How To Apply For BPI Credit Card 2020

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1. Choose your BPI credit card

BPI may have a fewer credit card variants than other competing banks, but theirs are packed with solid features, rebates, and other lifestyle rewards. Here are the different BPI credit card types that you can choose from.

BPI Family Credit Card

This BPI card is designed for those who do not want to deal with high annual fees as this card offers lower fee compared to its counterparts. Its affordable fees make it easier for people to manage cards.

BPI Amore Visa

BPI Amore Visa allows you to avail members only mall perks and privileges. Plus, you can enjoy up to 4% rebates to any participating Ayala Malls.

BPI Amore Visa Platinum

If you are looking for a card that enables you to avail several shopping rewards, BPI Amore Visa Platinum is the right card for you. Earn cash rebates every time you shop using this card.

BPI Edge Mastercard

Upgrade your style with BPI Edge Mastercard. This card provides you with several discounts and freebies from your favorite stores.

BPI Blue Mastercard

Looking for a card that you can use across the globe? Opt for BPI Blue Mastercard. Its reward system will let you fly to your dream destination.

BPI Gold Mastercard

BPI Gold Mastercard is the ideal card for those who want to maximize the cash advance feature. Plus, this card allows you to earn rewards for every purchase.

Petron – BPi Mastercard

Especially designed for motorists, Petron – BPI Mastercard rewards its cardholders with free full tank every year and exclusive privileges at Petron stations.

BPI SkyMiles Mastercard

Created for travelers, BPI SkyMiles Mastercard enables its cardholers to earn miles every time they spend.

BPI SkyMiles Platinum Mastercard

BPI SkyMiles Platinum Mastercard is the best option for those frequent flyers as this card provides double miles for every spend on Delta Air Lines.

Extension Card: BPI eCredit

The BPI Credit MasterCards come with free extension upon request. Those who would opt for the free BPI eCredit companion card will have more security for online payments. It has its own set of a lower credit limit, and a different card number to avoid fraud. It also comes with free for life annual fee.

Know your eligibility

Check your eligibility. Make sure you meet BPI’s cardholder qualifications and have their document requirements available.

1. Valid age for applicants is between 21 to 60 years old
2. Applicants must meet the minimum monthly income requirements for the following BPI credit cards. Over time, commissions, or service fees are not included:
   • P15,000 — BPI Blue Mastercard, Petron-BPI Mastercard, BPI SkyMiles Mastercard, BPI Amore Visa Card, and BPI Edge Mastercard
   • P40,000 — BPI Gold MasterCard
   • P80,000 — BPI Amore Visa Platinum Card, BPI SkyMiles Platinum Mastercard
   • P30,000 — OFWs and Self-employed
3. Residence or business contact number

3. Complete BPI credit card requirements

Bring the original copies and prepare photocopies of the following documents:

1. Duly filled out an application form. This is available on the BPI Credit Card Apply Now page on the BPI website.
2. At least two (2) valid government IDs, with a photo. Below are the valid photo-bearing IDs: (Voter’s ID, Postal ID, SSS/GSIS ID, Passport, BIR TIN, PRC ID, Driver’s License, Company ID)
3. Most recent Pay Slips / Proof of Income
4. Certificate of Employment (COE) – it should show your job title, income, and work tenure (how long you have worked for the company)
5. For Employed: Latest Income Tax Return (ITR) with BIR stamp
6. For Self-Employed: Most recent Audited Financial Statements (AFS) with a stamp from BIR or the bank, and most recent ITR with BIR or bank stamp

BPI credit card requirements for OFW

OFWs have a custom set of requirements compared to other applicants. Here are the required documents:

1. Sea-based: POEA-validated contract of employment, and most recent two (2) months’ worth of remittance
2. Land-based: POEA-Validated contract of employment, Overseas Employment Certificate or POEA-validated OFW information sheet, and most recent two (2) months’ proof of remittance
3. Direct hire: POEA-Validated contract of employment, Overseas Employment Certificate or POEA-validated OFW information sheet, and Latest two (2) months proof of remittance

Gather all the documents needed for your card application. Completing all your documents and submitting them altogether saves you time and money, and expedites the application process. Note that BPI will cancel your application if you failed to submit your application within three (3) banking days.

4. Submit the requirements for BPI credit card

Once completed, submit your filled out application form and document requirements to the nearest BPI branch. You can also email your requirements at bpicardsales@bpi.com.ph.

If you want a faster and easier application process, you may opt to apply with eCompareMo. Just follow the instructions on the website. Wait for the call of a banking specialist to guide you with your card application.

5. Check your BPI credit card application status

A BPI credit card processing time normally takes one to two (2) weeks. There are two ways on how to check your status:

1. Via Express Online Banking — For online banking users, they can check their application by logging in to their account. Click Other Services then choose Application Status Inquiry. If not yet registered, go to BPI website and follow the online registration instructions.
2. Via Phone Banking — Credit card applicants may also opt to call the 24-hour hotline of BPI. For Metro Manila, call (02) 89-100. For Domestic Toll-Free, 1-800-188-89100. For credit cards, dial option 2 and 2 for credit card application status inquiry.

To get the right credit card, it’s always best to use an online comparison portal where you can enter the rewards and promos that you want to avail, all according to your lifestyle. Find miles packed credit card for your travels, or a more rewards-centered card if you shop most of the time.