Showing -- results of all Credit Cards in the Philippines

AUB Classic Mastercard

AUB Classic Mastercard

  • Annual Fee Waived for Life
  • No Interest on New Purchases
  • Interest Rate (monthly)2.95%
  • Annual Fee0 PHP
Apply Now
AUB Easy Mastercard

AUB Easy Mastercard

  • Annual Fee Waived for Life
  • No Interest on New Purchases
  • Interest Rate (monthly)2.95%
  • Annual Fee0 PHP
Apply Now
AUB Gold Mastercard

AUB Gold Mastercard

  • No Interest on New Purchases
  • Annual Fee Waived for Life
  • Interest Rate (monthly)1.60%
  • Annual Fee0 PHP
Apply Now
AUB Platinum Mastercard

AUB Platinum Mastercard

  • No Interest on New Purchases
  • Annual Fee Waived for Life
  • Interest Rate (monthly)1.60%
  • Annual Fee0 PHP
Apply Now
Bank of Commerce Mastercard Classic

Bank of Commerce Mastercard Classic

  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
  • Every PHP25.00 spend is equivalent to 1 point
  • Interest Rate (monthly)3.25%
  • Annual Fee1,200 PHP
Apply Now
Bank of Commerce Mastercard Gold

Bank of Commerce Mastercard Gold

  • Every PHP25.00 spend is equivalent to 1 point
  • With Annual Membership Fee Waiver
  • Interest Rate (monthly)3.25%
  • Annual Fee2,500 PHP
Apply Now
Bank of Commerce Mastercard Platinum

Bank of Commerce Mastercard Platinum

  • Every PHP25.00 spend is equivalent to 1 point
  • Waived Annual Fee
  • Interest Rate (monthly)2.95%
  • Annual Fee0 PHP
Apply Now
Citi Cash Back Card

Citi Cash Back Card

  • Enjoy 6% rebate on groceries, 2% rebate on meralco bill and 0.20% on other purchases
  • 0% interest on installment purchases for 3-24 months
  • Interest Rate (monthly)3.50%
  • Annual Fee3,500 PHP
Apply Now
Citi PremierMiles Card

Citi PremierMiles Card

  • Earn never expiring miles point every PHP30.00 = 1 point
  • Enjoy FREE STAY on hotel partners by redeeming your miles earned
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now
Citi Rewards Card

Citi Rewards Card

  • Earn rewards points every PHP30.00 = 1 point
  • Get 3X rewards points at any department stores & shopping boutique here and abroad
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
Citi Simplicity+ Card

Citi Simplicity+ Card

  • No Annual Fee
  • Get 10% back on interest charge when you pay your minimum amount due on or before due date
  • Interest Rate (monthly)3.50%
  • Annual Fee0 PHP
Apply Now
EastWest Bank Visa/Mastercard Classic

EastWest Bank Visa/Mastercard Classic

  • FREE Comprehensive Travel Accident & Inconvenience Insurance up to PHP20M
  • Cash advance up to 50% of your credit limit
  • Interest Rate (monthly)3.50%
  • Annual Fee1,500 PHP
Apply Now
EastWest Bank Visa/Mastercard Gold

EastWest Bank Visa/Mastercard Gold

  • FREE Comprehensive Travel Accident & Inconvenience Insurance up to PHP20M
  • Cash advance up to 50% of your credit limit
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
EastWest Dolce Vita Titanium Mastercard

EastWest Dolce Vita Titanium Mastercard

  • Cash advance up to 50% of your credit limit
  • Avail of low interest balance transfer
  • Interest Rate (monthly)3.50%
  • Annual Fee2,000 PHP
Apply Now
EastWest EveryDay Titanium Mastercard

EastWest EveryDay Titanium Mastercard

  • Get 5% rebate on your gas, drugstore & supermarket purchases
  • Cash advance up to 70% of your credit limit
  • Interest Rate (monthly)3.50%
  • Annual Fee2,800 PHP
Apply Now
EastWest Platinum Mastercard

