How Much Is Honda Car Insurance In The Philippines?

8 min. read By eCompareMo on

Honda Philippines Inc. is known to release sturdy models that pass safety and crash tests with flying colors. As such, a Honda car is not a bad vehicle to consider if you are worried—not just about you and your passengers’ safety—but also about the cost of your car insurance.

Check out this article to familiarize yourself with the cost of Honda car insurance in the Philippines for 2019.

How to pick a car insurance provider in the Philippines

If you’re searching for comprehensive car insurance, visiting companies offering such a service is not recommended. There are about 70 existing non-life companies in operation in the Philippines!

On the other hand, you may avail of the service of banks and car dealers by visiting your chosen branch, but what if you’re working 9 AM to 5 PM on weekdays?

Your best option is to visit trusted online sites offering a real-time comparison of insurance service providers. Simply log in your car model with its variant and with a few clicks, you will get the best insurance rates from companies.

(Read: Your Best Guide To Choosing The Right Car Insurance Coverage)

Lowest annual car insurance premium cost per Honda model

For a quick overview, check out the tables below for the insurance cost of each Honda model available today.

Take note that the prices listed below are for vehicles that fit the following criteria:

  • All are registered in Manila
  • They are covered with a comprehensive insurance policy that includes “Acts of Nature” cover
Honda Model and Variant Vehicle Price Lowest Annual Insurance Premium
Brio 2019, 1.3 S M/T Gas FWD Hatchback 5-seater P642,000 P14,796.90
Brio 2019, 1.3 S A/T Gas FWD Hatchback 5-seater P681,000 P15,550.71
Brio Amaze 2019, 1.3 M/T Gas FWD Sedan 5-seater P661,000 P15,164.14
Brio Amaze 2019, 1.3 A/T Gas FWD Sedan 5-seater P722,000 P16,343.14
Jazz 2019, 1.5 V Gas M/T FWD Hatchback 5-seater P857,000 P18,952.53
Jazz 2019,1.5 V Gas A/T FWD Hatchback 5-seater P903,000 P19,848.64
City 2019, 1.5 Sport CVT Gas A/T FWD Sedan 5-seater P898,000 P19,745
City 2019, 1.5 E Gas M/T FWD Sedan 5-seater P828,000 P18,392
Civic 2016 1.8 S Gas M/T FWD Sedan 5-seater P590,000 P13,791.82
Civic 2019, 1.8 E Gas A/T FWD Sedan 5-seater P1,170,000 P25,002.35
CR-Z 2016, 1.5 Standard Gas/Hybrid A/T FWD Hatchback 4-seater P910,000 P19,976.94
CR-Z 2016, 1.5 Standard Gas/Hybrid M/T FWD Hatchback 4-seater P850,000 P18,817.23
Accord 2019, 2.4 Navi Gas A/T FWD Sedan 5-seater P1,940,000 P39,885.30
Accord 2019, 2.4 Navi Gas A/T FWD Sedan 5-seater (Pearl White) P1,960,000 P40,271.87
Legend 2017, 3.5 SH Gas/Hybrid A/T AWD Sedan 5-seater P3,170,000 P63,659.35
Mobilio 2019, 1.5 E Gas M/T FWD MPV 7-seater P884,000 P17,032.75
Mobilio 2019, 1.5 V Gas A/T FWD MPV 7-seater P958,000 P18,284
CR-V 2017, 2.4 SX Gas A/T FWD Crossover 5-seater P1,220,000 P22,714.09
CR-V 2019, 1.6 SX Diesel A/T AWD Crossover 7-seater P2,130,000 P38,101.05
HR-V 2019, 1.8 E Gas A/T FWD Crossover 5-seater P1,300,000 P24,066.79
HR-V 2019, 1.8 RS Navi Gas A/T FWD Crossover 5-seater P1,500,000 P27,448.54
BR-V 2019, 1.5 S Gas A/T FWD SUV 7-seater P1,030,000 P19,501.43
BR-V 2019, 1.5 S Gas AT FWD SUV 7-seater (Pearl White) P1,050,000 P19,839.60
Odyssey 2019, 2.4 EX Gas A/T FWD Minivan 8-seater P2,140,000 P38,270.14
Odyssey 2019, 2.4 EX-V Gas AT FWD Minivan 8-seater P2,430,000 P43,173.68

