Credit card ยท UnionBank
UnionBank First Life Credit Card
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Be worry-free with First Life Credit Card from UnionBank. Security is within your reach with the exclusive Free Personal Accident Insurance coverage and free ECG and other laboratory tests.
Highlights
- GET a FREE Personal Accident Insurance of P50,000 when you activate your card
- FREE ECG and Laboratory tests which you can avail after your first card use.
- 0.3% cash reward when you auto charge your insurance premium
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional |
| Minimum annual income | ₱600,000 |
| Main card: age | 18 to 60 years old |
| Main card: annual fee | ₱1,500 |
| Supplementary card: age | 18 to 60 years old |
| Supplementary card: annual fee | ₱750 |
| Interest | 3.5% a month |
| Cash advance interest | 6% a month |
| Cash advance fee | 6% of the transaction amount or whichever is higher |
| Late fee | PHP750.00 |
| Over limit fee | PHP500.00 |
| Copy sales draft | PHP200.00 for every transaction slip requested |
| Card replacement fee | PHP400.00 for every card replacement |
Features
| Rating | 6.6 of 10 |
|---|
- 0% installment for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Catch the newest rewards for the whole family
- Reward points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term