Never Worry About Medical Emergencies Again with the Right Maxicare Prepaid Health Card

A prepaid health card is a healthcare product similar to the usual comprehensive Health Maintenance Organizations or HMO you’re probably familiar with–except that it comes with a smaller coverage within a specific period of time and at a lower cost. In some instances, this can be a combination of coverages in addition to several benefits such as life insurance and dental services.

To those who don’t have HMO, this would be a perfect alternative, especially with affordable one-time payments. 

If you’re looking for a prepaid health card that will cover you during unexpected medical emergencies, we’ve got you! In this article, we list down the three types of Maxicare prepaid cards that Peramoko offers, and we group them according to their corresponding costs.

Economical – Maxicare EReady

There are two types of variants to Maxicare EReady: Titanium and Platinum.


Both plans offer the same benefits of up to ₱15,000 coverage on emergency treatment and cover the same emergency conditions and injuries that require immediate medical assistance such as:

  • Doctor’s services for emergency treatment
  • Emergency Room fees
  • Emergency (no take-home) medicines for immediate relief and treatment
  • Oxygen, IV fluids, whole blood and human blood products
  • Dressings, casts, sutures
  • X-ray, laboratory and diagnostic exams
  • Initial treatment for animal bites (within 24 hours from time of bite; with vaccines included)

With additional benefits of:

But the only difference is that Titanium cardholders are given access to all Maxicare-affiliated hospitals excluding the six major hospitals in Metro Manila. While Platinum cardholders have access to all. 

Here are the six major hospitals mentioned:

  • Asian Hospital Medical Center (AHMC) 
  • Cardinal Santos Medical Center (CSMC) 
  • Makati Medical Center (MMC) 
  • St. Luke’s Medical Center-Global City (SLMC-GC) 
  • St. Luke’s Medical Center-Quezon City (SLMC-QC) 
  • The Medical City-Ortigas (TMC) 


Maxicare EReady Titanium – P839

Maxicare EReady Platinum – P1039

Advanced – Maxicare EReady Advance

Same with its budget-friendly counterpart, Maxicare EReady Advance has two types of variants: Titanium and Platinum. But this is priced slightly higher than the previous one, with more coverage and benefit limit. 


Both plans cover up to P50,000 coverage on Emergency Room treatment including those requiring confinement, in a regular private room. This is honored in any Maxicare-affiliated hospitals including the six major hospitals in Metro Manila listed above for Platinum cardholders. Titanium cardholders can access all Maxicare-affiliated hospitals except the six major ones.  

Coverage is as follows:

  • Outpatient emergency coverage
  • Doctor’s services for emergency treatment
  • Emergency Room fees
  • Emergency (no take-home) medicines for immediate relief and treatment
  • Oxygen, IV fluids, whole blood, and human blood products
  • Dressings, casts, sutures
  • X-ray, laboratory, and diagnostic exams
  • Initial treatment for animal bites (within 24 hours from the time of bite; with vaccines included)

Maxicare EReady Advanced also covers inpatient expenses such as:

  • Room and board accommodation in a regular private room
  • Use of Operating Room, Intensive Care Unit (ICU), Isolation Room (if prescribed by the affiliated attending physician), and Recovery Room
  • Professional fees
  • Standard nursing services
  • Medicines when in confinement
  • Whole blood products, and IV fluids transmission
  • X-ray, laboratory, and diagnostic exams
  • Anesthesia, oxygen, and its administration

Free and unlimited consultations with Internal Medicine, Family Medicine, General Practitioner, and Pediatricians in all Maxicare Primary Care Clinics (PCC) nationwide are also provided for all cardholders.


Maxicare EReady Advanced Titanium – P2950

Maxicare EReady Advanced Platinum – P3950

Premium – Maxicare Prima

Now, this prepaid health card is more on the premium side with an obvious price difference against the first two options.

Maxicare Prima has two variants: Prima Silver and Prima Gold.


The emergency coverage for both plans is similar but Prima Silver is available only for people aged 0-59 years old while Prima Gold is for 60 years old and above.

Apart from P20,000 annual emergency room coverage, here is the list of other benefits of Maxicare Prima:

For consultation and diagnostics:

  • Ear-Nose-Throat (ENT)
  • Medical Dermatologist
  • Internal Medicine (IM)
  • Obstetrician-Gynecologist (OB-GYN)
  • Ophthalmologist
  • Laboratory and diagnostic Procedures (as prescribed by a Maxicare-affiliated physician or MyHealth physician)

Dental service:

  • FREE Dental Care Services with MetroDental (once within a year)
  • Mild oral prophylaxis (cleaning)
  • Full mouth panoramic X-Ray
  • Dental consultation
  • Emergency relief of dental pain through medication
  • Cosmetic or oral rehab treatment planning
  • Dental nutrition and counseling
  • Dental health education
  • Preparation of dental certificates
  • Safekeeping of dental records as required by law or client

Furthermore, Maxicare Prima Silver and Gold cardholders are entitled to unlimited telephone and video consultations 24/7.

However, Maxicare Prima can only be used in stand-alone Maxicare Primary Care Clinics (PCCs). You may check this link for the list of accredited clinics. 


Maxicare Prima Silver – P4999

Maxicare Prima Gold – P12999

For exclusions and limitations to the benefits for all types of Maxicare prepaid health cards, follow this link

Healthcare doesn’t have to be expensive with the right tools and preparation! Buy your prepaid health card today online through your preferred e-commerce shops. 

Keep safe, everyone!