1. Honda Brio 2019

Variant: 1.3 S M/T Gas FWD Hatchback 5-seater Lowest Annual Premium: P14,796.90

Variant: 1.3 S A/T Gas FWD Hatchback 5-seater Lowest Annual Premium (Automatic): P15,500.71

The 2019 release is gorgeously sporty bearing almost perfect sharp curves from front to rear. In addition, the interior is modern and sleek with ample legroom brought by its 60mm wheelbase.

2. Honda Brio Amaze 2019

Variant: 1.3 E M/T Gas FWD Sedan 5-seater Lowest Annual Premium: P15,164.14

Variant: 1.3 E A/T Gas FWD Sedan 5-seater Lowest Annual Premium: P16,343.14

Though it is the smallest sedan in the line up of Honda, its classic off-white interior is generously spaced with a longer wheelbase making the legroom bigger.

3. Honda Jazz 2019

Variant: 1.5 V Gas M/T FWD Hatchback 5-seater Lowest Annual Premium: P18,952.53

Variant: 1.5 V Gas A/T FWD Hatchback 5-seater Lowest Annual Premium: P19,848.64

Filipinos fell in love with the 1st generation of this popular model and with the company’s third release, it has cemented its status as one of the Philippines’ favorite vehicles.

This striking subcompact hatchback comes with pleasing features such as speed-sensing door locks, auto-air condition and cruise control enclosed in a sleek modern body worthy of a second look.

(Read: Acts Of Nature, Acts Of God: What You Need To Know About This Car Insurance Coverage)

4. Honda City 2019

Variant: 1.5 Sport CVT Gas A/T FWD Sedan 5-seater. Lowest Annual Premium: P19,745

Variant: City 2019, 1.5 E Gas M/T FWD Sedan 5-seater Lowest Annual Premium: P18,392

This 10th generation release reminds its loyal followers why they praised this model years ago; it has come back again as a fierce sports car. Its upgraded look is reminiscent of a classic coupe that is easily distinguished by its long hood-short trunk proportions.

The inside is remarkably well equipped with useful features such as a seven-inch touch screen and a (Thin Film Transistor) TFT digital instrument cluster.

5. Honda Civic

Variant: Civic 2016, 1.8 S Gas M/T FWD Sedan 5-seater Lowest Annual Premium: P13,791.82

Variant: Civic 2019, 1.8 E Gas A/T FWD Sedan 5-seater Lowest Annual Premium: P25,002.35

With its grille design and LED headlights, this variant of the Civic still exudes the regal but dynamic vibe that made its predecessors a popular ride. Inside, the ever-dependable “Eco Ambient Light Meter” will help you getting the most fuel-efficient mileage.

6. Honda CR-Z 2016

Variant: 1.5 Standard Gas/Hybrid M/T FWD Hatchback 4-seater. Lowest Annual Premium: P18,817.23

Variant: 1.5 Standard Gas/Hybrid A/T FWD Hatchback 4-seater Lowest Annual Premium: P19,976.94

The Honda CR-Z’s wedge form is one of its strongest selling points. This hybrid offers an innovative interior from a digital speedometer to an analog tachometer. Its ambient lighting is a relaxing blue with gauges changing from green to blue depending on your driving style.

7. Honda Accord 2019

Variant: 2.4 Navi Gas A/T FWD Sedan 5-seater Lowest Annual Premium: P39,885.30

Variant: 2.4 Navi Gas A/T FWD Sedan 5-seater (Pearl White) Lowest Annual Premium: P40,271.87

A favorite of business executives and the likes, the latest release for this well-known sedan is refreshingly plush with interior updates such as high-end brown leather car seats and wood panels.

