PNB Essentials Mastercard
Reasons to get this credit card
- Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
- Enjoy free travel insurance of up to PHP1M
- 0% interest on installment and choose your preferred payments
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for PNB Credit Cards here.
|Minimum Annual Income||PHP150,000.00|
|Annual Fee||Principal: PHP1,200.00|
|Cash Advance Fee||5% of cash advance amount for Peso with transaction fee of PHP100.00 or 2% for USD with transaction fee of USD3.|
|Late Payment Fees||7% for Peso, 5% for Dollar of unsettled minimum amount due|
|Card Replacement Fee||PHP400.00|
|Request for a Copy of Sales Draft||PHP400.00|
Zero Monthly Installment
- Enjoy 0% installment plan and choose preferred payment terms from 3,6,9,12,18 upto 24 months
- Enjoy free travel insurance of up to PHP3M
Frequent Flyer Miles
- Redeem Mabuhay miles with 2,000 initial redemption, 1 Mabuhay Mile=1 point
- Purchase a drink for a minimum single-receipt of PHP750.00 and get a FREE order of Calamari Fritti Petite at Gumbo. Promo period until December 31, 2019.
- Earn rewards point for every PHP50.00 spend = 1 point
- Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months