UnionBank Insular Life Visa Card
Secure your future while enjoying every moment with the convenience of Insular Life Visa Card. Get cash rebate, free plane tickets, and free dining and shopping when you convert your rewards points. This card also allows you to conveniently manage all your utility bills through Automatic Debit Arrangement while you get more exclusive promos and perks.
UnionBank Insular Life Visa Card
- Earn rewards point for every spend of PHP40.00 = 1 point
- Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
- 0% Installment plan of up to 36 months payment terms
Overview
- Customer Type
- Resident Filipino Individual
- Resident Foreign Individual
- Eligibility
- Employed - Private Sector
- Employed - Government
- Professional
- Self-Employed
- Minimum Annual Income
- PHP600,000.00
- Age
- Principal: 18-60 years old
- Supplementary: 18-60 years old
- Annual Fee
- Principal: PHP1,500.00
- Supplementary: PHP750.00
- Cash Advance Fee
- 6% of the transaction amount or PHP300.00 whichever is higher
- Late Payment Fees
- PHP750.00
- Card Replacement Fee
- PHP400.00 for every card replacement
- Request for a Copy of Sales Draft
- PHP200.00 for every transaction slip requested
- Over Limit Fee
- PHP500.00
Features
Key Features
- Earn rewards point for every spend of PHP40.00 = 1 point
- Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
- 0% Installment plan of up to 36 months payment terms
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
Promotions
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
Reward Points
- Earn 1 rewards point for every spend of PHP40.00
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
