Much like most applications, there are certain qualifications and requirements that need to be met in order to proceed in processing and approving.

Here are the general qualifications and requirements:

Qualifications:

• At least 21 years old
• Filipino citizen or foreigner living in the Philippines
• Home, office, or business location near a branch of the issuing bank
• Active landline number or mobile phone number
• At least 1 year of regular employment status or at least 2 years of profitable business for self-employed individuals
• Minimum gross annual income depending on the kind of credit card you're applying for

Requirements:

• Completed and signed credit card application form
• Valid ID bearing credit card applicant’s photo and signature
• Employed applicants: latest BIR form 2316, Certificate of Employment, latest payslips of up to 3 months
• Self-employed applicants: latest BIR form 1701, latest financial statements
• Foreign residents: Alien Certificate of Registration or Immigrant Certificate of Registration and Work Permits

The good thing about eCompareMo is we help you find the perfect credit card to match your profile. This means you have a higher chance of approval with credit cards that we recommend to you.

You can start applying for a credit card of your choice online by going to ecomparemo.com/credit-card and select the Apply Now button. You'll go through a quick eligibility process so we can find you the best credit card for your needs and lifestyle. We've made the process easy, convenient, and secure so you don't have to do the legwork.