UnionBank Racks Visa Card
Reasons to get this credit card
- Get a FREE apple pie a la mode when you celebrate your birthday at any Racks restaurant
- FREE Classic Ceasar Salad when you use your card at Racks the first time with a minimum purchase of PHP800.00
- FREE Mac & Cheese for a minimum purchase of PHP500.00
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for UnionBank Credit Cards here.
|Minimum Annual Income||PHP600,000.00|
|Cash Advance Fee||6% of the transaction amount or PHP300.00 whichever is higher|
|Late Payment Fees||PHP750.00|
|Card Replacement Fee||PHP400.00 for every card replacement|
|Request for a Copy of Sales Draft||PHP200.00 for every transaction slip requested|
|Over Limit Fee||PHP500.00|
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
- Enjoy 0% installment promo for 3 months term when you purchase selected items at The SM Store using your Unionbank credit card. Promo period until December 31, 2019.
- Earn 1 rewards point for every spend of PHP20.00
Frequent Flyer Miles
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term
Concierge And Emergency
- FREE Mac and Cheese for every PHP500.00 purchase, Memphis Pound Cake for every PHP1,000.00 purchase and Carbonara for every PHP1,500.00 purchase