UnionBank Insular Life Visa Card

UnionBank Insular Life Visa Card

Reasons to get this credit card

  • Earn rewards point for every spend of PHP40.00 = 1 point
  • Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
  • 0% Installment plan of up to 36 months payment terms

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Browse all current and past promos for UnionBank Credit Cards here.

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual IncomePHP600,000.00
Age
  • Principal: 18-60 years old
  • Supplementary: 18-60 years old
Annual Fee
  • Principal: PHP1,500.00
  • Supplementary: PHP750.00
Cash Advance Fee6% of the transaction amount or PHP300.00 whichever is higher
Late Payment FeesPHP750.00
Card Replacement FeePHP400.00 for every card replacement
Request for a Copy of Sales DraftPHP200.00 for every transaction slip requested
Over Limit FeePHP500.00

Features

Zero Monthly Installment

  • 0% installment plan for 3 to 36 months at participating merchants

Promotions

  • Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.

Reward Points

  • Earn 1 rewards point for every spend of PHP40.00

Frequent Flyer Miles

  • Rewards points can be converted into airmile

Balance Transfer

  • Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
UnionBank Insular Life Visa Card