UnionBank Credit Cards
Enjoy all Perks, privileges and pleasures offered by UnionBank Credit Cards. A wide array of credit cards for various types of needs. Accepted in more than a million Visa and Mastercard establishments worldwide. A no-fuss cash choice that enable you to enjoy when you spend – Unionbank credit card is your perfect partner in shopping. View all credit cards from our partners and easily apply online for free.
UnionBank Classic Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP200.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Shop & Talk Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP200.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Miles+ Platinum Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- FREE comprehensive travel insurance of up to PHP10M
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Access to Club Manila Lounge at NAIA Terminal 1 with FREE assortment of food and beverages
- Earn 1 rewards point for every spend of PHP25.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Platinum Mastercard
- Earn 1.5% cash back on everyday purchases
- With FREE access to Club Manila Lounge at NAIA Terminal 1
- Offers exciting privileges for dining, shopping and attractions
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank De La Salle - College of Saint Benilde Alumni Association Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- 50% of your Annual Fee will be donated to Benildean scholars and student athletes
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Southwestern University Alumni Foundation Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- 50% of your annual fee will be donated to Southwestern University
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Gold Visa Card
- 0% installment for 3-36 months term
- FREE access to Club Manila Lounge
- Earn 1 rewards point for every spend of PHP35.00
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Platinum Visa Card
- With travel insurance of up to PHP10M
- 0% installment for 3-36 months term
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- FREE access to Club Manila Lounge located at NAIA terminal 1
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Cebu Pacific GetGo Credit Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Every PHP30.00 spend lets you earn 1 get go point
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Cebu Pacific GetGo Platinum Credit Card
- 0% installment plan for 3 to 36 months at participating merchants
- With up to PHP10M Comprehensive Travel Insurance
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Every PHP30.00 spend lets you earn 1 get go point
- FREE extra 5kg baggage allowance
- Income Requirement: PHP1,200,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank The North Face Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Get year round 5% discount when you shop at The North Face
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Corporate Credit Card
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Home Depot Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Racks Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- FREE Mac and Cheese for every PHP500.00 purchase, Memphis Pound Cake for every PHP1,000.00 purchase and Carbonara for every PHP1,500.00 purchase
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Riviera Golf Club Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Suy Sing Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP200.00 at Suy Sing Branch
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Mapfre Insular Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Burgoo Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- 10% discount for dining transactions of PHP300.00 to PHP5,000.00, 10% discount at transactions beyond PHP5,000.00
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Cebu Parklane International Hotel Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- 15% off on over the counter room rate
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Couples for Christ Foundation for Family and Life Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank World Wide Fund Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Siliman University Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment terms
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Insular Life Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP40.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank San Beda College Alumni Association Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Centro Escolar University Alumni Foundation Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank The Philippine Red Cross Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Haribon Foundation Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank People Management Association of the Philippines Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Don Bosco Alumni Association Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Alpha Phi Omega Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank University of the Philippines Alumni Association Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Ateneo Alumni Association Visa Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
These cards are no longer available to new customers
UnionBank Classic Platinum Card
- 0% installment plan over a 3 to 36 months at participating merchants
- FREE comprehensive travel Insurance of up to P10Million
- Redeem reward points by exchanging to PAL Mabuhay Airlines
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn reward point for every PHP25.00 spend = 1 point
- 24/7 Concierge service
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Bai Visa
- 0% installment plan for 3 to 36 months at participating merchants
- Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn reward point for every PHP200.00 spend = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Great Treats and Rewards (GTR)
- 0% installment plan over a 3 to 36 months at participating merchants
- Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn Reward point for every spending of PHP200.00 = 1 point
- Reward points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Aesthetic Science Credit Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn reward point for every PHP20.00 spend = 1 point
- Reward points can be converted into airmiles
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank First Life Credit Card
- 0% installment for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Reward points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank The Optical Shop Credit Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 50% discount on comprehensive eye examination worth PHP1,800.00
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Phoenix Petroleum Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- 3% fuel rebate when you gas up at phoenix stations
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 10% discount on Phoenix Lubricants and services at Phoenix Stations
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Metro Gas Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 2% discount on all purchases of LPG, 5% discount on LPG accessories worth PHP400.00 and 5% discount on Globe Electronic Prepaid
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank One Tagaytay Place Credit Card
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn Reward point for every spending of P20 = 1 point
- Reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
- Get 10% discount at Azalea Restaurant, Tower Lounge and Steak Bar
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank MedAsia Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn Reward point for every spending of P20 = 1 point
- reward points can be converted into airmile
- 10% discount on healthcare plans
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank MediCard Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Slimmers World International Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank De La Salle Dasmarinas Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank SEAIR Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn Reward point for every spending of P40 = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 35% discount on SEAIR tickets on non-peak period and 20% discount on peak period
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Philippine Academy of Ophthalmology Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn Reward point for every spending of P20 = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Wesleyan University Philippines Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank SOS Children's Village Philippines Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Adamson University Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank St. Theresa's Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Sacred Heart School Ateneo de Cebu Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- Earn Reward point for every spending of P20 = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank St. Paul College Pasig Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Philippine Medical Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank University of the East Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Assumption Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Colegio de San Juan de Letran Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP180,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank De La Salle Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank La Salle GreenHills Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank University of Sto. Tomas Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- 5% discount on UST hospital services, P1000 discount on wedding fee at UST church
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
UnionBank Lourdes School Alumni Association Credit Card
- 0% installment plan over a 3 to 36 months at participating merchants
- Enjoy 0% interest on 24 months installment at different partner establishments nationwide using your Unionbank credit card. Promo period until June 30, 2018.
