PNB Essentials Mastercard
Reasons to get this credit card
- Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
- Enjoy free travel insurance of up to PHP1M
- 0% interest on installment and choose your preferred payments
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Browse all current and past promos for PNB Credit Cards here.
|Minimum Annual Income||PHP150,000.00|
|Annual Fee||Principal: PHP1,200.00|
|Cash Advance Fee||5% of cash advance amount for Peso with transaction fee of PHP100.00 or 2% for USD with transaction fee of USD3.|
|Late Payment Fees||7% for Peso, 5% for Dollar of unsettled minimum amount due|
|Card Replacement Fee||PHP400.00|
|Request for a Copy of Sales Draft||PHP400.00|
Zero Monthly Installment
- Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
- Enjoy free travel insurance of up to PHP3M
Frequent Flyer Miles
- Redeem Mabuhay miles with 2,000 initial redemption, 1 Mabuhay Mile=1 point
- Enjoy 20% OFF at Raffles and Fairmont Makati. Promo period June 2, 2020
- Earn rewards point for every PHP50.00 spend = 1 point
- Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months