Credit card · UnionBank
UnionBank Bai Visa
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The Bai Visa Card caters to Cebuanos’ every need. Whether it’s for dining, shopping, or travelling, you have the card that conveniently supports all your cashless transactions. It comes with rewards points and other exclusive promos, all for Unionbank credit cardholders.
Highlights
- Earned reward points for every PHP200.00 spend = 1 point
- 0% installment plan for 3-36 months
- Enjoy up to 40% discounts on various Cebu hotel, restaurants and shops
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱600,000 |
| Main card: age | 18 to 60 years old |
| Main card: annual fee | ₱1,500 |
| Supplementary card: age | 18 to 60 years old |
| Supplementary card: annual fee | ₱750 |
| Interest | 3.5% a month |
| Cash advance interest | 6% a month |
| Cash advance fee | 6% of the transaction amount or whichever is higher |
| Late fee | PHP750.00 |
| Over limit fee | PHP500.00 |
| Copy sales draft | PHP200.00 for every transaction slip requested |
| Card replacement fee | PHP400.00 for every card replacement |
Features
| Rating | 6.6 of 10 |
|---|
- 0% installment plan for 3 to 36 months at participating merchants
- Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
- Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
- Catch the newest rewards for the whole family
- Earn reward point for every PHP200.00 spend = 1 point
- reward points can be converted into airmile
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term