Mastercard

  • Earn reward points for every spend of PHP100.00 = 1 point
  • Get a free bottle of wine as a welcome gift
  • Interest Rate (monthly)3.50%
  • Annual Fee960 PHP
Apply Now
RCBC Bankard Mango Mastercard

RCBC Bankard Mango Mastercard

  • Earn rewards points for every spending of PHP125.00 = 1 point
  • 0% installment plan of up to 12 months
  • Interest Rate (monthly)3.50%
  • Annual Fee1,200 PHP
Apply Now
RCBC Bankard Sta. Lucia Mall Mastercard

RCBC Bankard Sta. Lucia Mall Mastercard

  • Earn rewards points for every spending of PHP100.00 = 1 point
  • 0% installment plan of up to 12 months
  • Interest Rate (monthly)3.50%
  • Annual Fee1,200 PHP
Apply Now
RCBC Bankard Wilcon Mastercard

RCBC Bankard Wilcon Mastercard

  • Earn rewards points for every spending of PHP200.00 = 1 point
  • Earn 3x rewards points for your purchases at Wilcon
  • Interest Rate (monthly)3.50%
  • Annual Fee1,200 PHP
Apply Now
RCBC Bankard HBC Mastercard

RCBC Bankard HBC Mastercard

  • 10% cash rebate at purchases at HBC
  • FREE annual membership for the first year
  • Interest Rate (monthly)3.50%
  • Annual Fee960 PHP
Apply Now
RCBC Bankard Fully Booked Mastercard

RCBC Bankard Fully Booked Mastercard

  • 10% rebate at Fully Booked, Bibliarchand sketch books when you charge a minimum of PHP20,000.00, 0.50% rebate on out store spending.
  • 0% installment plan of up to 12 months
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
RCBC Bankard Web Shopper

RCBC Bankard Web Shopper

  • 0% installment at Lazada
  • Free 100 BONUS REWARDS POINTS when you use your card within one month from Webshopper issuance
  • Interest Rate (monthly)3.50%
  • Annual Fee0 PHP
Apply Now
Security Bank MasterCard Classic

Security Bank MasterCard Classic

  • Earn non-expiring rewards points PHP20.00 = 1 point
  • With travel accident insurance when you charge your travel fare to your card
  • Interest Rate (monthly)3.50%
  • Annual Fee2,000 PHP
Apply Now
Security Bank MasterCard Gold

Security Bank MasterCard Gold

  • Earn non-expiring rewards points PHP20.00 = 1 point
  • With travel accident insurance when you charge your travel fare to your card
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
Security Bank MasterCard Platinum

Security Bank MasterCard Platinum

  • Dual currency billing
  • Earn non-expiring rewards points
  • Interest Rate (monthly)3.25%
  • Annual Fee4,000 PHP
Apply Now
Maybank MasterCard Standard

Maybank MasterCard Standard

  • Pay in local currency when you use your card abroad
  • EMV-compliant chip cards help prevent fraudulent transactions
  • Interest Rate (monthly)3.00%
  • Annual Fee1,000 PHP
Apply Now
Maybank MasterCard Gold

Maybank MasterCard Gold

  • FREE annual fee for the first year
  • Pay in local currency when you use your card abroad
  • Interest Rate (monthly)3.00%
  • Annual Fee2,000 PHP
Apply Now
Maybank MasterCard Platinum

Maybank MasterCard Platinum

  • FREE Annual fee for the first year
  • Pay in local currency when you use your card abroad
  • Interest Rate (monthly)3.00%
  • Annual Fee3,000 PHP
Apply Now
Maybank Visa Classic

Maybank Visa Classic

  • Pay in local currency when you use your card abroad
  • FREE annual fee for the first year
  • Interest Rate (monthly)3.00%
  • Annual Fee1,000 PHP
Apply Now
Maybank Visa Gold

Maybank Visa Gold

  • Pay in local currency when you use your card abroad
  • Get Instant cash all over the world of upto 30% of your credit limit
  • Interest Rate (monthly)3.00%
  • Annual Fee2,000 PHP
Apply Now
Maybank Visa Platinum

