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UnionBank Bai Visa

UnionBank Bai Visa

Reasons to get this credit card

Earned reward points for every PHP200.00 spend = 1 point
0% installment plan for 3-36 months
Enjoy up to 40% discounts on various Cebu hotel, restaurants and shops

eCompareMo lets you compare all the cards on the market to help you find the best one.

Overview

Customer Type	Resident Filipino Individual Resident Foreign Individual
Eligibility	Employed - Private Sector Employed - Government Professional Self-Employed
Minimum Annual Income	PHP600,000.00
Age	Principal: 18-60 years old Supplementary: 18-60 years old
Annual Fee	Principal: PHP1,500.00 Supplementary: PHP750.00
Cash Advance Fee	6% of the transaction amount or whichever is higher
Late Payment Fees	PHP750.00
Card Replacement Fee	PHP400.00 for every card replacement
Request for a Copy of Sales Draft	PHP200.00 for every transaction slip requested
Over Limit Fee	PHP500.00

Features

Zero Monthly Installment

0% installment plan for 3 to 36 months at participating merchants

Frequent Flyer Miles

Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
reward points can be converted into airmile

Promotions

Get FREE Fish N’ Chips with a minimum spend of PHP1,000.00 or 10% Discount with no minimum purchase required using your Unionbank credit card. Promo period until July 14, 2020.

Reward Points

Earn reward point for every PHP200.00 spend = 1 point

Balance Transfer

Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term