UnionBank Racks Visa Card

Great deals and promos await when you dine at Racks with your Unionbank Racks Visa Card. Enjoy free birthday and dining treats when you use your card, and settle your payments conveniently through Unionbank’s Installment and Discount programs. Now there’s more reason to love Racks’ delicious ribs.

UnionBank Racks Visa Card

  • Get a FREE apple pie a la mode when you celebrate your birthday at any Racks restaurant
  • FREE Classic Ceasar Salad when you use your card at Racks the first time with a minimum purchase of PHP800.00
  • FREE Mac & Cheese for a minimum purchase of PHP500.00

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual Income
PHP600,000.00
Age
  • Principal: 18-60 years old
  • Supplementary: 14-60 years old
Annual Fee
  • Principal: PHP1,500.00
  • Supplementary: PHP750.00
Cash Advance Fee
6% of the transaction amount or PHP300.00 whichever is higher
Late Payment Fees
PHP750.00
Card Replacement Fee
PHP400.00 for every card replacement
Request for a Copy of Sales Draft
PHP200.00 for every transaction slip requested
Over Limit Fee
PHP500.00

Features

Key Features
  • Get a FREE apple pie a la mode when you celebrate your birthday at any Racks restaurant
  • FREE Classic Ceasar Salad when you use your card at Racks the first time with a minimum purchase of PHP800.00
  • FREE Mac & Cheese for a minimum purchase of PHP500.00
Zero Monthly Installment
  • 0% installment plan for 3 to 36 months at participating merchants
Promotions
  • Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
Reward Points
  • Earn 1 rewards point for every spend of PHP20.00
Frequent Flyer Miles
  • Rewards points can be converted into airmile
Balance Transfer
  • Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
Concierge And Emergency
  • FREE Mac and Cheese for every PHP500.00 purchase, Memphis Pound Cake for every PHP1,000.00 purchase and Carbonara for every PHP1,500.00 purchase
UnionBank Racks Visa Card

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