Metrobank Credit Cards
Get all credit card perks, pleasures and privileges offered by Metrobank Credit Cards. Different types of cards for different types of needs and requirements. Accepted in over 42 million Mastercard and Visa Merchants worldwide. Enjoy special freebies and discounts using your Metrobank credit card. Or conveniently compare rates on dozens of credit cards from our partner banks to obtain the one that'll save you the most on interest.
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- Annual fee
- ₱5,000
- Interest
- 3.5% a month
- Minimum income
- ₱646,153 a year
- Earn rewards points for every PHP20 = 1 point
- With embedded CHIP CARD that protects you from credit card fraud due to cloning
- You can personalize your card with your favorite photo
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- Annual fee
- ₱5,000
- Interest
- 3.5% a month
- Minimum income
- ₱646,153 a year
- With embedded CHIP CARD that protects you from credit card fraud due to cloning
- FREE 1st supplementary card
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- Annual fee
- ₱2,500
- Interest
- 3.5% a month
- Minimum income
- ₱323,076 a year
- Easrn 2x rewards points on dining, department store and online spend
- With embedded CHIP CARD that protects you from credit card fraud due to cloning
-
- Annual fee
- ₱2,500
- Interest
- 3.5% a month
- Minimum income
- ₱323,076 a year
- Easrn 2x rewards points on dining, department store and online spend
- With embedded CHIP CARD that protects you from credit card fraud due to cloning
-
- Annual fee
- ₱2,500
- Interest
- 3.5% a month
- Minimum income
- ₱166,153 a year
- Enjoy 10% discount on all Toyota dealers (applies to genuine accessories, parts and labor)
- Earn rewards points for every PHP20.00 = 1 point, 2x points at your preferred Toyota dealers
- Enjoy 3% fuel rebate at any participating Petron outlet
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- Annual fee
- ₱5,000
- Interest
- 3.5% a month
- Minimum income
- ₱700,000 a year
- Triple rewards on local airlines, hotel accomodation and international spending
- Unlimited airport lounge access
- With embedded CHIP CARD that protects you from credit card fraud due to cloning
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- Annual fee
- ₱6,000
- Interest
- 3.5% a month
- Minimum income
- ₱3,692,307 a year
- With embedded CHIP CARD that protects you from credit card fraud due to cloning
- Earn rewards points for every PHP20 spend = 1 point
- Get automatic purchase protection coverage of up to PHP250,000
Not available at the moment:
Frequently asked questions
How to get approved easily?
Here’s how you can increase your chances of getting your Metrobank application approved.
- Submit all required documents
- Be honest with your answers
- Pay off your debts
- Search for the right credit card offer
How much is the minimum monthly payment?
The least required monthly payment is 5% of all purchases, including the special installment options for that month. This includes the total amount of dues and excess of the whole credit limit.
How will I receive my approved credit card from Metrobank?
Your approved Metrobank Credit Card will be delivered to the address that you wrote down in the application form within seven (7) working days from the date your card application was approved.
How do I check the status of my Metrobank credit card application?
Checking the status of your card application is easy. You may directly call Metrobank’s 24-hour customer service hotline. (Note: if you haven’t heard from the bank after two weeks, it’s likely that your application was declined.)
How do I report a lost/stolen Metrobank credit card?
You can call the MCC customer service hotline or go directly to the branch in case of a loss or stolen credit card. You may also request for a card replacement upon reporting.
Metrobank Credit Card Features
Explore endless possibilities with these Metrobank credit cards features:
- Get exciting deals,discounts,and special privileges especially made for Metrobank Credit cardholders
- With multiple payment options
- Earn rewards that can be redeemed for exciting freebies or exchanged for airmiles,and more
- Take advantage of the balance transfer feature to save money
- Get instant cash whenever you need it via ATM
- Easily pay for your utilities with Bills2Pay feature
- Get fast cash against your credit limit and pay in easy monthly installments
- EMV chip integration protects your card from cloning and other fraudulent acts
- Get peace of mind with Secure Online Shopping One-Time Password,a unique password that will be sent via text message when you use your card to make purchases online
Benefits
- Worldwide acceptance that display the Mastercard and Visa logo
- Get FREE Personal Accident and Medical Insurance coverage
- Convert your unbilled,straight purchases to flexible monthly installments
- 24-Hour customer service hotline whether here or abroad
- 0%installment plan at partner establishments
Fees and charges
Below is a table of Metrobank Credit Card fees and charges.These fees,charges,and interest rates apply to all Metrobank Cards.
