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UnionBank Bai Visa
Reasons to get this credit card
- Earned reward points for every PHP200.00 spend = 1 point
- 0% installment plan for 3-36 months
- Enjoy up to 40% discounts on various Cebu hotel, restaurants and shops
eCompareMo lets you compare all the cards on the market to help you find the best one.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP600,000.00 |
| Age | Principal: 18-60 years old |
| Age | Supplementary: 18-60 years old |
| Annual Fee |
|
| Cash Advance Fee | 6% of the transaction amount or whichever is higher |
| Late Payment Fees | PHP750.00 |
| Card Replacement Fee | PHP400.00 for every card replacement |
| Request for a Copy of Sales Draft | PHP200.00 for every transaction slip requested |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 7.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 3.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 10.00 | |
| Total Score: | 6.575 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
Frequent Flyer Miles
- Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
- reward points can be converted into airmile
Promotions
- Enjoy 0% installment promo for 3 months term when you purchase selected items at The SM Store using your Unionbank credit card. Promo period until December 31, 2019.
Reward Points
- Earn reward point for every PHP200.00 spend = 1 point
Balance Transfer
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