Maybank Visa Platinum

  • Get Instant cash all over the world of upto 30% of your credit limit
  • Pay in local currency when you use your card abroad
  • Interest Rate (monthly)3.00%
  • Annual Fee3,000 PHP
Apply Now
Maybank Manchester United Credit Card

Maybank Manchester United Credit Card

  • Get FREE P1,000 Planet Sports Gift Certificate when you apply and get approved
  • Get up to 20% discount on various Maybank Partners
  • Interest Rate (monthly)3.00%
  • Annual Fee2,000 PHP
Apply Now
PNB Essentials MasterCard

PNB Essentials MasterCard

  • Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
  • Enjoy free travel insurance of up to PHP1M
  • Interest Rate (monthly)3.25%
  • Annual Fee1,200 PHP
Apply Now
PNB Platinum MasterCard

PNB Platinum MasterCard

  • Enjoy free travel insurance of up to PHP3M
  • Redeem your points for Cash Credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
  • Interest Rate (monthly)3.25%
  • Annual Fee2,500 PHP
Apply Now
PNB Alumni Association of Asian Institute of Management

PNB Alumni Association of Asian Institute of Management

  • Enjoy free travel insurance of up to PHP3M
  • Earn a point for spending PHP50.00
  • Interest Rate (monthly)2.50%
  • Annual Fee0 PHP
Apply Now
PNB Jewelmer Joaillerie MasterCard

PNB Jewelmer Joaillerie MasterCard

  • 20% discount on your birthday month at Jewelmer Joaillerie and loyalty gifts for accumulated transactions
  • Earn 1 point for spending PHP40.00 at Jewelmer Joaillerie
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
PNB Alumni Association of Xavier School MasterCard

PNB Alumni Association of Xavier School MasterCard

  • Enjoy free travel insurance of up to PHP3M
  • Earn a point for spending PHP50.00
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
PNB De la Salle Zobel Alumni Association MasterCard

PNB De la Salle Zobel Alumni Association MasterCard

  • Pay your children's tuition on installment at low interest rates
  • Enjoy free travel insurance of up to PHP3M
  • Interest Rate (monthly)3.25%
  • Annual Fee2,500 PHP
Apply Now
PNB Immaculate Conception Academy Alumnae Association MasterCard

PNB Immaculate Conception Academy Alumnae Association MasterCard

  • Enjoy free travel insurance of up to PHP3M
  • 0% interest on installment and choose your preferred payments
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
PNB UERM College of Medicine Alumni Association MasterCard

PNB UERM College of Medicine Alumni Association MasterCard

  • Free registration in the UERM-CMAA Continuing Medical Education Activities
  • Waived Annual Fee for 5 years
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
PNB Jaguar Platinum MasterCard

PNB Jaguar Platinum MasterCard

  • Special gift on your birthday month
  • 0% installment on parts
  • Interest Rate (monthly)3.25%
  • Annual Fee2,500 PHP
Apply Now
PNB Land Rover Platinum MasterCard

PNB Land Rover Platinum MasterCard

  • 0% installment on parts
  • Free annual oil change (amounting to PHP18,000.00)
  • Interest Rate (monthly)3.25%
  • Annual Fee2,500 PHP
Apply Now
Equicom Classic Credit Card

Equicom Classic Credit Card

  • Dual currency billing
  • Earn key points rewards PHP300.00 =1 point
  • Interest Rate (monthly)3.00%
  • Annual Fee1,000 PHP
Apply Now
Equicom Gold Credit Card

Equicom Gold Credit Card

  • Dual currency billing
  • Earn key point rewards PHP300.00 = 1 point
  • Interest Rate (monthly)3.00%
  • Annual Fee2,000 PHP
Apply Now
Bank of Commerce Mastercard Classic

Bank of Commerce Mastercard Classic

  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
  • Every PHP25.00 spend is equivalent to 1 point
  • Interest Rate (monthly)3.25%
  • Annual Fee1,200 PHP
Apply Now
Bank of Commerce Mastercard Gold

Bank of Commerce Mastercard Gold

  • Every PHP25.00 spend is equivalent to 1 point
  • With Annual Membership Fee Waiver
  • Interest Rate (monthly)3.25%
  • Annual Fee2,500 PHP
Apply Now
Bank of Commerce Mastercard Platinum

