Credit card ยท UnionBank
UnionBank Shop & Talk Visa Card
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The first of its kind to let you earn FREE cellphone load everytime you shop, using your rewards points. It also provides you with automated bills payment, and instant rebate when you purchase load using your Shop & Talk Visa Card. Mobile banking has never been convenient as this lets you check your balances through text. All these and more perks as being a Unionbank cardholder, as you also get to enjoy their easy payment programs.
Highlights
- Earn PHP0.10 load for every PHP50.00 worth of revolving outstanding balance, earn PHP0.10 load for every PHP20.00 charged to Shop & Talk Card
- 0% installment plan for 3-36 months
- Get freebies and discounts of up to 30% from participating merchants
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱600,000 |
| Main card: age | 18 to 60 years old |
| Main card: annual fee | ₱1,500 |
| Supplementary card: age | 18 to 60 years old |
| Supplementary card: annual fee | ₱750 |
| Interest | 3.5% a month |
| Cash advance interest | 6% a month |
| Cash advance fee | 6% of the transaction amount or PHP300.00 whichever is higher |
| Late fee | PHP750.00 |
| Over limit fee | PHP500.00 |
| Charge slip retrieval fee | PHP200.00 for every transaction slip requested |
| Card replacement fee | PHP400.00 for every card replacement |
Features
| Rating | 6.4 of 10 |
|---|
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Catch the newest rewards for the whole family
- Earn 1 rewards point for every spend of PHP200.00
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term