Best Airline Miles Credit Cards In The Philippines

Traveling shouldn’t be expensive all the time, especially if you know how to travel smart and manage your finances well. One way to travel smart is to pick the best credit card that offers airline miles.

Our list of the best air miles credit cards provides a wide variety of benefits that includes earning flights through redeemed air miles, exclusive VIP lounge access, and comprehensive travel insurance package. Choose from one of these cards and find the right one that will bring you to your dream destination.

AUB Platinum Mastercard

AUB Platinum Mastercard

  • No Interest on New Purchases
  • Annual Fee Waived for Life
  • Interest Rate (monthly)3.50%
  • Annual Fee0 PHP
Apply Now
EastWest Practical Mastercard

EastWest Practical Mastercard

  • Cash advance up to 50% of your credit limit
  • Avail of low interest balance transfer
  • Interest Rate (monthly)3.25%
  • Annual Fee1,400 PHP
Apply now
HSBC Red Mastercard

HSBC Red Mastercard

  • FREE Annual Fee for Life Promo
  • Get 4x Bonus Points on shopping purchases
  • Interest Rate (monthly)3.50%
  • Annual Fee0 PHP
Apply Now
Metrobank M Lite Mastercard

Metrobank Femme Signature

  • Earn rewards points for every PHP20 = 1 point
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • Interest Rate (monthly)3.50%
  • Annual Fee5,000 PHP
Apply Now

What is an Airline Miles Credit Card and how does it work?

Airline Miles, sometimes known as frequent flyer miles, are a loyalty program offered by credit card companies in conjunction with airlines. You accumulate points or miles in two ways: First, based on the distance you fly with a certain airline and second, based on how much you spend with your credit card. Once you have accumulated enough points or miles, you may use them to buy tickets.

Sounds simple, right? However, it can be a little more complicated than you think. For starters, how many miles do you actually need to get a free flight? Sometimes, it would depend on the terms of the credit card you have so that’s why it’s better that you fully understand the terms and conditions of the Airline Miles on your credit card.

How to Earn Airline Miles?

The question is, how do you earn Airline Miles? How does this thing work?

  1. Choose an airline miles credit card and use it. Take note that it is important to find a card that fits your annual income. You may be approved for a higher credit limit with promising rewards and accumulated points but you need to make sure that you are able to pay the monthly premiums
  2. Sign up for welcome bonuses. Most credit card companies offer these perks for new users (or even existing ones). Each issuer has its own terms.
  3. Travel and fly! Some cards allow you to accumulate more points that can be converted to miles is you use them for travel related purposes. Maximizing the usage of your credit card will helps you accumulate points and miles
  4. Enroll in Dining Programs! Dining at a particular restaurant can earn you extra points for your credit card as some establishments are partnered with credit card institutions. If your card allows reward points to be converted to airmiles, you going to earn even more miles by dining out.

How to Maximize your Airline Miles?

It is easy to utilize and maximize the points that we have accumulated by knowing the existing programs that our chosen credit card has.

A cashback rewards card is typically best for domestic flights as it allows you to earn points but having less expensive trip at the same time. Booking at hotels also allows you to maximize the usage of your accrued points that can be used eventually for traveling.

How many miles do you need to get a free flight?

It depends on the loyalty program as each program has different ways of calculating how you earn air miles and how many you need to accumulate to get that free flight.

For example, for BDO Platinum / Titanium MasterCard users, two (2) Elite Points is equivalent to one (1) Mile. The minimum points for transfer is 1,000 Elite Points.

Furthermore, the exact number of miles needed for a free flight will depend on your origin and destination, the cabin type, and what airline you fly with.

You may ask your issuing bank about the terms and conditions and how many Air Miles you’ll have to accrue for you to get a free flight.

How to Choose the best Miles Credit Card

Here at eComapreMo, we can provide you with a list of the best Miles Credit Cards to choose from.

Choosing the best one for you is pretty easy if you know what type of traveler you are, so think now, are you a luxury traveler or a budget traveler.