UnionBank Classic Visa Card
Reasons to get this credit card
- 0% installment plan that offers up to 36 months
- Enjoy up to 53 days credit term
- Enjoy freebies and discounts of up to 30% in participating stores and restaurants nationwide
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for UnionBank Credit Cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP600,000.00 |
| Age | Principal: 18-60 years old |
| Age | Supplementary: 18-60 years old |
| Annual Fee |
|
| Cash Advance Fee | 6% of the transaction amount or PHP300.00 whichever is higher |
| Late Payment Fees | PHP750.00 |
| Card Replacement Fee | PHP400.00 for every card replacement |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 7.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 3.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 10.00 | |
| Total Score: | 6.575 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
Promotions
- Enjoy 0% installment promo for 3 months term when you purchase selected items at The SM Store using your Unionbank credit card. Promo period until December 31, 2019.
Reward Points
- Earn 1 rewards point for every spend of PHP200.00
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
