Best Air Miles Credit Cards in the Philippines

Enjoy earning air miles that can be redeemed for FREE flights with an air miles credit card. Choose the right one that will bring you to your dream destination.

Best Air Miles Credit Cards in the Philippines

Air miles Credit Cards

Bank of Commerce - Bank of Commerce Mastercard Classic
  • Every PHP25.00 spend is equivalent to 1 point
  • With Annual Membership Fee Waiver
Annual fee
1,200 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Gold
  • With Annual Membership Fee Waiver
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
3,000 PHP
Monthly interest rate
2 %
Bank of Commerce - Bank of Commerce Mastercard Platinum
  • Waived Annual Fee
  • Earn 5x rewards point when you use your card for dining and shopping at selected establishments
Annual fee
5,000 PHP
Monthly interest rate
2 %
Metrobank - Metrobank Femme Signature
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
  • You can personalize your card with your favorite photo
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Peso Platinum Mastercard
  • FREE 1st supplementary card
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Rewards Plus Visa
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Titanium Mastercard
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Toyota Mastercard
  • Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
  • Enjoy 3% fuel rebate at any participating Petron outlet
Annual fee
2,500 PHP
Monthly interest rate
3.5 %
Metrobank - Metrobank Travel Platinum Visa
  • Unlimited airport lounge access
  • With embedded CHIP CARD that protects you from credit card fraud due to cloning
Annual fee
5,000 PHP
Monthly interest rate
3.5 %
UnionBank - UnionBank Cebu Pacific Gold Credit Card
  • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
  • Exclusive access to Go Rewards and Cebu Pacific sale events
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Cebu Pacific Platinum Credit Card
  • Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
  • Exclusive access to Go Rewards and Cebu Pacific sale events
Annual fee
5,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Gold Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
2,500 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Miles+ Platinum Visa Card
  • Worldwide Acceptance
  • Car Secure Auto-Insurance Plan
Annual fee
3,000 PHP
Monthly interest rate
2 %
UnionBank - UnionBank Platinum Visa Card
  • Car Secure Auto-Insurance Plan
  • Bill Manager Auto-Charge facility
Annual fee
3,000 PHP
Monthly interest rate
2 %

Air Mile Credit Cards FAQ

Your pressing questions on air mile credit cards, answered here.

Airline Miles, sometimes known as frequent flyer miles, are a loyalty program offered by credit card companies in conjunction with airlines. You accumulate points or miles in two ways: First, based on the distance you fly with a certain airline and second, based on how much you spend with your credit card. Once you have accumulated enough points or miles, you may use them to buy tickets.

Sounds simple, right? However, it can be a little more complicated than you think. For starters, how many miles do you actually need to get a free flight? Sometimes, it would depend on the terms of the credit card you have so that’s why it’s better that you fully understand the terms and conditions of the Airline Miles on your credit card.

How do you earn Airline Miles? How does this thing work?

  1. Choose an airline miles credit card and use it. Take note that it is important to find a card that fits your annual income. You may be approved for a higher credit limit with promising rewards and accumulated points but you need to make sure that you are able to pay the monthly premiums
  2. Sign up for welcome bonuses. Most credit card companies offer these perks for new users (or even existing ones). Each issuer has its own terms.
  3. Travel and fly! Some cards allow you to accumulate more points that can be converted to miles is you use them for travel related purposes. Maximizing the usage of your credit card will helps you accumulate points and miles
  4. Enroll in Dining Programs! Dining at a particular restaurant can earn you extra points for your credit card as some establishments are partnered with credit card institutions. If your card allows reward points to be converted to airmiles, you going to earn even more miles by dining out.

It is easy to utilize and maximize the points that we have accumulated by knowing the existing programs that our chosen credit card has.

An air miles credit card is typically best to earn FREE domestic or international flights as it allows you to earn more points for travel and book hotels or resorts at a discount. You can also use your air miles credit card for shopping abroad because of the wide network of merchants supporting your credit card.

It depends on the loyalty program as each program has different ways of calculating how you earn air miles and how many you need to accumulate to get that free flight.

For example, for BDO Platinum / Titanium MasterCard users, two (2) Elite Points is equivalent to one (1) Mile. The minimum points for transfer is 1,000 Elite Points.

Furthermore, the exact number of miles needed for a free flight will depend on your origin and destination, the cabin type, and what airline you fly with.

You may ask your issuing bank about the terms and conditions and how many Air Miles you’ll have to accrue for you to get a free flight.

Here at eComapreMo, we can provide you with a list of the best Miles Credit Cards to choose from.

Choosing the best one for you is pretty easy if you know what type of traveler you are, so think now, are you a luxury traveler or a budget traveler.

IATF OKs New, Looser Adjusted Travel Protocols
Kevin Joshua Ng
Kevin Joshua Ng 2 min read
Child Car Seat Law FAQ: Here's What You Need to Know
Kevin Joshua Ng
Kevin Joshua Ng 3 min read
Zambales To Open Beaches For Tourists Soon
Kevin Joshua Ng
Kevin Joshua Ng 2 min read