UnionBank Bai Visa
Reasons to get this credit card
- Earned reward points for every PHP200.00 spend = 1 point
- 0% installment plan for 3-36 months
- Enjoy up to 40% discounts on various Cebu hotel, restaurants and shops
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for UnionBank Credit Cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP600,000.00 |
| Age | Principal: 18-60 years old |
| Age | Supplementary: 18-60 years old |
| Annual Fee |
|
| Cash Advance Fee | 6% of the transaction amount or whichever is higher |
| Late Payment Fees | 6% computed based on the minimum due or PHP500.00 whichever is higher |
| Card Replacement Fee | PHP400.00 for every card replacement |
| Request for a Copy of Sales Draft | PHP200.00 for every transaction slip requested |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 7.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 3.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 10.00 | |
| Total Score: | 6.575 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 36 months at participating merchants
Frequent Flyer Miles
- Redeem Reward points by exchanging FREE Flights from Cebu Pacific and Tiger Airways
- reward points can be converted into airmile
Promotions
- FREE e-voucher at Asiatravel.com when you use your Unionbank credit card to shop at any 0% installment partners. Promo until May 15, 2018.
Reward Points
- Earn reward point for every PHP200.00 spend = 1 point
Balance Transfer
- Enjoy Low interest Balance transfer payable from 3-36 months for as low as .99% monthly interest rate depending on your chosen payment term
