UnionBank Insular Life Visa Card
Reasons to get this credit card
- Earn rewards point for every spend of PHP40.00 = 1 point
- Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
- 0% Installment plan of up to 36 months payment terms
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Browse all current and past promos for UnionBank Credit Cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP600,000.00 |
| Age | Principal: 18-60 years old |
| Age | Supplementary: 18-60 years old |
| Annual Fee |
|
| Cash Advance Fee | 6% of the transaction amount or PHP300.00 whichever is higher |
| Late Payment Fees | PHP750.00 |
| Card Replacement Fee | PHP400.00 for every card replacement |
| Request for a Copy of Sales Draft | PHP200.00 for every transaction slip requested |
| OverLimitFee | PHP500.00 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
Promotions
- Enjoy 0% installment promo for 3 months term when you purchase selected items at The SM Store using your Unionbank credit card. Promo period until December 31, 2019.
Reward Points
- Earn 1 rewards point for every spend of PHP40.00
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