| Metrobank Fees & Charges | |
|---|---|
| Monthly effective interest rate | 2.7% to 3.5% |
| Cash advance fee | PHP600.00 or 3% of the cash amount or whichever is higher Additional PHP500.00 for over-the-counter transactions |
| Late payment fee | PHP850.00 or unpaid minimum amount due, whichever is lower |
| Card replacement fee | PHP 400.00 |
| Installment pre-termination fee | 5% of the remaining balance or PHP550.00 whichever is higher |
| Over limit charge | PHP750.00 per occurrence |
Eligibility requirements for Metrobank credit card application
To apply for a Metrobank Card,you must meet the following criteria:
- You must be 18 to 70 years old
- You must have at least two(2)different telephone numbers,either home,mobile phone,and business telephone number
- Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last two(2)years
- Must be a regular employee or if self-employed,with business operating for at least two(2)years
- Residence or Office Address must be within any area where a Metrobank branch is located
General document requirements for Metrobank Credit Cards
For employed:
- A copy of latest ITR(Form 2316)duly stamped as received by the BIR
- Certificate of Employment or Compensation
- Latest three(3)months payslip
For self-employed:
- Copy of ITR(Form 1701,1701Q
- Latest Financial Statements
- DTI Registration(preferable under the card applicant’s name)
For Local Resident Foreigners(submit any 1 of the following):
- A copy of Alien Certificate of Registration(ACR)with income document
- Work permit
Metrobank credit card application process
You can apply for Metrobank credit card in five easy steps!
- Choose the best card for your needs
- Check the basic eligibility(make sure you meet all the minimum Metrobank credit card requirements)
- Apply online and fill out the form(you can directly apply with eCompareMo)
- Complete and submit the necessary documents for your application
- Wait for a call.Banks typically take 7 to 14 days to process applications
Top Metrobank Credit Card per category
Here are the best Metrobank credit cards across all major categories:
| Card Type | Annual Fee | Reward Type |
|---|---|---|
| Metrobank ON Internet Mastercard | Principal:PHP 500.00 Supplementary:PHP 250.00 | Balance Transfer |
| Metrobank M Free Mastercard | Principal:Waived perpetually Supplementary:Waived perpetually | No Annual Fee |
| Metrobank Toyota Mastercard | Principal:PHP 2,500.00 Supplementary:PHP 1,250.00 | Fuel Rebate |
| Metrobank Classic Card | Principal:PHP 1,500.00 Supplementary:PHP 800.00 | Cashback |
| Metrobank Femme Visa | Principal:PHP 2,000.00 Supplementary:PHP 1,000.00 | 0%Monthly Installment |
| Metrobank M Lite Mastercard | Principal:PHP 1,500.00 Supplementary:PHP 800.00*(both will be charged on the 2nd month) | Balance Transfer |
| Metrobank Gold Card | Principal:PHP 2,500.00 Supplementary:PHP 1,500.00 | Travel |
| Metrobank Dollar Mastercard | Principal:USD 80 Supplementary:USD 40 | Travel |
| Metrobank Platinum Peso Mastercard | Principal:PHP 4,500.00 Supplementary:PHP 2,250.00(First Supplementary is free) | Travel |
| Metrobank Travel Platinum Visa | Principal:PHP 5,000.00 Supplementary:PHP 2,250.00(First Supplementary is free) | Travel |
| Metrobank Femme Signature | Principal:PHP 4,500.00 Supplementary:PHP 2,250.00(First Supplementary is free) | 0%Monthly Installment |
| Metrobank World Mastercard | Principal:PHP 6,000.00 Supplementary:PHP 3,000.00(First Supplementary is free) | Travel |
Metrobank Credit Card promos
Below are the hottest Metrobank credit card promos available:
- Apply for a new Metrobank Credit Card and get an instant H&M Gift Pass worth up to PHP2,000.00. Promo period until October 22, 2019.
- Using your Metrobank Credit Card, enjoy up to 20% OFF at City of Dreams Manila. Promo period from April 1, 2019 to March 31, 2020.
- For a minimum single-receipt purchase of PHP2,500.00 worth of groceries at Super 8, using your Metrobank Visa Card get a FREE Great Buy Spaghetti Bundle. Promo period until September 30, 2019.
- Get exclusive discount up to 20% OFF at The Smile Bar with your Metrobank Credit Card. Promo period until October 30, 2019.
- Up to 30% OFF on total food bill for a minimum spend of PHP1,500.00 at Soban K-Town Grill using your Metrobank Credit Card. Promo period until October 31, 2019.
View all Metrobank Credit Card promotions
Compare the best credit cards and apply for Metrobank credit card here.Looking for credit card from other banks?You may want to check out this list of bank cards below: