UnionBank Classic Platinum Card
                Exclusive treats await you with Unionbank’s Platinum Visa Card. Earn rewards everytime you shop, dine, or travel. Get covered with free travel insurance when you use your card for your airline purchases. All these and more exclusive privileges when you’re a Unionbank cardholder.
                
                
                
                    
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                    UnionBank Classic Platinum Card
                    
            - FREE Travel Insurance of up to PHP10 Million when you buy your ticket with your Platinum Visa card
 
        - FREE access to Exclusive Club Manila Lounge at NAIA Terminal 1 
 
        - 24/7 service by Platinum Concierge to cater to your every need
 
        
                 
                
             
                Overview
        
                    
                - Customer Type
 
                
                - Resident Filipino Individual
 
                - Resident Foreign Individual
 
            
 
            
            
                - Eligibility
 
                
                - Employed - Private Sector
 
                - Employed - Government
 
                - Professional
 
                - Self-Employed
 
            
 
            
            
                - Minimum Annual Income
 
                - PHP600,000.00
 
            
            
                - Age
 
                
                - Principal: 18-60 years old
 
                - Supplementary: 18-60 years old
 
            
 
            
            
                - Annual Fee
 
                
                - Principal: PHP3,000.00
 
                - Supplementary: PHP1,500.00
 
            
 
            
            
                - Cash Advance Fee
 
                - 6% of the transaction amount or whichever is higher
 
            
            
                - Late Payment Fees
 
                - PHP750.00
 
            
            
                - Card Replacement Fee
 
                - PHP400.00 for every card replacement
 
            
            
                - Request for a Copy of Sales Draft
 
                - PHP200.00 for every transaction slip requested
 
            
            
                - Over Limit Fee
 
                - PHP500.00
 
            
                 
                Features
        
                    Key Features
            
                - FREE Travel Insurance of up to PHP10 Million when you buy your ticket with your Platinum Visa card
 
                - FREE access to Exclusive Club Manila Lounge at NAIA Terminal 1 
 
                - 24/7 service by Platinum Concierge to cater to your every need
 
            
            Zero Monthly Installment
            
                - 0% installment plan over a 3 to 36 months at participating merchants
 
            
            Travel
            
                - FREE  comprehensive travel Insurance of up to P10Million
 
            
            Frequent Flyer Miles
            
                - Redeem reward points by exchanging to PAL Mabuhay Airlines
 
                - Reward points can be converted into airmile
 
            
            Promotions
            
                - Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
 
            
            Reward Points
            
                - Earn reward point for every PHP25.00 spend = 1 point
 
            
            Concierge And Emergency
            
            Balance Transfer
            
                - Enjoy Low interest Balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term