Credit card · UnionBank
UnionBank People Management Association of the Philippines Visa Card
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The PMAP Visa card not only lets you in on exclusive privileges and discounts, you also get to support PMAP Association projects and charitable activities everytime you use your exclusive credit card. Avail of 0% installment terms, get rewards points, and discount programs. Unionbank’s flexible payment terms lets you settle your monthly bills worry-free, providing you the option of longer credit terms and discounts.
Highlights
- Donate to support PMAP association activities and projects through your annual fee and spendings
- Longer credit terms of 53 days, 0% interest from cut-off date to payment due date
- 0% installment plan of up to 36 months
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱600,000 |
| Main card: age | 18 to 60 years old |
| Main card: annual fee | ₱1,500 |
| Supplementary card: age | 18 to 60 years old |
| Supplementary card: annual fee | ₱750 |
| Interest | 3.5% a month |
| Cash advance interest | 6% a month |
| Cash advance fee | 6% of the transaction amount or PHP300.00 whichever is higher |
| Late fee | PHP750.00 |
| Over limit fee | PHP500.00 |
| Charge slip retrieval fee | PHP200.00 for every transaction slip requested |
| Card replacement fee | PHP400.00 for every card replacement |
Features
| Rating | 6.6 of 10 |
|---|
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Catch the newest rewards for the whole family
- Rewards points can be converted into airmile
- Enjoy low interest balance transfer payable from 3-36 months for as low as 0.99% monthly interest rate depending on your chosen payment term