Get all credit card perks, pleasures and privileges offered by Metrobank Credit Cards. Different types of cards for different types of needs and requirements. Accepted in over 42 million Mastercard and Visa Merchants worldwide. Enjoy special freebies and discounts using your Metrobank credit card. Or conveniently compare rates on dozens of credit cards from our partner banks to obtain the one that'll save you the most on interest.
Here’s how you can increase your chances of getting your Metrobank application approved.
Submit all required documents
Be honest with your answers
Pay off your debts
Search for the right credit card offer
How much is the minimum monthly payment?
The least required monthly payment is 5% of all purchases, including the special installment options for that month. This includes the total amount of dues and excess of the whole credit limit.
How do I check the status of my Metrobank credit card application?
Checking the status of your card application is easy. You may directly call Metrobank’s 24-hour customer service hotline. (Note: if you haven’t heard from the bank after two weeks, it’s likely that your application was declined.)
How will I receive my approved credit card from Metrobank?
Your approved Metrobank Credit Card will be delivered to the address that you wrote down in the application form within seven (7) working days from the date your card application was approved.
How do I report a lost/stolen Metrobank credit card?
You can call the MCC customer service hotline or go directly to the branch in case of a loss or stolen credit card. You may also request for a card replacement upon reporting.
Metrobank Credit Card Features
Explore endless possibilities with these Metrobank credit cards features:
Get exciting deals,discounts,and special privileges especially made for Metrobank Credit cardholders
With multiple payment options
Earn rewards that can be redeemed for exciting freebies or exchanged for airmiles,and more
Take advantage of the balance transfer feature to save money
Get instant cash whenever you need it via ATM
Easily pay for your utilities with Bills2Pay feature
Get fast cash against your credit limit and pay in easy monthly installments
EMV chip integration protects your card from cloning and other fraudulent acts
Get peace of mind with Secure Online Shopping One-Time Password,a unique password that will be sent via text message when you use your card to make purchases online
Worldwide acceptance that display the Mastercard and Visa logo
Get FREE Personal Accident and Medical Insurance coverage
Convert your unbilled,straight purchases to flexible monthly installments
24-Hour customer service hotline whether here or abroad
0%installment plan at partner establishments
Fees and charges
Below is a table of Metrobank Credit Card fees and charges.These fees,charges,and interest rates apply to all Metrobank Cards.
Metrobank Fees & Charges
Monthly effective interest rate
2.7% to 3.5%
Cash advance fee
PHP600.00 or 3% of the cash amount or whichever is higher Additional PHP500.00 for over-the-counter transactions
Late payment fee
PHP850.00 or unpaid minimum amount due, whichever is lower
Card replacement fee
Installment pre-termination fee
5% of the remaining balance or PHP550.00 whichever is higher
Over limit charge
PHP750.00 per occurrence
Eligibility requirements for Metrobank credit card application
To apply for a Metrobank Card,you must meet the following criteria:
You must be 18 to 70 years old
You must have at least two(2)different telephone numbers,either home,mobile phone,and business telephone number
Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last two(2)years
Must be a regular employee or if self-employed,with business operating for at least two(2)years
Residence or Office Address must be within any area where a Metrobank branch is located
General document requirements for Metrobank Credit Cards
A copy of latest ITR(Form 2316)duly stamped as received by the BIR
Certificate of Employment or Compensation
Latest three(3)months payslip
Copy of ITR(Form 1701,1701Q
Latest Financial Statements
DTI Registration(preferable under the card applicant’s name)
For Local Resident Foreigners(submit any 1 of the following):
A copy of Alien Certificate of Registration(ACR)with income document
Metrobank credit card application process
You can apply for Metrobank credit card in five easy steps!
Choose the best card for your needs
Check the basic eligibility(make sure you meet all the minimum Metrobank credit card requirements)
Apply online and fill out the form(you can directly apply with eCompareMo)
Complete and submit the necessary documents for your application
Wait for a call.Banks typically take 7 to 14 days to process applications
Top Metrobank Credit Card per category
Here are the best Metrobank credit cards across all major categories: