UnionBank Credit Cards
Enjoy all Perks, privileges and pleasures offered by UnionBank Credit Cards. A wide array of credit cards for various types of needs. Accepted in more than a million Visa and Mastercard establishments worldwide. A no-fuss cash choice that enable you to enjoy when you spend – Unionbank credit card is your perfect partner in shopping. View all credit cards from our partners and easily apply online for free.
- Credit Life Insurance – UProtect / USecure | U-PROTECT: Pays your minimum monthly payment while you are temporarily disabled or up to PHP400,000 for death dues to illness or accident.
- 0% interest and up to 36 months installment terms on selected items and partner establishments.
- Cash advance
- Minimum transaction to apply for installment is PHP 3,000 or higher, depending on partner establishment conditions.
- Redeem points for free flights in Cebu Pacific, items from Robinsons retails stores, and gas from Caltex
- Automatic points crediting to Go Rewards account
- U-SECURE: Up to PHP400,000 paid to you or your family to help with financial difficulties brought about by death or total permanent disability.
- Credit card security and protection
- Income Requirement: PHP360,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- Free travel insurance up to PHP 10-M when you charge your airline tickets to your UnionBank Cebu Pacific Platinum credit card
- 0% interest and up to 36 months installment terms on selected items and partner establishments.
- Cash advance
- Minimum transaction to apply for installment is PHP3,000 or higher, depending on partner establishment conditions.
- Redeem points for free flights in Cebu Pacific, items from Robinsons retails stores, and gas from Caltex
- Free Airport Lounge access
- Automatic points crediting to Go Rewards account
- Credit Life Insurance – UProtect / USecure | U-PROTECT: Pays your minimum monthly payment while you are temporarily disabled or up to PHP400,000 for death dues to illness or accident.
- Enjoy 53 days credit, 0% interest from cut-off date to payment due date if full balance is paid
- Credit card security and protection
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- 0% Installment and Discount Program
- Flexible Monthly Payment
- Get 1% cashback on all your purchases
- Global Discount Program with top Dining & Hotel Merchants
- 24-hour Customer Service | 02-86317528
- Secured Card Option
- Longer Payment Terms
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Internet Access to Account
- Income Requirement: PHP360,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- 0% Installment and Discount Program
- Cebu Pacific Get Go | P70 to 1 GetGo Pt
- Flexible Monthly Payment
- Petron VC
- Global Emergency Assistance
- Global Discount Program with top Dining & Hotel Merchants
- FREE access to Club Manila Lounge
- Shopping GCs
- Earn 1 rewards point for every spend of PHP35.00
- Secured Card Option
- 24-hour Customer Service | 02-86317528
- Rewards points can be converted into airmile | P70 to 1 mile
- Asiatravel e-voucher
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Internet Access to Account
- SM Movie Card
- Longer Payment Terms
- Income Requirement: PHP360,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- EVERY P200 SPEND AT LAZADA = P6 LAZADA CREDITS AND EVERY P200 SPEND AT ALL OTHER MERCHANTS = P1 LAZADA CREDITS
- 0% Installment and Discount Program
- Flexible Monthly Payment
- Global Discount Program with top Dining & Hotel Merchants
- 24-hour Customer Service | 02-86317528
- Free shipping and vouchers to Lazada Mega Sales.
- Secured Card Option
- Longer Payment Terms
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Internet Access to Account
- Income Requirement: PHP360,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- Platinum Elite Program
- Travel Insurance
- 0% Installment and Discount Program
- Flexible Monthly Payment
- Cebu Pacific Get Go | P50 to 1 GetGo Pt
- Global Emergency Assistance
- Global Discount Program with top Dining & Hotel Merchants
- With FREE access to Club Manila Lounge at NAIA Terminal 1
- Earn 1 rewards point for every spend of PHP25.00
- Rewards points can be converted into airmile | P50 to 1 mile
- 24-hour Customer Service | 02-86317528
- Travel Expense Reimbursement
- Internet Access to Account
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Secured Card Option
- Longer Payment Terms
- SM Movie Card / Asiatravel e-voucher
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- 0% Installment and Discount Program
- Platinum Elite Program
- Flexible Monthly Payment
- Earn 1% cash back on everyday purchases
- Domestic Toll Free Number | 1800-1888-2277
- With FREE access to Club Manila Lounge at NAIA Terminal 1
- 24-hour Customer Service | 02-86317528
- Global Discount Program with top Dining & Hotel Merchants
- Secured Card Option
- Longer Payment Terms
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Internet Access to Account
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- With travel insurance of up to PHP10M
- Cebu Pacific Get Go | P50 to 1 GetGo Pt
- 0% Installment and Discount Program
- Flexible Monthly Payment
- Petron VC
- Global Emergency Assistance
- Global Discount Program with top Dining & Hotel Merchants
- FREE access to Club Manila Lounge located at NAIA terminal 1
- Shopping GCs
- Earn 1 rewards point for every spend of PHP25.00
- 24-hour Customer Service | 02-86317528
- Rewards points can be converted into airmile | P50 to 1
- Asiatravel e-voucher
- Internet Access to Account
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Secured Card Option
- Longer Payment Terms
- SM Movie Card
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
- 0% Installment and Discount Program
- Giftaway Merchants Redeemable thru Convergent Banking
- Flexible Monthly Payment
- Earn 1 rewards point for every spend of PHP10.00
- Secured Card Option
- 24-hour Customer Service | 02-86317528
- Credit Life Insurance – | U-SECURE. PHP0.55 for every PHP100 O/S & BENEFICIARY GETS THE SAME AMOUNT
- Internet Access to Account
- Longer Payment Terms
- Income Requirement: PHP360,000.00 Gross Annual Income
- Monthly Effective Interest Rate 2.00 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn reward point for every PHP20.00 spend = 1 point
- Reward points can be converted into airmiles
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn reward point for every PHP200.00 spend = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- 10% discount for dining transactions of PHP300.00 to PHP5,000.00, 10% discount at transactions beyond PHP5,000.00
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Every PHP30.00 spend lets you earn 1 get go point
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- With up to PHP10M Comprehensive Travel Insurance
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Every PHP30.00 spend lets you earn 1 get go point
- FREE extra 5kg baggage allowance
- Income Requirement: PHP1,200,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- 15% off on over the counter room rate
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- FREE comprehensive travel Insurance of up to P10Million
- Redeem reward points by exchanging to PAL Mabuhay Airlines
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn reward point for every PHP25.00 spend = 1 point
- 24/7 Concierge service
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP200.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- 50% of your Annual Fee will be donated to Benildean scholars and student athletes
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Reward points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn Reward point for every spending of PHP200.00 = 1 point
- Reward points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP40.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn Reward point for every spending of P20 = 1 point
- reward points can be converted into airmile
- 10% discount on healthcare plans
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 2% discount on all purchases of LPG, 5% discount on LPG accessories worth PHP400.00 and 5% discount on Globe Electronic Prepaid
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn Reward point for every spending of P20 = 1 point
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Get 10% discount at Azalea Restaurant, Tower Lounge and Steak Bar
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn Reward point for every spending of P20 = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- 3% fuel rebate when you gas up at phoenix stations
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 10% discount on Phoenix Lubricants and services at Phoenix Stations
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- FREE Mac and Cheese for every PHP500.00 purchase, Memphis Pound Cake for every PHP1,000.00 purchase and Carbonara for every PHP1,500.00 purchase
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn Reward point for every spending of P40 = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 35% discount on SEAIR tickets on non-peak period and 20% discount on peak period
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn Reward point for every spending of P20 = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP200.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment terms
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- 50% of your annual fee will be donated to Southwestern University
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Earn 1 rewards point for every spend of PHP200.00 at Suy Sing Branch
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Get year round 5% discount when you shop at The North Face
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 50% discount on comprehensive eye examination worth PHP1,800.00
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 5% discount on UST hospital services, P1000 discount on wedding fee at UST church
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
This product is not available at the moment.
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
FAQs
How will I receive my approved credit card from UnionBank?
Once your UnionBank credit card application is approved, you need to wait for 7 days for your card to arrive at the address you place in the application form
How much is the minimum monthly payment?
Minimum monthly payment for UnionBank card is 5% of the minimum amount due or PHP 500 (whichever is higher).
Features of UnionBank credit card
- Enjoy 0% installment rate for your purchases with flexible payment terms from 3 months up to 36 months.
- Auto charge feature on utility bills.
- Unlimited number of supplementary cards.
- Cash advance facility for immediate need of money.
- Take advantage of Cebu Pacific’s promo fares by using your points to pay for these tickets.
- Get exclusive access Club Manila Lounge for free, no matter which airline you fly.
- Longer credit terms available.
- Get instant cash rebates on your purchases.
- Enjoy exclusive privileges from its wide range of shopping, dining and leisure credit cards.
UnionBank credit card eligibility requirements
- 18 to 60 years old with a minimum gross annual income of Php600,000
- Must have a residence/business landline phone
- Employed or practicing a profession or own a business that has been existing for at least one (1) year
Document requirements in applying for a UnionBank Credit Card
- Copy of two (2) Valid IDs with photo and signature plus three (3) specimen signature
- Proof of Income. If employed/ fixed salary earner, applicant must submit any of the following (1. Latest Income Tax Return or BIR form 2316, 2. At least 1 month payslip, 3. Original copy of Certificate of Employment)
- If self-employed (1. Income Tax Return BIR form 1701 or 1702 with BIR or bank stamp, 2. Department of Trade and Industry Certificate of Business Name Registration, 3. Proof of billing address)
UnionBank Credit Card Promos
- Enjoy all year-round perks and benefits at Anya Resorts Tagaytay, Club Paradise Palawan, Discovery Country Suites Tagaytay, Crimson Resort and Spa, Discovery Shores Boracay, and Discovery Suites Ortigas with visa’s epic experiences. Promo valid until March 15, 2019.
- UnionBank Visa cardholders can enjoy year-round exclusive treats at any partner restaurants around the country. Promo runs from March 16, 2018 to March 15, 2019.
- Get exclusive privileges when you travel at any European destinations. Receive VIP card for an additional 10% saving on purchases at any of the Nine Chic Outlet Villages and save up to 35% on international car rental at Avis. Promo valid until December 31, 2018.
- Enjoy 0% interest on 3 months installment with a minimum single receipt purchase of P5,000. Promo period is until December 31, 2018.
View all UnionBank Credit Card Promos
| Particulars | Fees |
|---|
| Annual fee for Principal cardholder | PHP1,500 – PHP5,000 |
| Annual fee for Supplementary cardholder | PHP750 – PHP2,500 |
| Monthly effective interest rate | 3.50% |
| Late payment charge | 6% of the amount or P300,
whichever is higher |
| Over limit fee | PHP500 |
| Card replacement fee | PHP400 |
| Dispute fee | PHP1,000 |
| Pre-termination fee | For pre-termination of installment program,
charged will be 5% of the remaining balance
or PHP500, whichever is higher |
Other UnionBank Products:
