UnionBank The Optical Shop Credit Card
Reasons to get this Credit Card
- FREE complete eye check up without a minimum spend just show your Optical Credit Card
- Get 50% discount on comprehensive eye examination at American eye Center
- Earn Reward point for every spending P20 = 1 point
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for UnionBank credit cards here.
Overview
| Customer Type |
|
| Eligible |
|
| Minimum Income | PHP600,000.00 |
| Age | Principal: 18-60 years old |
| Age | Supplementary: 18-60 years old |
| Annual Fee |
|
| Cash Advance Fee | 6% of the transaction amount or whichever is higher |
| Late Payment Fees | 6% computed based on the minimum due or P500 whichever is higher |
| Card Replacement Fee | P400 for every card replacement |
| Request for a Copy of Sales Draft | P200 for every transaction slip requested |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 7.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 3.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 10.00 | |
| Balance Transfer Features | 5.00 | |
| Total Score: | 6.575 |
Zero Monthly Installment
- 0% installment plan over a 3 to 36 months at participating merchants
Default
- 50% discount on comprehensice eye examination worth P1,800
Promotions
- Use your card when you shop online at LAZADA and get P400 OFF.
Frequent Flyer Miles
- reward points can be converted into airmile
Balance Transfer
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
