January 2019: Start The Year Right With The Month’s Best Credit Card Promos

Holidays may soon be officially over for most, but definitely not for cardholders, because for them another year of shopping convenience is just about to begin.

Prepare to welcome 2019 with a bang because we have rounded up tons of discounts, freebies and great deals that credit card companies are offering up for grabs to their loyal cardholders.

Fill your post-holiday socks with promos and overflowing rewards from these top credit card providers.


All BDO ShopMore MasterCard cardholders can enjoy a special birthday treat from BDO and Uniqlo for the first half of 2019.

All you need to do is download the Uniqlo app via App Store or Google Play, create an account, register, and spend at least P3,500 using your BDO ShopMore MasterCard and receive a P300 birthday rebate plus a bonus P300 birthday coupon from Uniqlo. Promo runs until June 30, 2019.

Never miss out on great travel experiences and revel on exclusive deals from 5-star hotels, luxurious resorts and high-end cruises from Luxury Escapes and BDO credit cards.

Enjoy P6,000 worth of savings on unforgettable travel escapades around the world when you use your BDO World Elite MasterCard credit card for booking. Just use the code MASTERCARDLEPH upon check-out to avail the promo. Promo is valid until April 30, 2019.


Are you in for a jolly treat? Get a free Jollibee Burger Steak, Chickenjoy, Jolly Spaghetti, and Yumburger when you spend a minimum straight single-receipt purchase transaction of P3,000 at any merchant using your BPI Blue Mastercard, Edge MasterCard, e-credit MasterCard, Gold MasterCard, Petron-BPI MasterCard, BPI SkyMiles MasterCard and SkyMiles Platinum MasterCard.

Bond with your family this new year and avail of the Jollibee Real Thrills BPI credit card promo until January 15, 2019.

Splurge in a shop now, pay later, delight and enjoy BPI’s Holiday Installment Madness. If you are a BPI Amore Visa, BPI Amore Visa Platinum, BPI Blue MasterCard, BPI Edge MasterCard, BPI Family Mastercard, BPI Gold MasterCard, BPI Petron MasterCard, BPI Signature Card, BPI SkyMiles MasterCard and BPI SkyMiles Platinum MasterCard holder, you can rejoice in a 24-months, 0% interest shopping spree at BPI selected participant merchants. Promo runs until January 31, 2019.

(Read: Top Credit Card Promos For December 2018)


Calling all seafood and steak lovers out there! EastWest has a treat for you! Chomp on a free complimentary Outback Special Signature Sirloin Steak plus a dessert on your birthday at Outback Steakhouse when you spend a minimum single charge slip of P2,000 and pay using your EastWest Credit Card.

Promo is valid until May 31, 2019, at Outback Steakhouse Alabang Town Center, Blue Bay Walk, Eastwood City Walk, and Glorietta branches.

Here is another treat for your special day! Eastwest is offering all their Credit Cardholders who are celebrating their birthdays a free complimentary Shrimp and Ribs platter and an irresistible slice of cake for just a minimum single receipt order of P1,000 at select Burgoo branches.

Promo is valid at Burgoo Ayala Fairview Terraces, Gateway Mall, Power Plant Mall, Robinsons Galleria, SM Mall of Asia, Marikina, Southmall and The Block, Solenad, The District Imus, Tomas Morato, and Vista Mall and is valid until March 31, 2019. Advance reservation is required.


If you just recently (from August 1, 2018, to February 15, 2019) applied for an HSBC Platinum Visa Credit Card, HSBC Premier MasterCard, HSBC Red MasterCard, HSBC Gold Visa or HSBC Advance, you are in for a treat from HSBC and Uniqlo.

New HSBC Cardholders are entitled to one-time cash back equivalent to his/her first transaction at any Uniqlo store in the Philippines. You can earn a cashback of up to P5,000 as long as you make the purchase within the spend period from August 1, 2018, to April 15, 2019.

Satisfy your sweet tooth and get 3 pieces of French Macarons from Bizu for free when you spend a minimum single-receipt purchase of P1,000 using your HSBC Credit or Debit Card. Promo is valid at Bizu Alabang Town Center, Greenbelt 2, Greenhills Promenade, St. Lukes Global City, Eastwood Mall, and Robinson’s Magnolia until May 14, 2019.

(Read: Why You Should Use A Credit Card For Travel)


Experience home away from home with a staycation from The Cirque Residences. If you are a UnionBank Credit, Debit and Prepaid cardholder, you are entitled to a 60% off privilege on a 2-bedroom suite at The Cirque Serviced Residences.

To avail the offer, the cardholder must use his/her UnionBank Credit, Debit or Prepaid card upon payment. Promo is valid until October 14, 2019. Terms and conditions apply.

Celebrate the new year away from the hustle and bustle of the city and get 10% discount on best available rates at Hotel Monticello in Tagaytay. Use your UnionBank Credit Card upon booking to avail the discount for room accommodation with breakfast for two at any Veranda, Superior Quad and Penthouse rooms. Discount is applicable for check-ins from Sundays to Thursdays until August 14, 2019.

Metrobank Cards

Satisfy your fast food cravings with your McDonald’s favorites when you use your Metrobank credit card.

Earn 1 game code for every P3,000 single slip transaction with your Metrobank card and win an instant McDonald’s treat. Promo is applicable to all Metrobank Credit Cards except Metrobank Dollar MasterCard, Yazz Prepaid Visa, and Metrobank Prepaid and Debit Cards and will run until January 15, 2019. Redemption period is until March 15, 2019.