Metrobank Credit Cards

Get all credit card perks, pleasures and privileges offered by Metrobank Credit Cards. Different types of cards for different types of needs and requirements. Accepted in over 42 million Mastercard and Visa Merchants worldwide. Enjoy special freebies and discounts using your Metrobank credit card. Or conveniently compare rates on dozens of credit cards from our partner banks to obtain the one that'll save you the most on interest.

Metrobank Femme Signature

Metrobank Femme Signature

  • Triple this reward when you spend for hotel accomodations, salons, spas, and all overseas transactions
  • Free accidental death/disablement travel insurance of up to PHP5 million
  • Avail of the 0% installment plan at participating establishments for up to 24 months
  • For a minimum single receipt purchase of PHP5,000.00 at Metro Retail using your Metrobank credit card and enjoy 0% installment for 3 months. Promo period until December 31, 2020.
  • With exclusive signature lifesytle offers with your Metrobank Femme Signature Visa.
  • Redeem your accumulated points for air miles with Philippine Airlines, Cathay Pacific Airlines, and Singapore Airlines
  • Get access to over 60 VIP airport lounges in more than 100 countries
  • Earn one (1) rewards point for every PHP20 you charge to your card
  • Enjoy exclusive signature lifestyle offers from the best hotels
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP700,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank M Lite Mastercard

Metrobank M Lite Mastercard

  • Maximize the 0% installment plan of up to 24 months with partner establishments
  • Enjoy exclusive discounts, deals, and freebies at M Here partner establishments
  • For a minimum single receipt purchase of PHP5,000.00 at Metro Retail using your Metrobank credit card and enjoy 0% installment for 3 months. Promo period until December 31, 2020.
  • Get fast cash against your credit limit with the Cash2Go feature
  • Enjoy up to 20% OFF at City of Dreams, Manila using your Metrobank credit card. Promo period until March 31, 2020
  • Easy and convenient payment process with the Bills2Pay feature
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP200,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 2.49 %
Metrobank Peso Platinum Mastercard

Metrobank Peso Platinum Mastercard

  • Avail of the 0% installment plan of up to 24 months with partner merchants
  • Triple this reward when you make a purchase at Rustan's Department Store
  • Free accidental death/disablement travel insurance of up to P5 million
  • For a minimum single receipt purchase of PHP5,000.00 at Metro Retail using your Metrobank credit card and enjoy 0% installment for 3 months. Promo period until December 31, 2020.
  • Enjoy premium offers from various dining, shopping, and entertainment establishments
  • Earn one (1) rewards point for every PHP20 you charge to your card
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP700,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank Toyota Mastercard

Metrobank Toyota Mastercard

  • Avail of the 0% installment plan at participating establishments for up to 24 months
  • For a minimum single receipt purchase of PHP5,000.00 at Metro Retail using your Metrobank credit card and enjoy 0% installment for 3 months. Promo period until December 31, 2020.
  • Get a 3% fuel rebate every time you gas up at over 500 participating Petron stations
  • Earn double rewards for every PHP20.00 you spend at any Toyota dealer
  • Convert earned points into air miles from Philippine Airlines, Cathay Pacific Airlines, or Singapore Airlines
  • Avail of 24/7 roadside assistance
  • Enjoy up to 20% OFF at City of Dreams, Manila using your Metrobank credit card. Promo period until March 31, 2020.
  • Enjoy a 10% discount with Toyota dealers
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank World Mastercard

Metrobank World Mastercard

  • Avail of a 0% installment plan for up to 24 months at partner merchants
  • Double the rewards points for every PHP20 you spend overseas
  • Free accidental death/disablement travel insurance of up to PHP5 million
  • Enjoy 0% installment up to 24 months at SM Appliance Center. Promo period until December 31, 2020.
  • Triple the rewards points for every PHP20 you spend at Rustan's Department Store
  • Earn one (1) rewards point for every PHP20 you spend
  • Income Requirement: PHP4,000,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank Classic
This product is not available at the moment.

Metrobank Classic

  • Avail of 0% installment plan for up to 24 months at participating establishments
  • Use your points to redeem premium items and air miles from Philippine Airlines, Cathay Pacific Airlines, or Singapore Airlines
  • For a single-receipt purchase of PHP5,000 at The SM Store using your Metrobank Credit card, get 0% interest on 3 or 12 months installment terms. Promo period until April 30, 2020.
  • Earn one (1) rewards point for every PHP20.00 you charge to your card
  • Enjoy up to 20% OFF at City of Dreams, Manila using your Metrobank credit card. Promo period until March 31, 2020
  • Pay your utilities easily with the Bills2Pay feature
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank Dollar Mastercard
This product is not available at the moment.

Metrobank Dollar Mastercard

  • Avail of a 0% installment plan of up to 24 months with partner merchants
  • Free accidental death/disablement travel insurance of up to PHP5 million
  • Allows you to add up to four (4) supplementary cards
  • Equipped with an embedded chip to protect you from credit card fraud
  • Income Requirement: PHP600,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank Femme Visa
This product is not available at the moment.

