Top Mobile Banking Apps in the Philippines

8 min. read By eCompareMo on

Philippine banks are currently working on improving their mobile banking apps to better serve their customers. The top banks in the Philippines have encouraged customers to use their mobile apps with new and improved User Interfaces (UI), better security, and the promise of more convenient banking services.

We used to line up for hours at the bank to deposit funds. Now it’s only a matter of logging into your mobile app and sending the money real time, wherever you are and at any time, as long as you have mobile internet.

Here are other things you can do with your bank mobile app anytime, anywhere:

  • Transfer funds – you may use this to send money to your other accounts, and even transfer funds from your payroll account to your savings account.
  • Pay bills on time
  • Manage and monitor your bank account/s
  • Send people money real-time – bank to bank transactions only. For some banks, non-bank money transfer may take 2-3 business days
  • Check available balance from different bank accounts, whether savings, checking, and credit card
  • Buy load

The following list shows the top mobile banking apps in the Philippines for ease-of-use, security features, and convenient account enrollment.

BDO Mobile Banking App

How to enroll:

Register with BDO mobile banking. Click on Online Banking Login, and enroll your BDO bank account.

What can you do?

  • Manage and monitor all enrolled BDO accounts, including transaction history
  • Send money to own BDO account/s, and other BDO accounts, free of charge
  • Pay bills not just for your BDO credit card, but also other billers
  • One-time-password generator via SMS every time you log in to the app
  • Buy load or reload debit account
  • Check and manage credit card points
  • Features fingerprint authentication for added security

Metrobank Mobile Banking App

How to enroll:

Get the app on Google Play or the Apple Store. Enter your debit or credit card information upon app installation.

What can you do?

  • Manage and monitor all your enrolled Metrobank accounts
  • Transfer money to other accounts – add your friends’ accounts and customize the list
  • Transfer money to own account
  • Send and Request money
  • Send and Request load
  • Reorder your checkbook
  • Pay bills
  • Buy load
  • Be the first to know of Metrobank news and credit card promos
  • Branch Locator
  • Apply for Metrobank home loan and car loan – use the corresponding loan calculators to get an estimated monthly installment when applying for a home or car insurance. You may also request assistance from a Metrobank loan specialist from your phone.
  • Check the latest Forex Rates

BPI Mobile Banking App

How to enroll:

Download the app on Google Play or the Apple Store.

Customers who have already enrolled their BPI bank account via BPI Online Banking and BPI Phone Banking are automatically enrolled in the BPI Mobile Banking app.

New BPI account holders or newly changed accounts will have to enroll in the BPI mobile banking app by dialing 89-100 within sixty (60) days of card issuance.

Press 1 for “ATM cards & other deposit accounts”.

Press 1 again and key in your 11-digit access number found on the front of your ATM card.

Enter the default Telephone ID Number (TIN) – it’s the temporary PIN found on your card carrier/welcome letter.

Use the BPI mobile app upon set up of your new 4-digit Telephone ID Number.

For those who did not enroll their accounts within the sixty-day period, dial 89-100 then press 1 for “ATM cards & other deposit accounts”.

Press option 3, then enter your 11-digit access number found on the front of your ATM card.

Enter your preferred 4-digit Telephone ID Number (TIN). To active your TIN, go to the nearest BPI ATM. Choose Special Services – Activate Enrollment – EPhone TIN. You can access your BPI mobile app five (5) minutes after the ATM activation.

What can you do?

  • Manage and monitor all your enrolled BPI accounts – BPI, BPI Family Savings, BPI Direct deposit accounts, BPI credit cards, and even your BPI Investments accounts
  • Access your BPI mobile banking app using your fingerprint, PIN, or pattern you’ve personally set up
  • Transfer funds to your enrolled BPI accounts, or any other BPI, BPI Family Savings, or BPI Direct deposit account
  • Pay for your transactions with over 400 partner merchants nationwide
  • Manage, monitor, and redeem from your investment accounts
  • Load any BPI Express Cash card or BPI My ePrepaid card
  • Buy Globe/TM load
  • Check the latest Forex Rates
  • Apply for a BPI bank product, such as a home loan or a car loan
  • BPI Social Feeds to get the latest news, updates, and even BPI credit card promos
  • Option to enroll third-party bank accounts – this requires ATM activation or a signed form

Unionbank

How to enroll:
Download the app on Google Play or the Apple Store.

Sign up by using your UnionBank Savings, Checking, Debit Card, ATM Card, Credit Card, Loan account, or Time Deposit account information.

You’ll be prompted to enter your preferred username and password. Users with fingerprint sign-in features on their phones will also be prompted to enter their fingerprint for a more secure authentication.

There will also be a One-time Password (OTP) SMS sent to you every time you log onto the app. This will give you an added layer of security.

What can I do?

  • Manage and monitor all your enrolled Unionbank accounts
  • Transfer funds to your enrolled Unionbank accounts, or to other Unionbank accounts, and also to major local banks (this may take around 2-3 banking days for non-bank money transfer)
  • Pay bills on schedule
  • Buy load for any local number
  • Quick balance feature – check balance without signing in

Asia United Bank (AUB) Mobile Banking App

How to enroll:
Download the app on Google Play or the Apple Store.

Register your AUB bank account through their Preferred Online Banking User registration link via the AUB website. You’ll then be able to login to the AUB mobile banking app after the enrollment process.

What can you do?

  • Redimoney – make balance inquiries and view your transaction history
  • Remittance – make transaction inquiries and locate local and international remittance centers
  • Loans – check your loan balance, payments due, and loan application status
  • Virtual Teller – enter transaction details and get your queue slip anytime, anywhere
  • Branch Locator to find AUB branches and ATMs near you
  • AUB Security Token

EastWest Mobile Banking App

How to enroll:
Download the app on Google Play or the Apple Store.

Register your EastWest bank account through their website. Find the EastWest Online login page. Sign up on the EastWest bank mobile app after you install it on your phone.

What can you do?

  • View available balance
  • Deposit checks
  • View your enrolled EastWest bank account/s’ transaction history
  • Transfer money between East West Bank enrolled accounts for free
  • Pay and manage bill payments
  • Find Branch locations for the nearest EastWest bank or ATM
  • Talk to a service representative

RCBC Mobile Banking App

How to enroll:
Download the app on Google Play or the Apple Store.

If you’ve already registered through RCBC Online Banking, simply use your User ID and password to log in to the RCBC mobile banking app.

If you haven’t enrolled yet, enroll your RCBC bank account via www.rcbc.com. Click RCBC Online Banking. Click Enroll now, and follow the enrollment instructions. Now you can log in to the RCBC mobile app.

What can you do?

  • Fund Transfer to own enrolled bank account, other enrolled RCBC bank account, and third-party bank accounts
  • Bills payment – Credit Card, Life Insurance, Government Services, Loan payments, and Schools and Universities
  • Other services – Checkbook request, Remittance Inquiry, and Time Deposit Placement
  • Branch locator for an RCBC branch and ATM nearest you

PNB Mobile Banking App

How to enroll:
Download the app on Google Play or the Apple Store.

Register your PNB bank account through their eBanking Services page which can be accessed here, then click Mobile Banking App. Sign up using your PNB ATM or Debit Mastercard.

If you’ve already enrolled your account before, you may use your existing username and password on the PNB Mobile Banking app.

What can you do?

  • Fingerprint login
  • Monitor and manage your enrolled PNB bank account/s, and view transaction history
  • Transfer funds to other enrolled PNB accounts
  • Pay bills
  • Order a Checkbook
  • Branch locator for a PNB branch or ATM nearest you

UCPB Mobile Banking App

How to enroll:
Download the app on Google Play or the Apple Store.

Register your UCPB bank account through www.ucpb.com, and click UCPB Connect. You will be prompted to enter your username and password. Follow the enrollment instructions, and once done, you may login to your UCPB mobile banking app.

What can you do?

  • Check Balance
  • Transfer Funds to own enrolled UCPB account, and to other bank accounts
  • Pay Bills – Utility Bills, Telecom, Credit Card, and Insurance
  • Buy Cellphone Load
  • View Transaction History
  • FAQ page

Landbank Mobile Banking App

How to enroll:

Download the app on Google Play or the Apple Store.

Register your Landbank account via www.landbank.com/e-banking. Choose iAccess, and follow the enrollment instructions. Log into the app using the iAccess credentials you have set up.

What can you do?

  • Manage and monitor your savings and current deposit accounts
  • Check the balance of your Landbank Credit Card and Cash Card accounts
  • View transaction history
  • Transfer funds from your iAccess enrolled Landbank savings and current deposit accounts to an iAccess enrolled third-party account, to a non-enrolled account in iAccess, and interbank fund transfer to any BancNet Member Bank
  • Pay your bills with over 80 merchants
  • View Forex and Unit Investment Trust Fund rates
  • Branch locator for Landbank branches and ATM sites near you
  • Request for checkbooks
  • One-Time PIN (OTP) Generator via SMS
  • Link to Electronic Payment Portal (EPP)

About the author

eCompareMo

eCompareMo eCompareMo is the No. 1 financial e-commerce site in the Philippines. Follow us on Twitter and Instagram: @ecomparemo.