EastWest Platinum Mastercard

  • FREE Virtual Card
  • FREE Lifetime Membership
  • Interest Rate (monthly)2.75%
  • Annual Fee0 PHP
Apply Now
EastWest Practical Mastercard

EastWest Practical Mastercard

  • Cash advance up to 50% of your credit limit
  • Avail of low interest balance transfer
  • Interest Rate (monthly)3.25%
  • Annual Fee1,400 PHP
Apply Now
EastWest Visa Platinum Credit Card

EastWest Visa Platinum Credit Card

  • 24/7 Concierge
  • Global customer assistance
  • Interest Rate (monthly)3.50%
  • Annual Fee2,750 PHP
Apply Now
HSBC Gold Visa Cash Back Credit Card

HSBC Gold Visa Cash Back Credit Card

  • 5% cash back on dining transactions
  • 0.50% cash back on all your other transactions. No fuss, No hassle.
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now
HSBC Platinum Visa

HSBC Platinum Visa

  • Earn 1 airmile for a minimum spend of PHP25.00
  • Free Travel Accident Insurance of up to PHP10 million
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now
Mercury Drug Citi Card

Mercury Drug Citi Card

  • Get up to 10% rebate* on Mercury Drug purchases.
  • Get up to 10% rebate* on participating hospital bills
  • Interest Rate (monthly)3.50%
  • Annual Fee2,000 PHP
Apply Now
Metrobank Classic

Metrobank Classic

  • Earn 1 rewards point for every spend of PHP20.00
  • Enroll and pay your utilities through any of your Metrobank credit card
  • Interest Rate (monthly)3.54%
  • Annual Fee1,500 PHP
Apply Now
Metrobank Femme Signature

Metrobank Femme Signature

  • Earn rewards points for every PHP20.00 = 1 point
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Interest Rate (monthly)3.54%
  • Annual Fee4,500 PHP
Apply Now
Metrobank Femme Visa

Metrobank Femme Visa

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Enjoy exclusive privileges when you use your Metrobank Femme Visa at various establishments. 
  • Interest Rate (monthly)3.54%
  • Annual Fee2,000 PHP
Apply Now
Metrobank Gold Card

Metrobank Gold Card

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Enroll and pay your utilities through any of your Metrobank credit card
  • Interest Rate (monthly)3.54%
  • Annual Fee2,500 PHP
Apply Now
Metrobank M Free Mastercard

Metrobank M Free Mastercard

  • FREE ANNUAL FEE
  • Get fast cash against your credit limit thru cash to go
  • Interest Rate (monthly)3.54%
  • Annual Fee0 PHP
Apply Now
Metrobank M Lite Mastercard

Metrobank M Lite Mastercard

  • Lowest interest rate of up to 2.78%
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Interest Rate (monthly)2.78%
  • Annual Fee1,500 PHP
Apply Now
MetroBank ON Internet Mastercard

MetroBank ON Internet Mastercard

  • Earn rewards points for every PHP20.00 = 1 point
  • With a secure online shopping one time password
  • Interest Rate (monthly)3.54%
  • Annual Fee500 PHP
Apply Now
Metrobank Peso Platinum Mastercard

Metrobank Peso Platinum Mastercard

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • FREE 1st supplementary card
  • Interest Rate (monthly)3.54%
  • Annual Fee4,500 PHP
Apply Now
Metrobank Robinsons Mastercard Classic

Metrobank Robinsons Mastercard Classic

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Earn Fly/Buy point for every PHP200.00 = 1 point and earn 2x when you shop at Robinsons or buy tickets at Cebu Pacific
  • Interest Rate (monthly)3.54%
  • Annual Fee2,000 PHP
Apply Now
Metrobank Robinsons Mastercard Gold

Metrobank Robinsons Mastercard Gold

  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Earn Fly/Buy point for every PHP200.00 = 1 point and earn 3x when you shop at Robinsons and 2x when you buy tickets at Cebu Pacific
  • Interest Rate (monthly)3.54%
  • Annual Fee3,000 PHP
Apply Now
Metrobank Toyota Mastercard

