PNB Credit Cards

PNB credit cards provide different types of cards for various type of individual needs and card requirements. A credit card that makes shopping, dining and travel more enjoyable with discounts, special offers and installment deals with your favorite merchants. Choose your own PNB card and start earning rewards. View other credit cards that we offer and securely apply online for free.

PNB Alumni Association of Asian Institute of Management

PNB Alumni Association of Asian Institute of Management

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy free travel insurance of up to PHP3M
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Earn reward point PHP50.00 = 1 point
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 2.50 %
PNB Alumni Association of Xavier School Mastercard

PNB Alumni Association of Xavier School Mastercard

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy Free travel insurance of up to PHP3M
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Earn reward point PHP50.00 = 1 point
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB De la Salle Zobel Alumni Association Mastercard

PNB De la Salle Zobel Alumni Association Mastercard

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy Free travel insurance of up to PHP3M
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Earn reward point PHP50.00 = 1 point
  • Purchase protection insurance coverage against accidental damage and theft from 90 days from date of purchase
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Diamond UnionPay

PNB Diamond UnionPay

  • FREE travel insurance for up to PHP10M
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Every PHP50.00 spend lets you earn 1 rewards point
  • Widely-used card among merchants in China
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Essentials Mastercard

PNB Essentials Mastercard

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
  • Enjoy free travel insurance of up to PHP3M
  • Redeem Mabuhay miles with 2,000 initial redemption, 1 Mabuhay Mile=1 point
  • Enjoy 20% OFF at Raffles and Fairmont Makati. Promo period June 2, 2020
  • Earn rewards point for every PHP50.00 spend = 1 point
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Immaculate Conception Academy Alumnae Association Mastercard

PNB Immaculate Conception Academy Alumnae Association Mastercard

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy Free travel insurance of up to PHP3M
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Earn reward point PHP50.00 = 1 point
  • Purchase protection insurance coverage against accidental damage and theft from 90 days from date of purchase
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Jewelmer Joaillerie Mastercard

PNB Jewelmer Joaillerie Mastercard

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Earn reward point PHP40.00 = 1 point
  • Enjoy 24/7 concierge services
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Platinum Mastercard

PNB Platinum Mastercard

  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Visa Classic

PNB Visa Classic

  • Up to PHP1M Free Travel Insurance
  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • 1% Rebate when paying your minimum amount due.
  • Purchases are covered against accidental damage and theft for 90 days
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Visa Gold

PNB Visa Gold

  • Up to PHP1M Free Travel Insurance
  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • 1% Rebate when paying your minimum amount due.
  • Purchases are covered against accidental damage and theft for 90 days
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB-Alturas Visa Card

PNB-Alturas Visa Card

  • FREE travel insurance of up to PHP1M
  • For a minimum purchase of PHP1,000.00 get a FREE Buko Pandan at The Prawn Farm Grill and Seafoods
  • 0% interest on installment and choose your preferred payments
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Income Requirement: PHP150,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB-PAL Mabuhay Miles Platinum Mastercard

PNB-PAL Mabuhay Miles Platinum Mastercard

  • Free 2,000 Mabuhay Miles when you activate your card
  • Free up to PHP3M Travel Insurance
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Purchases are covered against accidental damage and theft for 90 days
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB-PAL Mabuhay Miles World Mastercard

PNB-PAL Mabuhay Miles World Mastercard

  • Free up to PHP10M Travel Insurance
  • Free 2,000 Mabuhay Miles when you activate your card
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Purchases are covered against accidental damage and theft for 90 days
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 2.70 %
PNB-The Travel Club Platinum Mastercard

PNB-The Travel Club Platinum Mastercard

  • FREE travel insurance of up to PHP3M
  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
  • Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
  • Every PHP40.00 spend is equivalent to 1 rewards point at The Travel Club
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Jaguar Platinum Mastercard
This product is not available at the moment.

PNB Jaguar Platinum Mastercard

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy Free travel insurance of up to PHP3M
  • Earn reward point PHP50.00 = 1 point
  • Purchase protection insurance coverage against accidental damage and theft from 90 days from date of purchase
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Land Rover Platinum Mastercard
This product is not available at the moment.

PNB Land Rover Platinum Mastercard

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy free travel insurance of up to PHP3M
  • Earn reward point PHP50.00 = 1 point
  • Purchase protection insurance coverage against accidental damage and theft from 90 days from date of purchase
  • Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Super 8 Unli Rebate Mastercard Classic
This product is not available at the moment.

PNB Super 8 Unli Rebate Mastercard Classic

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 up to 24 months
  • Enjoy Free travel insurance of up to P3M
  • 2% rebate everytime you shop at Super 8 Grocery Warehouse
  • Earn reward point P50 = 1 point
  • Purchase protection insurance coverage against accidental damage and theft from 90 days from date of purchase
  • Balance Transfer for as low as .49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB Super 8 Unli Rebate Mastercard Gold
This product is not available at the moment.

PNB Super 8 Unli Rebate Mastercard Gold

  • Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
  • Enjoy Free travel insurance of up to P3M
  • 2% rebate everytime you shop at Super 8 Grocery Warehouse
  • Earn reward point P50 = 1 point
  • Purchase protection insurance coverage against accidental damage and theft from 90 days from date of purchase
  • Balance Transfer for as low as .49% with flexible terms 3,6,12,18 months
  • Income Requirement: PHP360,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %
PNB UERM College of Medicine Alumni Association Mastercard
This product is not available at the moment.

PNB UERM College of Medicine Alumni Association Mastercard

  • Enjoy Free travel insurance of up to PHP3M
  • Earn reward point PHP50.00 = 1 point
  • Purchase protection insurance coverage against accidental damage and theft from 90 days from date of purchase
  • Balance transfer for as low as 0.49% with flexible terms 3, 6, 12, 18 months
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.25 %

Compare the best credit cards and apply for PNB credit card here. Looking for credit card from other banks? You may want to check out this list of bank cards below:

FAQs

What are the general eligibility requirements in applying for PNB Credit Card?

  • Minimum age for principal holder must be at least 21 years old years of age
  • Must be a resident of the Philippines or foreigners holding a permanent residence
  • Minimum Annual income must be PHP 160,000.00 and above
  • Must have an office or business landline/residence landline/mobile phone
  • With existing credit card (optional)

What are the general document requirements for PNB Credit Card Application?

  • Photocopy of Valid ID with Photo and Signature such as:
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Barangay Certification
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) Card
  • Senior Citizen Card
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Or Company IDs issued by private entities

For Employed:

  • Copy of COE (Certificate of Employment) indicating your salary, work tenure, position, and job status
  • Payslip for the last 2 months (updated)
  • Latest ITR (Income Tax Return)
  • 2 months credit card billing statement (if any)

For Self-Employed

  • Income Tax Return with Bank or BIR Stamp (latest)
  • Business Registration with SEC or DTI stamped
  • AFS (Audited Financial Statement) for the last two (2) years
  • Copy of bank statement for the last three (3) months (optional)

How will I receive my approved credit card from PNB?

Once you credit card application from PNB is approved, you need to wait for 5-7 days before your card will be delivered at the address you stated in the application form.

How much is the minimum monthly payment?

The minimum monthly payment for you PNB card is 5% of the total amount due. You need to pay the minimum payment in full including the total amount of dues and excess of the whole credit limit