Credit card ยท PNB
PNB Diamond UnionPay
This product is not available at the moment.
Enjoy exclusive shopping, dining and travel deals. Earn 1 Rewards Point for every P50 Spent.
Highlights
- 0% interest on installment and choose your preferred payments
- Redeem your points for cash credits anytime. PHP50.00 is equal to 1 point and 4 points are equal to PHP1.00.
Overview
| For | Resident Filipino individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱150,000 |
| Main card: age | 21 to 65 years old |
| Main card: annual fee | Free |
| Supplementary card: age | 21 to 65 years old |
| Supplementary card: annual fee | Free |
| Interest | 3.25% a month |
| Cash advance interest | 5% a month |
| Cash advance fee | 5% of cash advance amount for Peso with transaction fee of PHP100.00 or 2% for USD with transaction fee of USD3. |
| Late fee | 7% for Peso, 5% for Dollar of unsettled minimum amount due |
| Copy sales draft | PHP400.00 |
| Card replacement fee | PHP400.00 |
Features
| Rating | 5 of 10 |
|---|
- Travel Insurance: Travel Accident Insurance
- Enjoy 20% OFF at Raffles and Fairmont Makati, using your PNB credit card. Promo period June 2, 2020
- Every PHP50.00 spend lets you earn 1 rewards point
- Widely-used card among merchants in China
- Balance transfer for as low as 0.49% with flexible terms 3,6,12,18 months