Bank of Commerce Mastercard Platinum

  • Every PHP25.00 spend is equivalent to 1 point
  • With Annual Membership Fee Waiver
  • Interest Rate (monthly)2.95%
  • Annual Fee0 PHP
Apply Now
Security Bank Complete Cashback

Security Bank Complete Cashback

  • Earn Non-expiring Reward points P20=1 point
  • With Travel Accident Insurance when you charge your travel fare to your card
  • Interest Rate (monthly)3.50%
  • Annual Fee3,000 PHP
Apply Now
PNB-PAL Mabuhay Miles World MasterCard

PNB-PAL Mabuhay Miles World MasterCard

  • Every PHP33.00 spend on groceries earn you 1 mabuhay mile
  • Priority Check-In at PAL Business Class Counters in NAIA Terminal 2
  • Interest Rate (monthly)2.70%
  • Annual Fee0 PHP
Apply Now
PNB-PAL Mabuhay Miles Platinum MasterCard

PNB-PAL Mabuhay Miles Platinum MasterCard

  • Every PHP33.00 spend on groceries earn you 1 mabuhay mile
  • Priority Check-In at PAL Business Class Counters in NAIA Terminal 2
  • Interest Rate (monthly)3.25%
  • Annual Fee3,000 PHP
Apply Now
PNB Visa Classic

PNB Visa Classic

  • Enjoy free travel insurance of up to PHP1M
  • 0% interest on installment and choose your preferred payments
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
PNB Visa Gold

PNB Visa Gold

  • Enjoy free travel insurance of up to PHP1M
  • 0% interest on installment and choose your preferred payments
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
UnionBank Cebu Pacific GetGo Credit Card

UnionBank Cebu Pacific GetGo Credit Card

  • Early alerts for all Cebu Pacific seat sales
  • Visa Acceptance Worldwide
  • Interest Rate (monthly)3.50%
  • Annual Fee3,000 PHP
Apply Now
UnionBank Cebu Pacific GetGo Platinum Credit Card

UnionBank Cebu Pacific GetGo Platinum Credit Card

  • Early alerts for all Cebu Pacific seat sales
  • With complimentary airport lounge access
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now
EastWest Visa Platinum Credit Card

EastWest Visa Platinum Credit Card

  • 24/7 Concierge
  • Global customer assistance
  • Interest Rate (monthly)3.50%
  • Annual Fee2,750 PHP
Apply Now
AUB Easy Mastercard

AUB Easy Mastercard

  • Annual Fee Waived for Life
  • No Interest on New Purchases
  • Interest Rate (monthly)2.95%
  • Annual Fee0 PHP
Apply Now
AUB Classic Mastercard

AUB Classic Mastercard

  • Annual Fee Waived for Life
  • No Interest on New Purchases
  • Interest Rate (monthly)2.95%
  • Annual Fee0 PHP
Apply Now
AUB Gold Mastercard

AUB Gold Mastercard

  • No Interest on New Purchases
  • Annual Fee Waived for Life
  • Interest Rate (monthly)1.60%
  • Annual Fee0 PHP
Apply Now
AUB Platinum Mastercard

AUB Platinum Mastercard

  • No Interest on New Purchases
  • Annual Fee Waived for Life
  • Interest Rate (monthly)1.60%
  • Annual Fee0 PHP
Apply Now
Security Bank Click MasterCard

Security Bank Click MasterCard

  • With bonus rebates when used online
  • Annual Fee Waived for the first year
  • Interest Rate (monthly)3.50%
  • Annual Fee3,000 PHP
Apply Now
PNB Diamond UnionPay

PNB Diamond UnionPay

  • 0% interest on installment and choose your preferred payments
  • Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
PNB-Alturas Visa Card

PNB-Alturas Visa Card

  • FREE Alturas One Card
  • Redeem your points for Cash Credits anytime. 4 points are equal to PHP1.00.
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
PNB-The Travel Club Platinum MasterCard