Metrobank Femme Visa

  • Avail of 0% installment plans at participating merchants
  • Enjoy up to 20% off on body massage, 20% off on spa treatments, and 15% off on salon treatments
  • For a single-receipt purchase of PHP5,000 at The SM Store using your Metrobank Credit card, get 0% interest on 3 or 12 months installment terms. Promo period until April 30, 2020.
  • Earn one (1) reward point for every PHP20.00 charge to your card
  • Convert your reward points into air miles
  • Get up to 30% discount at Marco Polo Cebu with your Metrobank Credit Card.
  • Enjoy exclusive discounts and great deals at M Here partner establishments
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank Gold Card
This product is not available at the moment.

Metrobank Gold Card

  • Avail of the 0% installment plan at participating establishments for up to 24 months
  • Get fast cash against your credit limit with the Cash2Go feature
  • Redeem your accumulated points for air miles with Philippine Airlines, Cathay Pacific Airlines, and Singapore Airlines
  • For a single-receipt purchase of PHP5,000 at The SM Store using your Metrobank Credit card, get 0% interest on 3 or 12 months installment terms. Promo period until April 30, 2020.
  • Earn one (1) rewards point for every PHP20.00 you spend on dining and shopping
  • Enjoy up to 20% OFF at City of Dreams, Manila using your Metrobank credit card. Promo period until March 31, 2020
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP480,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank M Free Mastercard
This product is not available at the moment.

Metrobank M Free Mastercard

  • Enjoy 0% installment plan of up to 24 months at partner establishments
  • Get fast cash against your credit limit with the Cash2Go feature
  • For a single-receipt purchase of PHP5,000 at The SM Store using your Metrobank Credit card, get 0% interest on 3 or 12 months installment terms. Promo period until April 30, 2020.
  • Enjoy waived annual fee for life
  • Enjoy up to 20% OFF at City of Dreams, Manila using your Metrobank credit card. Promo period until March 31, 2020
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank ON Internet Mastercard
This product is not available at the moment.

Metrobank ON Internet Mastercard

  • Experience easy and secure online transactions
  • With your Metrobank Credit card get 6% OFF car rental at Rental Cars only. Promo period until August 21, 2020.
  • Convert your earned points into online shopping credits
  • Earn one (1) point for every PHP20.00 you charge on your card
  • Enjoy up to 20% OFF at City of Dreams, Manila using your Metrobank credit card. Promo period until March 31, 2020.
  • Income Requirement: PHP180,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %
Metrobank Travel Platinum Visa
This product is not available at the moment.

Metrobank Travel Platinum Visa

  • Free accidental death/disablement travel insurance of up to PHP5 million
  • Avail of the 0% installment plan of up to 24 months with partner merchants
  • For a single-receipt purchase of PHP5,000 at The SM Store using your Metrobank Credit card, get 0% interest on 3 or 12 months installment terms. Promo period until April 30, 2020.
  • Redeem your accumulated points for air miles with Philippine Airlines, Cathay Pacific Airlines, and Singapore Airlines
  • Enjoy unlimited access to over 950 airport lounges
  • Earn one (1) point for every PHP17.00 you spend overseas and on airline and hotel bookings
  • Get dining and hotel reservation assistance with the 24-hour VIP concierge service
  • With easy installment payment terms at a low interest rate when you transfer your other credit card balance to your Metrobank Credit Card.
  • Income Requirement: PHP800,000.00 Gross Annual Income
  • Monthly Effective Interest Rate 3.50 %

Metrobank Credit Card Features

Explore endless possibilities with these Metrobank credit cards features:

  • Get exciting deals,discounts,and special privileges especially made for Metrobank Credit cardholders
  • With multiple payment options
  • Earn rewards that can be redeemed for exciting freebies or exchanged for airmiles,and more
  • Take advantage of the balance transfer feature to save money
  • Get instant cash whenever you need it via ATM
  • Easily pay for your utilities with Bills2Pay feature
  • Get fast cash against your credit limit and pay in easy monthly installments
  • EMV chip integration protects your card from cloning and other fraudulent acts
  • Get peace of mind with Secure Online Shopping One-Time Password,a unique password that will be sent via text message when you use your card to make purchases online

Benefits

  • Worldwide acceptance that display the Mastercard and Visa logo
  • Get FREE Personal Accident and Medical Insurance coverage
  • Convert your unbilled,straight purchases to flexible monthly installments
  • 24-Hour customer service hotline whether here or abroad
  • 0%installment plan at partner establishments

Fees and charges

Below is a table of Metrobank Credit Card fees and charges.These fees,charges,and interest rates apply to all Metrobank Cards.

