UnionBank Bai Visa

The Bai Visa Card caters to Cebuanos’ every need. Whether it’s for dining, shopping, or travelling, you have the card that conveniently supports all your cashless transactions. It comes with rewards points and other exclusive promos, all for Unionbank credit cardholders.

UnionBank Bai Visa
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UnionBank Bai Visa

  • Earned reward points for every PHP200.00 spend = 1 point
  • 0% installment plan for 3-36 months
  • Enjoy up to 40% discounts on various Cebu hotel, restaurants and shops

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual Income
PHP600,000.00
Age
  • Principal: 18-60 years old
  • Supplementary: 18-60 years old
Annual Fee
  • Principal: PHP1,500.00
  • Supplementary: PHP750.00
Cash Advance Fee
6% of the transaction amount or whichever is higher
Late Payment Fees
PHP750.00
Card Replacement Fee
PHP400.00 for every card replacement
Request for a Copy of Sales Draft
PHP200.00 for every transaction slip requested
Over Limit Fee
PHP500.00

Features

Key Features
  • Earned reward points for every PHP200.00 spend = 1 point
  • 0% installment plan for 3-36 months
  • Enjoy up to 40% discounts on various Cebu hotel, restaurants and shops
Zero Monthly Installment
  • 0% installment plan for 3 to 36 months at participating merchants
Frequent Flyer Miles
  • Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
  • reward points can be converted into airmile
Promotions
  • Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.
Reward Points
  • Earn reward point for every PHP200.00 spend = 1 point
Balance Transfer
  • Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
UnionBank Bai Visa

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