PNB-The Travel Club Platinum MasterCard

  • Annual Fee Waived for Life
  • Redeem your points for cash credits anytime. 4 points for every PHP1.00 spend.
  • Interest Rate (monthly)3.25%
  • Annual Fee0 PHP
Apply Now
UnionBank Platinum MasterCard

UnionBank Platinum MasterCard

  • 10% off on your first purchase at LAZADA
  • 0% installment terms up to 36 months
  • Interest Rate (monthly)3.50%
  • Annual Fee3,000 PHP
Apply Now
UnionBank De La Salle - College of Saint Benilde Alumni Association Visa Card

UnionBank De La Salle - College of Saint Benilde Alumni Association Visa Card

  • 0% installment terms up to 36 months
  • 10% off on your first purchase at LAZADA
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
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UnionBank Southwestern University Alumni Foundation Visa Card

UnionBank Southwestern University Alumni Foundation Visa Card

  • 0% installment terms up to 36 months
  • 10% off on your first purchase at LAZADA
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
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UnionBank Gold Visa Card

UnionBank Gold Visa Card

  • Convert your rewards points to Cebu Pacific or Tiger Airways tickets
  • 10% off at LAZADA for your first purchase
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
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UnionBank Platinum Visa Card

UnionBank Platinum Visa Card

  • 24/7 Concierge service
  • With exclusive offers to worlds luxurious places through Visa Platinum Club
  • Interest Rate (monthly)3.50%
  • Annual Fee3,000 PHP
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Metrobank Travel Platinum Visa

Metrobank Travel Platinum Visa

  • Triple rewards on local airlines, hotel accomodation and international spending
  • Unlimited airport lounge access
  • Interest Rate (monthly)3.54%
  • Annual Fee4,500 PHP
Apply Now

Get the Best Credit Card in the Philippines

With hundreds of credit cards to choose from, how do you make sure you get one that’s tailor-fit for your budget and lifestyle? eCompareMo does all the work for you. We’ve teamed up with the Philippines’ largest banks to make your credit card application as easy as 1-2-3. As the most comprehensive fintech company for financial services, we are committed to the following:

Credit cards—they look great. They feel great. They’re a nice thing to have and to hold, and are a very powerful tool to use for convenient, cashless transactions. You can use them to shop goods and settle your bills. Purchase big-ticket items. Or you can use them to pay monthlies off your personal loan. But why is it so hard to become a cardholder?

First, there are tons of choices—rewards cards, travel, low-interest, zero-percent monthly installment, balance transfer, no annual fee, cashback, fuel rebate, frequent flyer miles, and whatnot. There’s that one card made for anything and everything imaginable. That makes applying for the right one a tad too overwhelming.

Well, not anymore.

Credit card application online

eCompareMo makes sure you get the right credit card—fast.

Through an online comparison platform, people can easily compare a wide variety of credit cards and find the best fit. Also, the relevant rates, fees, and other details are displayed to guide potential cardholders in choosing the card that best suits their lifestyle.

Our banking advisors make sure your application gets processed immediately upon completion of the required documents. It’s like having your own personal assistant—only using our services is absolutely free!

What is the right credit card for me?

Before you apply for a credit card, think about your income, spending habits, lifestyle, and…yeah, life goals. Given the number of cards available from different banks in the Philippines, how will you know which is the right one for you?

Consider these things when choosing your next credit card:

  • Low interest rate
  • Annual fee
  • Payment terms
  • Charges and other fees
  • Credit card promos
  • Perks and privileges
  • Loyalty points and rewards
  • Cash rebates

What are the different features of Credit Cards?

0% Monthly Installment Credit Card

This feature allows you to spread your repayments over the next few months, or even years, with no interest at all. Some card providers offer 0% percent monthly installment of items purchased from partner establishments, while other shops offer 0% installment promos on a regular basis.

Balance Transfer Credit Card

Owning multiple cards means paying numerous monthly bills, some even with hefty interest. To beat the burden, a balance transfer can help you pay down your existing credit card debt faster. This will also let you consolidate your other card balances into a single card, so you can save on monthly interest.

Travel Credit Card

It offers great benefits for cardholders who frequently travel, including travel insurance coverage and other travel-related perks (like free access to VIP lounge, airline miles for every purchase, free 24/7 concierge services, and many more).