Metrobank Toyota Mastercard

  • Enjoy 10% discount on all Toyota dealers (applies to genuine accessories, parts and labor)
  • Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
  • Interest Rate (monthly)3.54%
  • Annual Fee2,500 PHP
Apply Now
Metrobank Travel Platinum Visa

Metrobank Travel Platinum Visa

  • Triple rewards on local airlines, hotel accomodation and international spending
  • Unlimited airport lounge access
  • Interest Rate (monthly)3.54%
  • Annual Fee5,000 PHP
Apply Now
Shell Citi Card

Shell Citi Card

  • Enjoy 5% rebates on Shell fuel purchases, 5% rebate on purchases of South & North Luzon Expressway Toll and 5% rebates on auto repairs, accessories and services nationwide
  • Flexible balance transfer
  • Interest Rate (monthly)3.50%
  • Annual Fee2,500 PHP
Apply Now

Get the Best Credit Card in the Philippines

With hundreds of credit cards to choose from, how do you make sure you get one that’s tailor-fit for your budget and lifestyle? eCompareMo does all the work for you. We’ve teamed up with the Philippines’ largest banks to make your credit card application as easy as 1-2-3. As the most comprehensive fintech company for financial services, we are committed to the following:

Credit cards—they look great. They feel great. They’re a nice thing to have and to hold, and are a very powerful tool to use for convenient, cashless transactions. You can use them to shop goods and settle your bills. Purchase big-ticket items. Or you can use them to pay monthlies off your personal loan. But why is it so hard to become a cardholder?

First, there are tons of choices—rewards cards, travel, low-interest, zero-percent monthly installment, balance transfer, no annual fee, cashback, fuel rebate, frequent flyer miles, and whatnot. There’s that one card made for anything and everything imaginable. That makes applying for the right one a tad too overwhelming.

Well, not anymore.

Credit card application online

eCompareMo makes sure you get the right credit card—fast.

Through an online comparison platform, people can easily compare a wide variety of credit cards and find the best fit. Also, the relevant rates, fees, and other details are displayed to guide potential cardholders in choosing the card that best suits their lifestyle.

Our banking advisors make sure your application gets processed immediately upon completion of the required documents. It’s like having your own personal assistant—only using our services is absolutely free!

What is the right credit card for me?

Before you apply for a credit card, think about your income, spending habits, lifestyle, and…yeah, life goals. Given the number of cards available from different banks in the Philippines, how will you know which is the right one for you?

Consider these things when choosing your next credit card:

  • Low interest rate
  • Annual fee
  • Payment terms
  • Charges and other fees
  • Credit card promos
  • Perks and privileges
  • Loyalty points and rewards
  • Cash rebates

What are the different features of Credit Cards?

0% Monthly Installment

This feature allows you to spread your repayments over the next few months, or even years, with no interest at all. Some card providers offer 0% percent monthly installment of items purchased from partner establishments, while other shops offer 0% installment promos on a regular basis.

Balance Transfer

Owning multiple cards means paying numerous monthly bills, some even with hefty interest. To beat the burden, a balance transfer can help you pay down your existing credit card debt faster. This will also let you consolidate your other card balances into a single card, so you can save on monthly interest.

Travel

It offers great benefits for cardholders who frequently travel, including travel insurance coverage and other travel-related perks (like free access to VIP lounge, airline miles for every purchase, free 24/7 concierge services, and many more).

Fuel Rebate

For those who spend a lot of time on the road, it’s nice to have a card that can provide you discounts on your fuel purchases. Earn fuel rebate every time you gas up using your card at any partnered gas station. Plus, enjoy other related perks, such as a discount on car services, free roadside assistance, free gifts, or exclusive merchandise and collectibles.

Cashback/Rebate

Cashback reward program or rebate is very popular and one of the best features of credit cards in the country. It is useful for diligent cardholders, especially if they pay their card bills on time and in full each month. Some banks offer cashback rate on all purchases, while others offer higher rates on specific spending categories, and lower rates on everything else.

