UnionBank Insular Life Visa Card

Secure your future while enjoying every moment with the convenience of Insular Life Visa Card. Get cash rebate, free plane tickets, and free dining and shopping when you convert your rewards points. This card also allows you to conveniently manage all your utility bills through Automatic Debit Arrangement while you get more exclusive promos and perks.

UnionBank Insular Life Visa Card

  • Earn rewards point for every spend of PHP40.00 = 1 point
  • Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
  • 0% Installment plan of up to 36 months payment terms

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual Income
PHP600,000.00
Age
  • Principal: 18-60 years old
  • Supplementary: 18-60 years old
Annual Fee
  • Principal: PHP1,500.00
  • Supplementary: PHP750.00
Cash Advance Fee
6% of the transaction amount or PHP300.00 whichever is higher
Late Payment Fees
PHP750.00
Card Replacement Fee
PHP400.00 for every card replacement
Request for a Copy of Sales Draft
PHP200.00 for every transaction slip requested
Over Limit Fee
PHP500.00

Features

Key Features
  • Earn rewards point for every spend of PHP40.00 = 1 point
  • Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
  • 0% Installment plan of up to 36 months payment terms
Zero Monthly Installment
  • 0% installment plan for 3 to 36 months at participating merchants
Promotions
  • Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
Reward Points
  • Earn 1 rewards point for every spend of PHP40.00
Frequent Flyer Miles
  • Rewards points can be converted into airmile
Balance Transfer
  • Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
UnionBank Insular Life Visa Card

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