Fuel Rebate Credit Card

For those who spend a lot of time on the road, it’s nice to have a card that can provide you discounts on your fuel purchases. Earn fuel rebate every time you gas up using your card at any partnered gas station. Plus, enjoy other related perks, such as a discount on car services, free roadside assistance, free gifts, or exclusive merchandise and collectibles.

Cashback/Rebate Credit Card

Cashback reward program or rebate is very popular and one of the best features of credit cards in the country. It is useful for diligent cardholders, especially if they pay their card bills on time and in full each month. Some banks offer cashback rate on all purchases, while others offer higher rates on specific spending categories, and lower rates on everything else.

Frequent Flyer Miles Credit Card

Designed to reward cardholders who love to travel, a frequent flyer miles credit card allows you to earn miles or airline points and redeem them for free flights. In addition, some cardholders also get tipped off regarding upcoming seat sale promos.

Women’s Feature Credit Card

Specifically designed to celebrate a woman’s lifestyle, it provides exclusive perks and discounts from different beauty and wellness establishments. Also, cardholders can enjoy free access to special events and promotions using this card.

See credit card types and features for more information.

Benefits of a credit card

  • Good as cash—you do not need to have cash on hand when you purchase products or services
  • Convenient—easier and faster to use, compared to cash
  • Earn points and rewards every time you spend
  • Avail of various discounts and perks provided by your chosen credit card
  • Enjoy exclusive promos
  • Protection features (e.g. travel insurance)
  • Cash rebates

How to apply for credit card online

Today, you can compare, choose, and apply for any credit card with just a few taps and clicks.

eCompareMo lets you choose the best option from a wide variety of credit cards, depending on the benefits and features that fit your lifestyle.

Make sure to ensure your eligibility and secure all the credit card application requirements first to enjoy a smoother application process.

To know if you are qualified to apply for a credit card, you may want to check out the eligibility and documents required by most banks below:

Credit card eligibility

  • Must be at least 21 to 70 years old for principal applicant or at least 13 years old for supplementary cardholders
  • Must have at least one (1) landline phone
  • Must be a Filipino citizen or, if foreign, must be a permanent resident in the Philippines for the last two (2) years
  • Must be a regular employee or if self-employed, with business operating for at least two (2) years
  • Income Requirement: At least P180,000 gross annual income

Documents Required

  • Photocopy of your latest W2 or BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR (for self-employed)
  • Photocopy of the last two (2) month's statement of account (for existing credit cardholders)
  • Any valid, photo-bearing ID issued by an official authority shall be acceptable, such as the following: Passport, Driver's License, Professional Regulations Commission (PRC) ID, Social Security System (SSS) Card with photo and scanned signature printed on the card, Voter's ID, Government Service Insurance System (GSIS) e-card, Philhealth card, Senior Citizen Card, OFW ID, Seaman's book, Company ID (Sec Registered or under BSP supervision)
  • For employed: photocopy of latest BIR Form 2316 signed by employer's authorized representative, original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown and photocopy of latest full month pay slip
  • For self-employed: photocopy of Registration of Business Name, photocopy of latest ITR and W4 with BIT/Bank Stamp, audited financial statements for the last 2 years, or bank statements for the last 3 months

We provide insightful, inspirational, and informative articles as well as social media campaigns that reach more than two million people monthly.

You can check out these articles for additional information about credit card application:

How to Apply for a Credit Card In the Philippines

What to Look For in a Credit Card

List of Credit Card Providers in the Philippines:

When it comes to choosing the right card, here are the list of major banks in the Philippines that provide a wide range of the best credit cards and deals to help you find the right card for you.

BDO

Being one of the top Credit Cards in the Philippines, BDO gives you several credit card options, to suit any lifestyle you lead. Apply for a BDO Credit Card and you can avail low-interest rates of up to 2% per month. Enjoy rewards points and rebates as you shop at your favorite shops nationwide as well.

BPI

Enjoy financial flexibility when you apply for a BPI credit card. Choose from their wide range of cards that provides privileges for travel, dining, and shopping, even fuel benefits. Get a free travel insurance package when you use your credit card for travel ticket purchase.

