UnionBank Insular Life Visa Card
Reasons to get this credit card
- Earn rewards point for every spend of PHP40.00 = 1 point
- Redeem rewards points by exchanging FREE flights from Cebu Pacific and Tiger Airways
- 0% Installment plan of up to 36 months payment terms
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for UnionBank Credit Cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP600,000.00 |
| Age | Principal: 18-60 years old |
| Age | Supplementary: 18-60 years old |
| Annual Fee |
|
| Cash Advance Fee | 6% of the transaction amount or PHP300.00 whichever is higher |
| Late Payment Fees | PHP750.00 |
| Card Replacement Fee | PHP400.00 for every card replacement |
| Request for a Copy of Sales Draft | PHP200.00 for every transaction slip requested |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 7.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 3.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 10.00 | |
| Total Score: | 6.575 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
Promotions
- Enjoy 0% installment promo for 3 months term when you purchase selected items at The SM Store using your Unionbank credit card. Promo period until December 31, 2019.
Reward Points
- Earn 1 rewards point for every spend of PHP40.00
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
