The Best Rewards Credit Cards are here

These rewards credit cards give you the most rewarding experience every time you use them.

Best Rewards Credit Card

Rewards Credit Cards

Whether it is shopping perks, non-expiring points, unlimited rebates, or exclusive freebies, there's a reward card for your needs. If you are still not sure what to get, check these cards and apply online now.

AUB - AUB Classic Mastercard
  • Every PHP50.00 credit card spend =1 AUB Rewards Point
  • Rewards Points do not expire
Annual fee
0 PHP
Monthly interest rate
2 %
AUB - AUB Easy Mastercard
  • Every PHP50.00 credit card spend = 1 AUB Rewards Point
  • Rewards points do not expire
Annual fee
0 PHP
Monthly interest rate
2 %
AUB - AUB Gold Mastercard
  • With complimentary airport lounge access (for the cardholder only)
  • Every PHP50.00 credit card spend = 1 AUB Rewards Point
Annual fee
0 PHP
Monthly interest rate
2 %
AUB - AUB Platinum Mastercard
  • Every PHP50.00 credit card spend = 1 AUB Rewards Point
  • With complimentary lounge access for you and one (1) guest
Annual fee
0 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Classic
  • Every PHP25.00 spend is equivalent to 1 point
  • With Annual Membership Fee Waiver
Annual fee
1,200 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Gold
  • With Annual Membership Fee Waiver
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
3,000 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Platinum
  • Waived Annual Fee
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
5,000 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Bank Visa/Mastercard Classic
  • Cash advance up to 50% of your credit limit
  • 0% installment plan for 3-24 months
Annual fee
1,500 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Bank Visa/Mastercard Gold
  • Cash advance up to 50% of your credit limit
  • 0% installment plan for 3-24 months
Annual fee
2,500 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Dolce Vita Titanium Mastercard
  • Avail of low interest balance transfer
  • 0% installment plan for 3-24 months
Annual fee
2,000 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Platinum Mastercard
  • FREE Lifetime Membership
  • Cash advance up to 70% of your credit limit
Annual fee
0 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Visa Platinum Credit Card
  • Global customer assistance
  • Accepted at over 1.9 Million atm locations worldwide
Annual fee
2,750 PHP
Monthly interest rate
2 %
HSBC - HSBC Gold Visa Cash Back Credit Card
  • 0% Installment plan for 3-36 months
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
HSBC - HSBC Platinum Visa
  • Free Travel Accident Insurance of up to PHP10 million
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
HSBC - HSBC Red Mastercard
  • Redeem air miles with your accumulated bonus points
Annual fee
1,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Femme Signature
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • You can personalize your card with your favorite photo
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Peso Platinum Mastercard
  • FREE 1st supplementary card
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Rewards Plus Visa
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Titanium Mastercard
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Toyota Mastercard
  • Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
  • Enjoy 3% fuel rebate at any participating Petron outlet
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank World Mastercard
  • Earn rewards points for every PHP20 spend = 1 point
  • Get automatic purchase protection coverage of up to PHP250,000
Annual fee
6,000 PHP
Monthly interest rate
3.5 %
UnionBank - UnionBank Gold Mastercard
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
2,500 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Gold Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
2,500 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Lazada Credit Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Miles+ Platinum Visa Card
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Platinum Mastercard
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Platinum Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank PlayEveryday Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
1,500 PHP
Monthly interest rate
2 %

There are many types of credit cards available for every lifestyle. It can be quite a challenge to pin down which one is right for you. One way you can make it easy is to know what you need a credit card for.

If you need a credit card for general use and if you want to get a chance to earn more points than most credit cards then a rewards credit card might be for you.

Rewards credit cards supercharge your rewards earning capability to take advantage of your spending. These rewards can be redeemed as points that you can use for in exchange for airmiles, loyalty points, rebates, discounts, deals, and cash backs.

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