Metrobank

Metrobank is one of the best credit cards for starters that offers a wide array of credit card options, which is perfect for every type of need. Get a 0% installment plan on participating merchants, whatever Metrobank card you use. Lastly, enjoy exclusive perks and privileges every time you shop using your Metrobank credit card.

EastWest Bank

With a long list of credit cards, you will surely find the right card that suits your needs when you choose EastWest Bank. Enjoy different kinds of perks, from cash rebates, shopping and pampering privileges, to fuel discounts.

Citibank

Being the largest foreign commercial bank in the country, Citibank has a full range of credit cards that fit every kind of lifestyle. Avail one of its credit cards and enjoy 0% installment plan for a flexible payment term of 3 to 24 months.

HSBC

When it comes to great discounts, perks, and privilege programs, HSBC is definitely the ultimate choice. Earn points every time you shop at selected merchants nationwide. You can also get 3% fuel rebate all year round from Caltex.

AUB

Do you want a credit card with no annual fee and a low interest rate? Choose AUB credit card. Plus, you can enjoy flexible payment terms since AUB lets you decide how often and how much you will pay for your credit card bill, starting at P250.

RCBC

RCBC has every type of credit card that meets the different needs of a credit card holder, whether it is for financial independence, managing business expenses, dining benefits, and travel perks.

Bank of Commerce

Serving the Filipino people since 1963, Bank of Commerce is one of the most stable financial institutions in the country that provides various financial products and services, such as deposit, consumer banking, e-banking solutions, and credit card services.

UnionBank

Want to enjoy dining, leisure, shopping, and travel perks? UnionBank has you covered. It is accepted in more than a million Visa and Mastercard establishments worldwide, giving you ease every time you make a purchase anywhere in the world you may be.

Maybank

Maybank offers premium cards that suit every kind of lifestyle. You can consolidate your other card balances with your Maybank credit card and enjoy 0% interest and a 12-month payment period.

Equicom Credit Card

Equicom is not only known for providing consumer and corporate loans. They also have credit cards that offer various benefits and perks. You can pay in easy installments with 0% interest when you spend at least P5,000 using your Equicom credit card.

Security Bank

As one of the leading banks in the Philippines, Security Bank provides various banking products and services, from deposits, credit cards, and loans. Avail any of their credit cards and enjoy 0% installment plan from3 to 12 months.

Standard Chartered Credit Card

Operating for more than 150 years, Standard Chartered has been a trusted financial institution in the Philippines that provides various banking products and services. Choose any of its credit cards and get 0% installment plan for 3 to 36 months at participating merchants nationwide.

PNB

Want a card that will give you flexible rewards options? Opt for a PNB credit card. You can choose your preferred payment terms and enjoy free travel insurance up to P3M.

Check out: Latest Credit Card Promos offer by various credit card providers

Credit Card FAQs

Why should I use a credit card?

A credit card is good as cash. You can use it on almost every type of purchase, without the need to keep cash on hand, keeping your spending convenient and hassle-free. You can also earn points or rewards and get rebates every time you use it, depending on the type of credit card you own.

What does it take to get a credit card?

To be an eligible applicant for any card, you must have a stable source of income, all the necessary documents, and be citizen of the Philippines or a permanent resident of the country for at least 2 years.

How do I apply for my first credit card?

Since it is your first time to get a credit card, make sure to review all the available credit cards in the market to make sure you find the perfect match. Complete all the necessary documents to make your application easier and faster.

How quickly can I get a credit card?

The application process depends on the bank that you choose and if you completely submit all the requirements. You can check the banking products page to know which banks have the fastest processing time. However, the application process normally takes about one week or two.

What are interest rates and fees on a credit card?

Interest rate refers to the price you pay for the money you borrow when you used the credit card. Usually, interest rate varies from 2% to 3.5%, depending on the banks.

Apart from the interest rate, fees, such as annual fee, transaction fee, and penalty fee will also be charged to you, subject to the credit card you choose.

How much is the minimum payment?

In the Philippines, credit cardholders are required to pay at least 5% of their monthly card billings before the given due date to avoid late payment charges.

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