Credit card ยท UnionBank
UnionBank Cebu Pacific Platinum Credit Card
Earn Go Rewards points with every spend, plus enjoy exclusive Cebu Pacific benefits and perks like free airport lounge access and free travel insurance up to PHP 10-M.
Highlights
- Earn 1 Go Rewards point for every PHP 200 spent
- Earn 1 Go Rewards point for every PHP 100 spent in Cebu Pacific
- Exclusive access to Go Rewards and Cebu Pacific sale events
- Worldwide acceptance to over a million establishments displaying VISA logo
Overview
| For | Resident Filipino individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱600,000 |
| Main card: age | 18 to 70 years old |
| Main card: annual fee | ₱5,000 |
| Supplementary card: age | 14 to 70 years old |
| Supplementary card: annual fee | ₱2,500 |
| Interest | 2% a month |
| Cash advance interest | 1.96% a month |
| Late fee | PHP 1,000.00 |
| Card replacement fee | PHP 400.00 for every card replacement |
| Over limit fee | PHP 500.00 |
| Charge slip retrieval fee | PHP 200.00 for every transaction slip requested |
| Cash advance fee | PHP 200 Flat Service Fee will be charged per cash advance transaction. Finance Charge of 1.96% per month will also be due on each cash advance from the date of the advance until date of repayment in full (including unbilled charges |
| Use abroad | All charges made in currencies other than Philippines Peso (PhP) shall automatically be converted to the (PhP) billing currency on posting date at the prevailing exchange rate selected by Mastercard or Visa International |
Features
| Rating | 10 of 10 |
|---|
- Travel Insurance: Travel Accident Insurance
- 0% interest and up to 36 months installment terms on selected items and partner establishments.
- Cash advance
- Minimum transaction to apply for installment is PHP3,000 or higher, depending on partner establishment conditions.
- Redeem points for free flights in Cebu Pacific, items from Robinsons retails stores, and gas from Caltex
- Free Airport Lounge access
- Automatic points crediting to Go Rewards account
- Enjoy 53 days credit, 0% interest from cut-off date to payment due date if full balance is paid
- Credit Life Insurance – UProtect / USecure | U-PROTECT: Pays your minimum monthly payment while you are temporarily disabled or up to PHP400,000 for death dues to illness or accident.
- Yes
- Credit card security and protection