Metrobank Fees & Charges
Monthly effective interest rate2.7% to 3.5%
Cash advance feePHP600.00 or 3% of the cash amount or whichever is higher
Additional PHP500.00 for over-the-counter transactions
Late payment feePHP850.00 or unpaid minimum amount due, whichever is lower
Card replacement feePHP 400.00
Installment pre-termination fee5% of the remaining balance or PHP550.00 whichever is higher
Over limit chargePHP750.00 per occurrence

Eligibility requirements for Metrobank credit card application

To apply for a Metrobank Card,you must meet the following criteria:

  • You must be 18 to 70 years old
  • You must have at least two(2)different telephone numbers,either home,mobile phone,and business telephone number
  • Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last two(2)years
  • Must be a regular employee or if self-employed,with business operating for at least two(2)years
  • Residence or Office Address must be within any area where a Metrobank branch is located
  • General document requirements for Metrobank Credit Cards

    For employed:

    • A copy of latest ITR(Form 2316)duly stamped as received by the BIR
    • Certificate of Employment or Compensation
    • Latest three(3)months payslip

    For self-employed:

    • Copy of ITR(Form 1701,1701Q
    • Latest Financial Statements
    • DTI Registration(preferable under the card applicant’s name)

    For Local Resident Foreigners(submit any 1 of the following):

    • A copy of Alien Certificate of Registration(ACR)with income document
    • Work permit

    Metrobank credit card application process

    You can apply for Metrobank credit card in five easy steps!

    • Choose the best card for your needs
    • Check the basic eligibility(make sure you meet all the minimum Metrobank credit card requirements)
    • Apply online and fill out the form(you can directly apply with eCompareMo)
    • Complete and submit the necessary documents for your application
    • Wait for a call.Banks typically take 7 to 14 days to process applications

    Top Metrobank Credit Card per category

    Here are the best Metrobank credit cards across all major categories:

    Card TypeAnnual FeeReward Type
    Metrobank ON Internet MastercardPrincipal:PHP 500.00
    Supplementary:PHP 250.00
    Balance Transfer
    Metrobank M Free MastercardPrincipal:Waived perpetually
    Supplementary:Waived perpetually
    No Annual Fee
    Metrobank Toyota MastercardPrincipal:PHP 2,500.00
    Supplementary:PHP 1,250.00
    Fuel Rebate
    Metrobank Classic CardPrincipal:PHP 1,500.00
    Supplementary:PHP 800.00
    Cashback
    Metrobank Femme VisaPrincipal:PHP 2,000.00
    Supplementary:PHP 1,000.00
    0%Monthly Installment
    Metrobank M Lite MastercardPrincipal:PHP 1,500.00
    Supplementary:PHP 800.00*(both will be charged
    on the 2nd month)
    Balance Transfer
    Metrobank Gold CardPrincipal:PHP 2,500.00
    Supplementary:PHP 1,500.00
    Travel
    Metrobank Dollar MastercardPrincipal:USD 80
    Supplementary:USD 40
    Travel
    Metrobank Platinum Peso MastercardPrincipal:PHP 4,500.00
    Supplementary:PHP 2,250.00(First
    Supplementary is free)
    Travel
    Metrobank Travel Platinum VisaPrincipal:PHP 5,000.00
    Supplementary:PHP 2,250.00(First
    Supplementary is free)
    Travel
    Metrobank Femme SignaturePrincipal:PHP 4,500.00
    Supplementary:PHP 2,250.00(First
    Supplementary is free)
    0%Monthly Installment
    Metrobank World MastercardPrincipal:PHP 6,000.00
    Supplementary:PHP 3,000.00(First
    Supplementary is free)
    Travel

    Metrobank Credit Card promos

    Below are the hottest Metrobank credit card promos available:

    • Apply for a new Metrobank Credit Card and get an instant H&M Gift Pass worth up to PHP2,000.00. Promo period until October 22, 2019.
    • Using your Metrobank Credit Card, enjoy up to 20% OFF at City of Dreams Manila. Promo period from April 1, 2019 to March 31, 2020.
    • For a minimum single-receipt purchase of PHP2,500.00 worth of groceries at Super 8, using your Metrobank Visa Card get a FREE Great Buy Spaghetti Bundle. Promo period until September 30, 2019.
    • Get exclusive discount up to 20% OFF at The Smile Bar with your Metrobank Credit Card. Promo period until October 30, 2019.
    • Up to 30% OFF on total food bill for a minimum spend of PHP1,500.00 at Soban K-Town Grill using your Metrobank Credit Card. Promo period until October 31, 2019.

    View all Metrobank Credit Card promotions

    Compare the best credit cards and apply for Metrobank credit card here.Looking for credit card from other banks?You may want to check out this list of bank cards below:

    FAQs

    How to get approved easily?

    Here’s how you can increase your chances of getting your Metrobank application approved.

    • Submit all required documents
    • Be honest with your answers
    • Pay off your debts
    • Search for the right credit card offer

    How much is the minimum monthly payment?

    The least required monthly payment is 5% of all purchases, including the special installment options for that month. This includes the total amount of dues and excess of the whole credit limit.

    How do I check the status of my Metrobank credit card application?

    Checking the status of your card application is easy. You may directly call Metrobank’s 24-hour customer service hotline. (Note: if you haven’t heard from the bank after two weeks, it’s likely that your application was declined.)

    How will I receive my approved credit card from Metrobank?

    Your approved Metrobank Credit Card will be delivered to the address that you wrote down in the application form within seven (7) working days from the date your card application was approved.

    How do I report a lost/stolen Metrobank credit card?

    You can call the MCC customer service hotline or go directly to the branch in case of a loss or stolen credit card. You may also request for a card replacement upon reporting.