PNB Essentials Mastercard
Reasons to get this Credit Card
- Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
- Enjoy free travel insurance of up to PHP1M
- 0% interest on installment and choose your preferred payments
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Browse all current and past promos for PNB credit cards here.
|Minimum Annual Income||PHP180,000.00|
|Age||Principal: 21-65 years old|
|Age||Supplementary: 21-65 years old|
|Cash Advance Fee||5% of the cash a advance|
|Late Payment Fees||PHP300.00|
|Card Replacement Fee||PHP400.00|
|Request for a Copy of Sales Draft||PHP400.00|
|Annual Fee and Supplementary Cards||8.00|
|Travel and Airmile Feature||5.50|
|Fashion and Lifestyle||5.00|
|Discount and Cashback Feature||5.00|
|Balance Transfer Features||9.00|
Zero Monthly Installment
- Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
- Enjoy free travel insurance of up to PHP3M
Frequent Flyer Miles
- Redeem Mabuhay miles with 2,000 initial redemption, 1 Mabuhay Mile=1 point
- Enjoy a FREE first month installment when you purchase a Samsung Galaxy Note8 at 0% installment on a 12 and 24 month installment term using your PNB credit card. Promo period from October 1, 2017 to December 31, 2017.
- Earn rewards point for every PHP50.00 spend = 1 point
- Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months