Find the best credit cards in the Philippines

Compare the best credit cards in the Philippines. Find the perfect match for you then conveniently apply online within minutes.

Best credit cards in the Philippines

Compare 70+ Credit Cards From Top Credit Card Companies

Get matched with the most suitable credit card for your lifestyle.

AUB - AUB Classic Mastercard
  • Every PHP50.00 credit card spend =1 AUB Rewards Point
  • Rewards Points do not expire
Annual fee
0 PHP
Monthly interest rate
2 %
AUB - AUB Easy Mastercard
  • Every PHP50.00 credit card spend = 1 AUB Rewards Point
  • Rewards points do not expire
Annual fee
0 PHP
Monthly interest rate
2 %
AUB - AUB Gold Mastercard
  • With complimentary airport lounge access (for the cardholder only)
  • Every PHP50.00 credit card spend = 1 AUB Rewards Point
Annual fee
0 PHP
Monthly interest rate
2 %
AUB - AUB Platinum Mastercard
  • Every PHP50.00 credit card spend = 1 AUB Rewards Point
  • With complimentary lounge access for you and one (1) guest
Annual fee
0 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Cash Installment Card
  • Cash Loan Re-availment
  • Higher Cash Loan Limit
Annual fee
2,400 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Classic
  • Every PHP25.00 spend is equivalent to 1 point
  • With Annual Membership Fee Waiver
Annual fee
1,200 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Gold
  • With Annual Membership Fee Waiver
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
3,000 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Platinum
  • Waived Annual Fee
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
5,000 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Bank Visa/Mastercard Classic
  • Cash advance up to 50% of your credit limit
  • 0% installment plan for 3-24 months
Annual fee
1,500 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Bank Visa/Mastercard Gold
  • Cash advance up to 50% of your credit limit
  • 0% installment plan for 3-24 months
Annual fee
2,500 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Dolce Vita Titanium Mastercard
  • Avail of low interest balance transfer
  • 0% installment plan for 3-24 months
Annual fee
2,000 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest EveryDay Titanium Mastercard
  • Cash advance up to 70% of your credit limit
  • 0% installment plan for 3-24 months
Annual fee
2,800 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Platinum Mastercard
  • FREE Lifetime Membership
  • Cash advance up to 70% of your credit limit
Annual fee
0 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Practical Mastercard
  • Avail of low interest balance transfer
  • Flexible membership fee option
Annual fee
1,400 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Singapore Airlines KrisFlyer Platinum Mastercard
  • FREE Annual Fee for Life for your first Supplementary
  • Convert your high-ticket shopping and travel expenses into easy payment terms with a low monthly interest rates
Annual fee
4,000 PHP
Monthly interest rate
2 %
EastWest Bank - EastWest Visa Platinum Credit Card
  • Global customer assistance
  • Accepted at over 1.9 Million atm locations worldwide
Annual fee
2,750 PHP
Monthly interest rate
2 %
HSBC - HSBC Gold Visa Cash Back Credit Card
  • 0% Installment plan for 3-36 months
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
HSBC - HSBC Platinum Visa
  • Free Travel Accident Insurance of up to PHP10 million
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
HSBC - HSBC Red Mastercard
  • Redeem air miles with your accumulated bonus points
Annual fee
1,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Femme Signature
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • You can personalize your card with your favorite photo
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Peso Platinum Mastercard
  • FREE 1st supplementary card
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Rewards Plus Visa
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Titanium Mastercard
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Toyota Mastercard
  • Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
  • Enjoy 3% fuel rebate at any participating Petron outlet
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Travel Platinum Visa
  • Unlimited airport lounge access
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank World Mastercard
  • Earn rewards points for every PHP20 spend = 1 point
  • Get automatic purchase protection coverage of up to PHP250,000
Annual fee
6,000 PHP
Monthly interest rate
3.5 %
UnionBank - UnionBank Cebu Pacific Gold Credit Card
  • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
  • Exclusive access to Go Rewards and Cebu Pacific sale events
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Cebu Pacific Platinum Credit Card
  • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
  • Exclusive access to Go Rewards and Cebu Pacific sale events
Annual fee
5,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Gold Mastercard
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
2,500 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Gold Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
2,500 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Lazada Credit Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Miles+ Platinum Visa Card
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Platinum Mastercard
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Platinum Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank PlayEveryday Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
1,500 PHP
Monthly interest rate
2 %

Get the Best Credit Card in the Philippines

With hundreds of credit cards to choose from, how do you make sure you get one that’s tailor-fit for your budget and lifestyle? eCompareMo does all the work for you.

Find the right credit card in seconds

Compare credit cards & pick the best fit for you within seconds.

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Fully online application for your utmost convenience when applying for a credit card.

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eCompareMo makes sure you get the right credit card—fast. Through an online comparison platform, people can easily compare a wide variety of credit cards and find the best fit. Also, the relevant rates, fees, and other details are displayed to guide potential cardholders in choosing the card that best suits their lifestyle.

Our banking advisors make sure your application gets processed immediately upon completion of the required documents. It’s like having your own personal assistant—only using our services is absolutely free!

Before you apply for a credit card, think about your income, spending habits, lifestyle, and…yeah, life goals. Given the number of cards available from different banks in the Philippines, how will you know which is the right one for you? Consider these things when choosing your next credit card:

  • Low interest rate
  • Annual fee
  • Payment terms
  • Charges and other fees
  • Credit card promos
  • Perks and privileges
  • Loyalty points and rewards
  • Cash rebates

If you can use your credit card to empower your life decisions and stay away from unnecessary debt by being responsible financially, a credit card is packed with features that you'll enjoy.

Main features of credit cards:

  • Cash back
  • Redeemable rewards points
  • Frequent flyer-miles
  • Safer to use than debit cards
  • Balance transfer
  • Convenience of use at most establishments
  • Building credit

More than just for paying with the utmost convenience, credit cards offer benefits that unlocks opportunities not available for other payment channels.

Benefits of a credit card:

  • 0% interest installment
  • Auto pay bills payment
  • Special promos with discounts and freebies
  • Cashless transactions

With hundreds of credit cards on the market, applying for the right one may seem intimidating and confusing especially for first timers.

Not only that, credit cards come in different specs and features, have different interest rates, and offer various promos and perks. With that, it’s better to has all the information in your hands before applying for what you believe is the best credit card in the Philippines.

  1. Compare and choose the right credit card for your lifestyle
  2. Check your eligibility requirements
  3. Submit your credit card application online 
  4. Prepare and attach necessary documents and requirements
  5. Wait for confirmation and for credit card processor to reach out
Compare now
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