Jolly, Merry Credit Card Promos For December 2019

So much to do, so little time! That’s mostly how we feel celebrating Christmas in the Philippines, especially in the hectic metro. Good thing we have our trusty credit cards.

Credit cards make Christmas preparations easier. We can use them to book appointments, trips, and make dining reservations ahead of time. Plus, you get to enjoy its convenience, security, and added rewards when going shopping.

Good thing our friendly banks work hard to give cardholders the well-deserved gift of deals and promos. Check out all the rewarding shopping experiences the country’s top credit cards are offering this month. Merry Christmas!


Hosting this year’s barkada dinner or family Christmas reunion? AUB credit cards are here to help. Provide your guests with free-flowing beer, liquors, and wines by purchasing them from at 10% OFF.

Use your AUB credit card to order online, using the code AUB20 + first 6 digits of AUB Credit Card upon checkout. has different bundles of wines you can choose from. Best of all, this deal will see you well into the New Year as it runs until December 31, 2019.

It continues to be a great year for AUB cardholders and loyal Zalora shoppers this month.

AUB cards’ partnership with Zalora entitles AUB cardholders to 12% OFF for a minimum spend of P500 only. Just use the promo code AUB12OFF upon checkout.

Take note, however, that the Zalora and AUB promo is coming to a close on December 31, 2019, so go do your shopping for you and your loved ones now!

The holiday rush can surely get draining. And before or after all the celebrations, treat yourself to some rest and relaxation at Aramesh Wellness and Spa, Makati.

Get 20% OFF when you use your AUB card to avail of their services. This promo is available until December 30, 2019.

(Read: 6 Things You Should Never Buy During The Christmas Season)

Metrobank Card

Holiday carmageddon is avoidable by going online shopping instead. And online shopping is reliable, convenient, and much cheaper with all these discounts for Metrobank credit card holders.

Get 12% off at Shopee with your Metrobank credit cards! Use the promo code MCCSHOPEE12 upon checkout. This promo is valid for new Shopee users only and runs until December 31, 2019.

Shop at Zalora, go to, and use your Metrobank credit cards to get 12% OFF of purchases starting at P500. Use the promo code MCC12Z upon checkout. Enjoy this discount until December 31, 2019.

For big-ticket purchases, this is your time to use your Metrobank card’s 0% installment payment plan as you also get a pretty yummy treat.

You get a P500 McDonald’s electronic gift certificate when you use your card for a P50,000 minimum single-receipt installment purchase. The promo runs until December 31, 2019.

Another 0% installment treat gives you a free P500 SM eGC for a minimum installment purchase worth P15,000. Splurge on much needed items and pay for it up to 90 days with your Metrobank card’s Shop Now, Pay Later program. This is available until December 31, 2019.

(Read: 12 Noche Buena Restaurants For A Fun Family Feast)


Spend a minimum of P500 at Bonchon and get the following items at 30% OFF with your BPI Credit Card:

    • Drum and Wings rice meal
    • 4 pieces of Mandu with soup rice meal
    • Crispy Squid Honey Citrus flavor rice meal
    • Beef Bulgogi rice meal
    • 3 pieces Crispy Fish rice meal

Get your Bonchon fix plus these discounted meals as soon as you can! Promo runs until December 31, 2019.

BPI credit cards’ 0% interest installment plan brings you up to 24 months of zero interest payments when you get the Samsung Galaxy Note10 and Note10+. For up to 24 months, you can pay P3,041.25 monthly for a Galaxy Note10+.

To avail of the Special Installment Plan (SIP) Real 0$ interest, the minimum transaction amount has to be P3,000. Read more on the BPI card promos site for the terms and conditions, and participating Samsung Experience stores.

(Read: The Best November Credit Card Promos For 2019)

RCBC Bankard

Get a sweet JCo donuts treat from RCBC credit cards! Use your RCBC Bankard Visa credit card until January 20, 2020, and spend a minimum of P5,000 on a single purchase, to get the following JCo freebies:

Single-Receipt Purchase Amount Freebie Choices
P5,000 Option 1: Jcoccino Uno (Hot or Iced) + 1 donut of your choice
Option 2: Chocolate Uno (Hot or Iced) + 1 donut of your choice
P25,000 1 Dozen Donut of your choice

After 3 to 5 working days from your purchase, you will receive an SMS gift code called “bCODE.” One bCODE means one JCo freebie.


UnionBank credit cards are bringing you all the goodness of Fairmont buffet at half the price, until mid 2020!

Use your Visa Platinum Card to get 50% off at Fairmont’s Spectrum buffet, 20% off on food and 15% off on beverages at promo outlets in Fairmont Makati. This offer is valid from October 1, 2019 to July 31, 2020.


The Red Crab Alimango House gives Maybank cardholders 10% OFF on their total bill if they are dine in customers.

If your bill is higher than P5,000, your discount is P500. The promo is valid until March 31, 2020.

(Read: LISTED: Christmas Bazaars, Night Markets, And Expos In Manila This 2019)

EastWest Bank

Get 25% OFF on Zalora with your EastWest credit card!

Use the promo code EWBONLINEFEVER upon checkout to avail of the promo. Go and buy your wishlist items now, as the promo only runs until December 31, 2019.


Book affordable flights to Hong Kong, South Korea, Japan, USA, and Europe with BDO Travel Exclusives!

Use your BDO Credit card to book your flights and get 0% interest on 3 months of installment term. You’ll then be billed a month later.

This is available only for PHP credit card transactions, and at Cathay Pacific ticket offices. This promo runs until August 31, 2020, so you have plenty of time to plan your trips!


Get the latest iPhone with your Citi credit card, for only P1,999.58 per month! you can pay it off with 0% interest with your Citi PayLite for 24 months. Enjoy an additional P2,000 gift voucher with your PayLite purchase. Hurry and get one now! Promo runs until December 31, 2019.

What’s a Christmas celebration without ham on the table? Use your Citi credit card at WalterMart Supermarkets to get a free 1k Purefoods Fiesta Ham Chicken for a single receipt purchase of atleast P6,000. This promo is available until December 14, 2019.

(Read: Where To Take Your Balikbayan Friends And Relatives During The Holidays)


Use your HSBC credit card when dining and shopping anywhere this Christmas season, and you’ll get the following stamps and rewards:

    • 1 stamp for every P3,000 single receipt transactions
    • 3 stamps for every P5,000 single-receipt installment purchase

Keep collecting these stamps to get P500 or P1,000 shopping and dining eGCs. The promo runts until February 15, 2020.

Apply for an HSBC credit card now until December 31, and get you’ll get a lifetime of free annual fees. This is a limited offer so hurry and apply now!