In addition, one noteworthy feature is the ever-reliable Lanewatch Technology that improves visibility of a driver’s blind spot ensuring safety wherever you cruise.

8. Honda Legend 2017

Variant: 3.5 SH Gas/Hybrid A/T AWD Sedan 5-seater Lowest Annual Premium: P63,659.35

If you prefer an elegant and sporty hybrid that won’t catch negative attention on the road, the Legend is perfect for you. It has various safety features such as a Collision Mitigation Braking System (CMBS), Lane Keeping Assist (LKAS), Road Departure Mitigation (RDM) and Blind Sport Information System with Rear Cross-Traffic Alert all under the highly commendable Honda Sensing Safety suite of Technologies.

9. Honda Mobilio 2019

Variant: 1.5 E Gas M/T FWD MPV 7-seater Lowest Annual Premium: P17,032.75

Variant: 1.5 V Gas A/T FWD MPV 7-seater Lowest Annual Premium: P18,284

First introduced in 2015, the Honda Mobilio’s 2019 release easily caught the interest of buyers who want an affordable wagon that can be used by growing families.

It is space-efficient with foldable seats that enable big legroom. The driver’s panel consists of basic but useful instruments enabling a secure drive.

10. Honda CR-V 2017

Variant: 2.4 SX Gas A/T FWD Crossover 5-seater Lowest Annual Premium: P22,714.09

Variant: 1.6 SX Diesel A/T AWD Crossover 7-seater Lowest Annual Premium: P38,101.05

Back when it was released in 2017, Honda fans hailed this as one of the most attractive models available. It features fresh, sharp curves that complement its long hood and wheelbase offering a rich and athletic vibe.

Inside, it provides some of the best rear legroom found among all compact crossovers matched with premium leather seats for your utmost comfort.

11. Honda HR-V 2019

Variant: 1.8 E Gas A/T FWD Crossover 5-seater Lowest Annual Premium: P24,066.79

Variant: 1.8 RS Navi Gas A/T FWD Crossover 5-seater Lowest Annual Premium: P27,448.54

Marketed as a new-generation crossover compact vehicle, HR-V is a bit of everything as it is as tough as a sport utility vehicle (SUV), reminiscent of a classic coupe, but with the efficiency of a minivan.

Inside, it offers the best interior space in its class comfortably accommodating three full-grown passengers at the back and three at the front.

(Read: Switching Your Car Insurance Provider: 4 Important Questions To Ask)

12. Honda BR-V 2019

Variant: 1.5 S Gas A/T FWD SUV 7-seater Lowest Annual Premium: P19,501.43

Variant: BR-V 2019, 1.5 S Gas AT FWD SUV 7-seater (Pearl White) Lowest Annual Premium: P19,839.60

This Bold Runabout Vehicle, or simply the BR-V, is the Japanese carmaker’s entry to the expanding world of Multi-Purpose Vehicles (MPVs). With its spacious interior, it can conveniently accommodate up to seven passengers with its spacious interior.

In addition, it is equipped with innovations such as smart entry with pushcart system, rear air conditioning that can be controlled independently, a 7-inch touch screen display equipped with Apple CarPlay/Android Auto, etc. makes riding this vehicle a pleasant experience.

13. Honda Odyssey 2019

Variant: 2.4 EX Gas A/T FWD Minivan 8-seater Lowest Annual Premium: P38,270.14

Variant: 2.4 EX-V Gas A/T FWD Minivan 8-seater Lowest Annual Premium: P43,173.68

For families who want a classy van for their long trip, the Odyssey is a must buy as it has full leather interiors fixed with arms and footrest, integrated sunshades positioned in the power side doors and USB charging ports on the third-row seats.

Additionally, safety is well thought of as front and back side airbag curtains are installed making sure you are well protected at any angle while inside.

With all the options of car insurance rates for Honda models indicated above, it is wise to choose the one who can provide you with the best deal that compliments your budget.

In addition, individually check the insurer’s customer reviews that must contain solid ratings based on their financial strength and quality of offerings.

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