Frequent Flyer Miles

Designed to reward cardholders who love to travel, a frequent flyer miles credit card allows you to earn miles or airline points and redeem them for free flights. In addition, some cardholders also get tipped off regarding upcoming seat sale promos.

Women’s Feature

Specifically designed to celebrate a woman’s lifestyle, it provides exclusive rewards and discounts from different beauty and wellness establishments. Also, cardholders can enjoy free access to special events and promotions using this card.

See credit card types and features for more information.

Benefits of a credit card

  • Good as cash—you do not need to have cash on hand when you purchase products or services
  • Convenient—easier and faster to use, compared to cash
  • Earn points and rewards every time you spend
  • Avail of various discounts and perks provided by your chosen credit card
  • Enjoy exclusive promos
  • Protection features (e.g. travel insurance)
  • Cash rebates

How to apply for credit card online

Today, you can compare, choose, and apply for any credit card with just a few taps and clicks.

eCompareMo lets you choose the best option from a wide variety of credit cards, depending on the benefits and features that fit your lifestyle.

Make sure to ensure your eligibility and secure all the credit card application requirements first to enjoy a smoother application process.

To know if you are qualified to apply for a credit card, you may want to check out the eligibility and documents required by most banks below:

Credit card eligibility

  • Must be at least 21 to 70 years old for principal applicant or at least 13 years old for supplementary cardholders
  • Must have at least one (1) landline phone
  • Must be a Filipino citizen or, if foreign, must be a permanent resident in the Philippines for the last two (2) years
  • Must be a regular employee or if self-employed, with business operating for at least two (2) years
  • Income Requirement: At least P180,000 gross annual income

Documents Required

  • Photocopy of your latest W2 or BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR (for self-employed)
  • Photocopy of the last two (2) month's statement of account (for existing credit cardholders)
  • Any valid, photo-bearing ID issued by an official authority shall be acceptable, such as the following: Passport, Driver's License, Professional Regulations Commission (PRC) ID, Social Security System (SSS) Card with photo and scanned signature printed on the card, Voter's ID, Government Service Insurance System (GSIS) e-card, Philhealth card, Senior Citizen Card, OFW ID, Seaman's book, Company ID (Sec Registered or under BSP supervision)
  • For employed: photocopy of latest BIR Form 2316 signed by employer's authorized representative, original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown and photocopy of latest full month pay slip
  • For self-employed: photocopy of Registration of Business Name, photocopy of latest ITR and W4 with BIT/Bank Stamp, audited financial statements for the last 2 years, or bank statements for the last 3 months

We provide insightful, inspirational, and informative articles as well as social media campaigns that reach more than two million people monthly.

You can check out these articles for additional information about credit card application:

How to Apply for a Credit Card In the Philippines

What to Look For in a Credit Card

List of Credit Card Companies in the Philippines:

When it comes to choosing the right card, here are the list of major banks in the Philippines that provide a wide range of the best credit cards and deals to help you find the right card for you.

Check out: Latest Credit Card Promos offer by various credit card providers

Credit Card FAQs

What are interest rates and fees on a credit card?

Interest rate refers to the price you pay for the money you borrow when you used the credit card. Usually, interest rate varies from 2% to 3.5%, depending on the banks.

Apart from the interest rate, fees, such as annual fee, transaction fee, and penalty fee will also be charged to you, subject to the credit card you choose.

How quickly can I get it?

The application process depends on the bank that you choose and if you completely submit all the requirements. You can check the banking products page to know which banks have the fastest processing time. However, the application process normally takes about one week or two.

How much is the minimum payment?

In the Philippines, credit cardholders are required to pay at least 5% of their monthly card billings before the given due date to avoid late payment charges.

What people say about us
eComparemo is rated 4.3/ 5 based on 610 reviews It's amazing how eCompareMo puts all your credit card options in one place. I found mine in a matter of minutes. Smooth application process too--they have the most courteous staff. I've never experienced such convenience in my life!

rated eCompareMo 4.8 out of 5 on June 29, 2017