UnionBank Insular Life Visa Card
Reasons to get this credit card
- Earn rewards point for every spend of PHP40.00 = 1 point
- Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
- 0% Installment plan of up to 36 months payment terms
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Browse all current and past promos for UnionBank Credit Cards here.
|Minimum Annual Income||PHP600,000.00|
|Cash Advance Fee||6% of the transaction amount or PHP300.00 whichever is higher|
|Late Payment Fees||PHP750.00|
|Card Replacement Fee||PHP400.00 for every card replacement|
|Request for a Copy of Sales Draft||PHP200.00 for every transaction slip requested|
|Over Limit Fee||PHP500.00|
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% installment promo for 3 months term when you purchase selected items at The SM Store using your Unionbank credit card. Promo period until December 31, 2019.
- Earn 1 rewards point for every spend of PHP40.00
Frequent Flyer Miles
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term