BPI Credit Cards
BPI Credit Card offers a wide range of cards that suits every individual’s unique needs. Provides hassle-free way to shop and spend across islands and continents. Get the most exclusive credit card perks and privileges when you shop anywhere. Enjoy shopping and dining rebates, free lounge access, discounts on cinemas, travel insurance and so much more using your BPI credit card. View more credit cards and choose which card fits you.
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Frequently asked questions
How much is the minimum monthly payment?
The minimum payment is 5% of all purchases including the special installment plans for the month. The minimum payment should be paid in full, and this also includes amounts past due and excess of the total credit limit.
How will I receive my approved credit card from BPI?
Your approved credit card will be delivered to your registered address within 7 days from the date of approval.
Features of BPI credit card
- Earn real thrills points every time you use your bpi credit card and redeem exciting rewards at partner merchants.
- No finance charge on new purchases even if you make partial payment on your outstanding balance from previous month.
- Make cash advances anytime, anywhere at over 1,500 bpi atm’s nationwide and 1.2 million cirrus-affiliated atm’s worldwide.
- Pay your high-ticket items in flexible payment terms at low, fixed add-on rates to help you manage your budget.
- Convert your credit limit into a cash loan and pay in easy monthly installment terms.
Eligibility requirements in applying for a BPI Credit Card
- Applicants must be at least 21 years old. Supplementary card applicants must be at least 13 years old
- Applicants must have a business or residence landline number and a mobile number
BPI credit card requirements
The applicant must submit all required documents to proceed with their application:
Proof of Identification: (Prepare a photocopy or scanned copy of at least two (2) valid IDs such as Passport, Driver’s License, Postal ID, Government Service Insurance System (GSIS) e-Card, Government Service Insurance System (GSIS) e-Card, Social Security System (SSS) Card, OFW ID, or Company ID issued by private organization registered either by BSP, SEC or IC
For Employed:
- Certificate of Employment or Contract of Employment (for Overseas Filipino Workers)
- Two (2) latest payslips
- Latest Income Tax Return (ITR) or;
- Latest Credit Card Statement (if applicable)
For Self-Employed:
- Latest Audited Financial Statements (AFS) and
- Latest Income Tax Return (ITR) or;
- Latest Credit Card Statement (if applicable)
BPI credit card promos
- Use your BPI credit card for a minimum single receipt purchase of PHP2,000.00 and get up to 6 months of Netflix, on us. Promo period until October 31, 2019.
- Get up to 35% OFF in Cucina's lunch and dinner buffet when you use your BPI credit card to pay. Promo period until October 15, 2019.
- For a minimum spend of PHP2,000.00 using your BPI credit card at Mango Tree Bistro get a FREE Red Ruby Chestnut with Macapuno Ice Cream or Bua Loi. Promo period until December 31, 2019.
- Using your BPI credit card enjoy 20% OFF on selected services at Nisce Skin Medispa. Promo period until December 31, 2019.
- For a minimum spend of PHP1,000.00 using your BPI credit card get any 2 small plates (P100) at participating Peri-Peri Charcoal Chicken and Sauce Bar branches. Promo period until October 5, 2019.
- Get up to 60% OFF on Trampoline Park with your BPI credit card. Promo period until December 31, 2019.
View all BPI Credit Card Promos
| Type of Card | Min. Required Income | Annual Fee | Interest Charge | Reward Type |
|---|---|---|---|---|
| BPI Amore Visa | PHP180,000 | Principal: PHP2,050 Supplementary: PHP1,025 | 3.50% | Promotions, Rewards, Shopping |
| BPI Edge Mastercard | PHP180,000 | Principal: PHP1,320 Supplementary: PHP660 | 3.50% | Rewards |
| BPI Blue Mastercard | PHP180,000 | Principal: PHP1,550 Supplementary: PHP775 | 3.50% | Promotions, Rewards, Shopping |
| Petron - BPI Mastercard | PHP180,000 | Principal: PHP1,550 Supplementary: PHP775 | 3.50% | Fuel Rebate |
| BPI SkyMiles Mastercard | PHP180,000 | Principal: PHP2,050 Supplementary: PHP1,025 | 3.50% | Travel, Airmiles |
| BPI eCredit | PHP180,000 | No Annual Fee | 3.50% | Shopping |
| BPI Family Credit Card | PHP180,000 | Principal: PHP1,000 Supplementary: PHP500 | 2.00% | Rewards, Shopping |
| BPI Gold Mastercard | PHP480,000 | Principal: PHP2,250 Supplementary: PHP1,125 | 3.50% | Travel, Shopping |
| BPI SkyMiles Platinum Mastercard | PHP1,000,000 | Principal: PHP5,000 Supplementary: PHP2,500 | 3.50% | Travel, Airmiles |
| BPI Amore Visa Platinum | PHP1,000,000 | Principal: PHP5,000 Supplementary: PHP2,500 | 3.50% | Travel |