Credit card · UnionBank
UnionBank Philippine Academy of Ophthalmology Credit Card
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Enjoy the convenience of cashless payments, and help support PAO’s projects and medical missions everytime you use your card. Enjoy Unionbank’s convenient installment terms and flexible payment options. Get free annual membership dues with this card and more exclusive perks and privileges as a Unionbank credit card holder.
Highlights
- Donate to support PAO's projects such as Medical missions and lay forum through your annual fee and Spendings
- Longer Credit terms of 53 days, 0% interest from cut-off date to payment due date
- 0% installment plan of upto 36 months
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱180,000 |
| Main card: age | 18 to 60 years old |
| Main card: annual fee | ₱1,500 |
| Supplementary card: age | 18 to 60 years old |
| Supplementary card: annual fee | ₱750 |
| Interest | 3.5% a month |
| Cash advance interest | 6% a month |
| Cash advance fee | 6% of the transaction amount or whichever is higher |
| Late fee | PHP750.00 |
| Over limit fee | P500 |
| Copy sales draft | P200 for every transaction slip requested |
| Card replacement fee | P400 for every card replacement |
Features
| Rating | 6.6 of 10 |
|---|
- 0% installment plan over a 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Catch the newest rewards for the whole family
- Earn Reward point for every spending of P20 = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term