Check out these credit cards packed with the most promos

These credit cards offer deals, rebates, and discounts with every use. Take a look at the best promotion credit card promos here.

Promotions credit card in the Philippines

Promotions Credit Cards

For people who love promos, having a credit card that gives exclusive promos and privileges all year round is necessary. Start availing unlimited promos by applying for one of these credit cards.

  • Annual fee
    ₱2,400
    Interest
    2% a month
    Minimum income
    ₱600,000 a year
    • With an option to pay at a low monthly effective interest rate
    • Cash Loan Re-availment
    • Higher Cash Loan Limit
    Get a quote Card details
  • Annual fee
    ₱1,200
    Interest
    2% a month
    Minimum income
    ₱600,000 a year
    • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
    • Every PHP25.00 spend is equivalent to 1 point
    • With Annual Membership Fee Waiver
    Get a quote Card details
  • Annual fee
    ₱3,000
    Interest
    2% a month
    Minimum income
    ₱600,000 a year
    • Every PHP25.00 spend is equivalent to 1 point
    • With Annual Membership Fee Waiver
    • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
    Get a quote Card details
  • Annual fee
    Free
    Interest
    2% a month
    Minimum income
    ₱1,200,000 a year
    • Every PHP25.00 spend is equivalent to 1 point
    • Waived Annual Fee
    • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
    Get a quote Card details
  • Annual fee
    ₱2,500
    Interest
    2% a month
    Minimum income
    ₱216,000 a year
    • 0% Installment plan for 3-36 months
    • 5% Cashback on dining transactions
    Apply with HSBC Card details
  • Annual fee
    ₱5,000
    Interest
    2% a month
    Minimum income
    ₱504,000 a year
    • Enjoy cashback on shopping, travel, insurance and all other spend
    • Earn 5% cash back on shopping transactions, including online
    • Earn 5% cash back on essential travel spend
    Apply with HSBC Card details
  • Annual fee
    ₱2,500
    Interest
    2% a month
    Minimum income
    ₱216,000 a year
    • Get 4x bonus points on online, dining, shopping, and overseas spend
    • Redeem items, GCs, and air miles with your bonus points
    Apply with HSBC Card details
  • Annual fee
    ₱5,000
    Interest
    3.5% a month
    Minimum income
    ₱646,153 a year
    • Earn rewards points for every PHP20 = 1 point
    • With embedded CHIP CARD that protects you from credit card fraud due to cloning
    • You can personalize your card with your favorite photo
    Get a quote Card details
  • Annual fee
    ₱5,000
    Interest
    3.5% a month
    Minimum income
    ₱646,153 a year
    • With embedded CHIP CARD that protects you from credit card fraud due to cloning
    • FREE 1st supplementary card
    Get a quote Card details
  • Annual fee
    ₱2,500
    Interest
    3.5% a month
    Minimum income
    ₱323,076 a year
    • Easrn 2x rewards points on dining, department store and online spend
    • With embedded CHIP CARD that protects you from credit card fraud due to cloning
    Get a quote Card details
  • Annual fee
    ₱2,500
    Interest
    3.5% a month
    Minimum income
    ₱323,076 a year
    • Easrn 2x rewards points on dining, department store and online spend
    • With embedded CHIP CARD that protects you from credit card fraud due to cloning
    Get a quote Card details
  • Annual fee
    ₱2,500
    Interest
    3.5% a month
    Minimum income
    ₱166,153 a year
    • Enjoy 10% discount on all Toyota dealers (applies to genuine accessories, parts and labor)
    • Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
    • Enjoy 3% fuel rebate at any participating Petron outlet
    Get a quote Card details
  • Annual fee
    ₱5,000
    Interest
    3.5% a month
    Minimum income
    ₱700,000 a year
    • Triple rewards on local airlines, hotel accomodation and international spending
    • Unlimited airport lounge access
    • With embedded CHIP CARD that protects you from credit card fraud due to cloning
    Get a quote Card details
  • Annual fee
    ₱3,000
    Interest
    2% a month
    Minimum income
    ₱360,000 a year
    • Earn 1 Go Rewards point for every PHP 200 spent
    • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
    • Exclusive access to Go Rewards and Cebu Pacific sale events
    Apply with UnionBank Card details
  • Annual fee
    ₱5,000
    Interest
    2% a month
    Minimum income
    ₱600,000 a year
    • Earn 1 Go Rewards point for every PHP 200 spent
    • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
    • Exclusive access to Go Rewards and Cebu Pacific sale events
    Apply with UnionBank Card details
  • Annual fee
    ₱2,500
    Interest
    2% a month
    Minimum income
    ₱360,000 a year
    • Cash Advance
    • Worldwide Acceptance
    • Car Secure Auto-Insurance Plan
    Apply with UnionBank Card details
  • Annual fee
    ₱3,000
    Interest
    2% a month
    Minimum income
    ₱360,000 a year
    • Worldwide Acceptance
    • Car Secure Auto-Insurance Plan
    • Bill Manager Auto-Charge facility
    Apply with UnionBank Card details
  • Annual fee
    ₱1,500
    Interest
    2% a month
    Minimum income
    ₱360,000 a year
    • Worldwide Acceptance
    • Car Secure Auto-Insurance Plan
    • Bill Manager Auto-Charge facility
    Apply with UnionBank Card details

Compare credit cards

Frequently asked questions

Why should I apply for a credit card?

You should apply for a credit card if you want to experience convenience in cashless payment and to enjoy special promos only available for credit cardholders.

These promos offer rewards, discounts, freebies, and exclusive deals that are not available through other modes of payment.

What are the requirements in applying for a credit card?

Much like most applications, there are certain qualifications and requirements that need to be met in order to proceed in processing and approving.

Here are the general qualifications and requirements:

Qualifications:

  • At least 21 years old
  • Filipino citizen or foreigner living in the Philippines
  • Home, office, or business location near a branch of the issuing bank
  • Active landline number or mobile phone number
  • At least 1 year of regular employment status or at least 2 years of profitable business for self-employed individuals
  • Minimum gross annual income depending on the kind of credit card you're applying for

Requirements:

  • Completed and signed credit card application form
  • Valid ID bearing credit card applicant’s photo and signature
  • Employed applicants: latest BIR form 2316, Certificate of Employment, latest payslips of up to 3 months
  • Self-employed applicants: latest BIR form 1701, latest financial statements
  • Foreign residents: Alien Certificate of Registration or Immigrant Certificate of Registration and Work Permits

The good thing about eCompareMo is we help you find the perfect credit card to match your profile. This means you have a higher chance of approval with credit cards that we recommend to you.

How can I apply for a credit card online?

You can start applying for a credit card of your choice online by going to ecomparemo.com/credit-card and select the Apply Now button. You'll go through a quick eligibility process so we can find you the best credit card for your needs and lifestyle. We've made the process easy, convenient, and secure so you don't have to do the legwork.