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
- Income Requirement: PHP600,000.00 Gross Annual Income
- Monthly Effective Interest Rate 3.50 %
Features of Union Bank credit card
- Enjoy 0% installment rate for your purchases with flexible payment terms from 3 months up to 36 months.
- Auto charge feature on utility bills.
- Unlimited number of supplementary cards.
- Cash advance facility for immediate need of money.
- Take advantage of Cebu Pacific’s promo fares by using your points to pay for these tickets.
- Get exclusive access Club Manila Lounge for free, no matter which airline you fly.
- Longer credit terms available.
- Get instant cash rebates on your purchases.
- Enjoy exclusive privileges from its wide range of shopping, dining and leisure credit cards.
Union Bank credit card eligibility requirements
- 18 to 60 years old with a minimum gross annual income of Php600,000
- Must have a residence/business landline phone
- Employed or practicing a profession or own a business that has been existing for at least one (1) year
Document requirements in applying for a Union Bank Credit Card
- Copy of two (2) Valid IDs with photo and signature plus three (3) specimen signature
- Proof of Income. If employed/ fixed salary earner, applicant must submit any of the following (1. Latest Income Tax Return or BIR form 2316, 2. At least 1 month payslip, 3. Original copy of Certificate of Employment)
- If self-employed (1. Income Tax Return BIR form 1701 or 1702 with BIR or bank stamp, 2. Department of Trade and Industry Certificate of Business Name Registration, 3. Proof of billing address)
UnionBank Credit Card Promos
- Enjoy all year-round perks and benefits at Anya Resorts Tagaytay, Club Paradise Palawan, Discovery Country Suites Tagaytay, Crimson Resort and Spa, Discovery Shores Boracay, and Discovery Suites Ortigas with visa’s epic experiences. Promo valid until March 15, 2019.
- UnionBank Visa cardholders can enjoy year-round excusive treats at any partner restaurants around the country. Promo runs from March 16, 2018 to March 15, 2019.
- Get exclusive privileges when you travel at any European destinations. Receive VIP card for an additional 10% saving on purchases at any of the Nine Chic Outlet Villages and save up to 35% on international car rental at Avis. Promo valid until December 31, 2018.
- Enjoy 0% interest on 3 months installment with a minimum single receipt purchase of P5,000. Promo period is until December 31, 2018.
View all UnionBank Credit Card Promos
| Particulars | Fees |
|---|---|
| Annual fee for Principal cardholder | PHP1,500 – PHP5,000 |
| Annual fee for Supplementary cardholder | PHP750 – PHP1,500 |
| Monthly effective interest rate | 2.50% - 3.50% |
| Late payment charge | 6% of the amount or P300, whichever is higher |
| Over limit fee | PHP500 |
| Card replacement fee | PHP400 |
| Dispute fee | PHP1,000 |
| Pre-termination fee | For pre-termination of installment program, charged will be 5% of the remaining balance or PHP500, whichever is higher |
Other UnionBank Products:
FAQs
How will I receive my approved credit card from UnionBank?
Once you Union Bank credit card application was approved, you need to wait for 7 days for your card to arrive at the address you place in the application form
How much is the minimum monthly payment?
Minimum monthly payment for Unionbank card is 5% of the minimum amount due or PHP 500 (whichever is higher).
