Credit card · UnionBank
UnionBank Racks Visa Card
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Great deals and promos await when you dine at Racks with your Unionbank Racks Visa Card. Enjoy free birthday and dining treats when you use your card, and settle your payments conveniently through Unionbank’s Installment and Discount programs. Now there’s more reason to love Racks’ delicious ribs.
Highlights
- Get a FREE apple pie a la mode when you celebrate your birthday at any Racks restaurant
- FREE Classic Ceasar Salad when you use your card at Racks the first time with a minimum purchase of PHP800.00
- FREE Mac & Cheese for a minimum purchase of PHP500.00
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional |
| Minimum annual income | ₱600,000 |
| Main card: age | 18 to 60 years old |
| Main card: annual fee | ₱1,500 |
| Supplementary card: age | 14 to 60 years old |
| Supplementary card: annual fee | ₱750 |
| Interest | 3.5% a month |
| Cash advance interest | 6% a month |
| Cash advance fee | 6% of the transaction amount or PHP300.00 whichever is higher |
| Late fee | PHP750.00 |
| Over limit fee | PHP500.00 |
| Copy sales draft | PHP200.00 for every transaction slip requested |
| Card replacement fee | PHP400.00 for every card replacement |
Features
| Rating | 6.6 of 10 |
|---|
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Catch the newest rewards for the whole family
- Earn 1 rewards point for every spend of PHP20.00
- Rewards points can be converted into airmile
- FREE Mac and Cheese for every PHP500.00 purchase, Memphis Pound Cake for every PHP1,000.00 purchase and Carbonara for every PHP1,500.00 purchase
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term