Credit card ยท UnionBank
UnionBank Miles+ Platinum Visa Card
Enjoy full-loaded travel packages with Unionbank Miles+ Platinum Visa. Get exclusive perks, earn rewards and miles when you use your Platinum Visa everytime you travel. It comes with flexible monthly payment scheme that lets you settle your bills with convenience.
Highlights
- Earn for every spending of PHP25.00 = 1 Miles+ rewards point
- Pay your travel expenses by redeeming your rewards points
- Travel Insurance
- Cash Advance
- Worldwide Acceptance
- Car Secure Auto-Insurance Plan
- Bill Manager Auto-Charge facility
- Numerous Payment Channels
- Unlimited Number of Supplementary Cards
Overview
| For | Resident Filipino individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱600,000 |
| Main card: age | 18 to 60 years old |
| Main card: annual fee | ₱3,000 |
| Supplementary card: age | 18 to 60 years old |
| Supplementary card: annual fee | ₱1,500 |
| Interest | 2% a month |
| Cash advance interest | 1.96% a month |
| Late fee | PHP 1,000.00 |
| Over limit fee | PHP500.00 |
| Charge slip retrieval fee | PHP200.00 for every transaction slip requested |
| Card replacement fee | PHP400.00 for every card replacement |
| Cash advance fee | PHP 200 Flat Service Fee will be charged per cash advance transaction. Finance Charge of 1.96% per month will also be due on each cash advance from the date of the advance until date of repayment in full (including unbilled charges) |
| Use abroad | All charges made in currencies other than Philippines Peso (PhP) shall automatically be converted to the (PhP) billing currency on posting date at the prevailing exchange rate selected by Mastercard or Visa International |
Features
| Rating | 10 of 10 |
|---|
- Travel Insurance: Travel Accident Insurance, Overseas Medical Treatment
- 0% Installment and Discount Program
- Platinum Elite Program
- Flexible Monthly Payment
- Minimum: Rewards2
- Global Discount Program with top Dining & Hotel Merchants
- With FREE access to Club Manila Lounge at NAIA Terminal 1
- Cebu Pacific GetGo | P50 to 1 GetGo point
- Earn 1 rewards point for every spend of PHP25.00
- Services: 24 Hour Emergency Service Hotline
- Rewards points can be converted into airmile | P50 to 1 mile
- Travel Expense Reimbursement
- Longer Payment Terms
- Credit Life Insurance – UProtect / USecure | U-PROTECT: PHP 0.36 for every PHP100 O/S
- Yes
- SM Movie Card / Asiatravel e-voucher
- Internet Access to Account
- Secured Card Option