Check out these credit cards packed with the most promos

These credit cards offer deals, rebates, and discounts with every use. Take a look at the best promotion credit card promos here.

Promotions credit card in the Philippines

Promotions Credit Cards

For people who love promos, having a credit card that gives exclusive promos and privileges all year round is necessary. Start availing unlimited promos by applying for one of these credit cards.

Bank of Commerce - Bank of Commerce Cash Installment Card
  • Cash Loan Re-availment
  • Higher Cash Loan Limit
Annual fee
2,400 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Classic
  • Every PHP25.00 spend is equivalent to 1 point
  • With Annual Membership Fee Waiver
Annual fee
1,200 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Gold
  • With Annual Membership Fee Waiver
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
3,000 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Platinum
  • Waived Annual Fee
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
5,000 PHP
Monthly interest rate
2 %
HSBC - HSBC Gold Visa Cash Back Credit Card
  • 0% Installment plan for 3-36 months
Annual fee
2,500 PHP
Monthly interest rate
2 %
HSBC - HSBC Platinum Visa
  • Earn 5% cash back on shopping transactions, including online
  • Earn 5% cash back on essential travel spend
Annual fee
5,000 PHP
Monthly interest rate
2 %
HSBC - HSBC Red Mastercard
  • Redeem items, GCs, and air miles with your bonus points
Annual fee
2,500 PHP
Monthly interest rate
2 %
Metrobank - Metrobank Femme Signature
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • You can personalize your card with your favorite photo
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Peso Platinum Mastercard
  • FREE 1st supplementary card
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Rewards Plus Visa
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Titanium Mastercard
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Toyota Mastercard
  • Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
  • Enjoy 3% fuel rebate at any participating Petron outlet
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Travel Platinum Visa
  • Unlimited airport lounge access
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
UnionBank - UnionBank Cebu Pacific Gold Credit Card
  • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
  • Exclusive access to Go Rewards and Cebu Pacific sale events
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Cebu Pacific Platinum Credit Card
  • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
  • Exclusive access to Go Rewards and Cebu Pacific sale events
Annual fee
5,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Gold Mastercard
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
2,500 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Lazada Credit Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank PlayEveryday Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
1,500 PHP
Monthly interest rate
2 %
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You should apply for a credit card if you want to experience convenience in cashless payment and to enjoy special promos only available for credit cardholders.

These promos offer rewards, discounts, freebies, and exclusive deals that are not available through other modes of payment.

Much like most applications, there are certain qualifications and requirements that need to be met in order to proceed in processing and approving.

Here are the general qualifications and requirements:

Qualifications:

  • At least 21 years old
  • Filipino citizen or foreigner living in the Philippines
  • Home, office, or business location near a branch of the issuing bank
  • Active landline number or mobile phone number
  • At least 1 year of regular employment status or at least 2 years of profitable business for self-employed individuals
  • Minimum gross annual income depending on the kind of credit card you're applying for

Requirements:

  • Completed and signed credit card application form
  • Valid ID bearing credit card applicant’s photo and signature
  • Employed applicants: latest BIR form 2316, Certificate of Employment, latest payslips of up to 3 months
  • Self-employed applicants: latest BIR form 1701, latest financial statements
  • Foreign residents: Alien Certificate of Registration or Immigrant Certificate of Registration and Work Permits

The good thing about eCompareMo is we help you find the perfect credit card to match your profile. This means you have a higher chance of approval with credit cards that we recommend to you.

You can start applying for a credit card of your choice online by going to ecomparemo.com/credit-card and select the Apply Now button. You'll go through a quick eligibility process so we can find you the best credit card for your needs and lifestyle. We've made the process easy, convenient, and secure so you don't have to do the legwork.