5 Best Credit Cards For Air Miles In The Philippines Right Now

5 Best Credit Cards For Air Miles In The Philippines Right Now

Since banks incorporated air miles into their credit card travel points programs, people have found an alternative way to fly to both local and international destinations for much cheaper, sometimes even free of cost. Credit card purchases are collected and converted into mileage points, and the only thing one needs to do is to look for banks that offer the best packages and exclusive benefits for air miles.

If you’re a budding jet setter or are looking for best-value frequent flyer programs, here are the top five air miles and travel credit cards of 2016 to help you make the most of your adventures here and abroad.

1. Security Bank Platinum MasterCard


Use your credit card for any type of purchase, accumulate points, and choose the rewards you get. This Platinum MasterCard offers air miles packages from PAL, Asia Miles, and KrisFlyer, so you get enjoyable returns for your travels. Your transactions are also secured with their One Time Password (OTP) and eSecure, for online shopping.


✓ Redeem Air Miles with their wide range of Rewards from PAL Mabuhay Miles, Asia Miles, and KrisFlyer of Singapore Airlines
✓ Dual-currency billings for transactions in US Dollars
✓ Free access to NAIA Terminal 1, NAIA Terminal 3 Skyview Lounge, and Davao Airport’s MIASCOR Lounges
✓ 24/7 Concierge Service
✓ Meet minimum annual spend and get waived Membership Fees for life
✓ Free Travel Insurance for airline bookings using Security Bank Platinum MasterCard
✓ Non-expiring Rewards Points
✓ VIP Service at St. Luke’s Medical Center
✓ Other exclusive offers from World MasterCard

Apply now for a Security Bank Platinum Mastercard

2. UnionBank Miles+ Platinum Credit Card


UnionBank offers one of the lowest rewards points, perfect for frequent travelers. Use your Miles + Platinum credit card for your travel purchases such as airline, hotel, and international expenses, and get 1.5X points for every P25 you spend. The points do not expire, which means you can accumulate as much points as you want to get air miles.


✓ P25=1 Point that lets you convert to PAL Mabuhay Miles, or Cebu Pacific GetGo Points
✓ Free access to Skyview Lounge NAIA Terminal 3, Club Manila Lounge NAIA Terminal 1, and MIASCOR Lounges at NAIA Terminal 1 and Davao International Airport
✓ Free Travel Insurance of up to P10 million for airline bookings using UnionBank Miles + Platinum credit card
✓ Access to Visa Platinum Concierge and Global Assistance Service
✓ Other features include Installment Programs, Flexible Monthly Payments, and 24/7 Customer Service

3. PNB-PAL Mabuhay Miles Platinum MasterCard


PNB credit cards provide exclusive rewards such as travel bonuses to meet your lifestyle. International transactions are settled in US dollars with its dual billing feature, with free travel and purchase protection insurance. Low conversion rates with every P33 spend converted to one air mile.


✓ P33 = 1 Mile
✓ Free Travel Insurance of up to P3 million for every whole fare charged to card
✓ Free Purchase Protection Insurance
✓ Fraud Transaction Insurance for P10 per month
✓ Peso-Dollar billings for local & international purchases
✓ Miles valid for up to five years

4. BPI SkyMiles Platinum MasterCard


Flying to the US is especially easy with BPI Skymiles Platinum MasterCard. In partnership with Delta Airlines, BPI brings the best rewards for frequent local and international travelers.


✓ Free Annual Membership Fee on the first year
✓ P45 = 1 SkyMile, no expiry
✓ Book Delta Air Lines and earn double miles for every P45 spend
✓ Free Travel Insurance of up to P20 million for airline bookings using BPI SkyMiles Platinum MasterCard
✓ Free access to Pacific Club, NAIA Terminal 3

5. Standard Chartered Priority Banking Visa Infinite Card


Standard Chartered stays consistent in delivering unparalleled privileges to its cardholders. Priority Banking Visa Infinite Card has the most exclusive rewards for frequent travelers abroad, with low monthly interest rate.


✓ International Access – travel and get free access to over 600 airport lounges in over 300 cities
✓ P40 = 1 Mile. Choose from PAL Mabuhay Miles, Asia Miles, or KrisFlyer of Singapore Airlines
✓ Free Travel Accident Insurance and Inconvenience Protection of up to P20 million for airline bookings using Priority

Banking Visa Infinite Credit Card

✓ 24/7 Access to Concierge Services, and worldwide transaction and golf perks through Visa Infinite Privileges
✓ Exclusive privileges at Marriott Manila all year round
✓ Low monthly interest rate of only 1.99%

–Kristel Serran