Earn 1.5% cashback on any kind of purchase with the UnionBank Gold Mastercard, accepted at more than 30 million establishments and ATMs here and abroad.
Highlights
- Cash Advance
- Worldwide Acceptance
- Car Secure Auto-Insurance Plan
- Bill Manager Auto-Charge facility
- Numerous Payment Channels
- Unlimited Number of Supplementary Cards
- Internet Access to Account
Overview
| For | Resident Filipino individual |
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| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
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| Minimum annual income | ₱360,000 |
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| Main card: age | 18 to 70 years old |
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| Main card: annual fee | ₱2,500 |
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| Supplementary card: age | 14 to 70 years old |
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| Supplementary card: annual fee | ₱1,250 |
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| Interest | 2% a month |
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| Cash advance interest | 1.96% a month |
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| Late fee | PHP 1,000.00 |
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| Charge slip retrieval fee | PHP200.00 for every transaction slip requested |
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| Card replacement fee | PHP400.00 for every card replacement |
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| Over limit fee | PHP500.00 |
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| Cash advance fee | PHP 200 Flat Service Fee will be charged per cash advance transaction. Finance Charge of 1.96% per month will also be due on each cash advance from the date of the advance until date of repayment in full (including unbilled charges |
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| Use abroad | All charges made in currencies other than Philippines Peso (PhP) shall automatically be converted to the (PhP) billing currency on posting date at the prevailing exchange rate selected by Mastercard or Visa International. |
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Features
- Get 1% cashback on all your purchases
- 0% Installment and Discount Program
- Flexible Monthly Payment
- Global Discount Program with top Dining & Hotel Merchants
- Services: 24 Hour Emergency Service Hotline
- Longer Payment Terms
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Yes
- Internet Access to Account
- Secured Card Option
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