Credit card ยท RCBC
RCBC Bankard Sta. Lucia Mall Mastercard
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The first mall-wide card that lets you know the latest discounts, rewards, and rebates. RCBC Bankard Sta. Lucia Mall Mastercard allows you to earn points and enjoy installment payment plans.
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Not the card you are looking for? Click here to see a complete list of RCBC credit cards in the Philippines.
Highlights
- Earn rewards points for every spending of PHP100.00 = 1 point
- 0% installment plan of up to 12 months
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱250,000 |
| Main card: age | 21 to 65 years old |
| Main card: annual fee | ₱1,200 |
| Supplementary card: age | 13 to 65 years old |
| Supplementary card: annual fee | ₱600 |
| Interest | 3.5% a month |
| Cash advance interest | 3.55% a month |
| Cash advance fee | PHP500.00 or 3% of cash amount availed whichever is higher |
| Late fee | PHP400.00, in the case of multiple past due occurrence exceeding 3 months for the past 12 months, PHP500.00 for 4 to 6 months or PHP600.00 for 7 months and above. |
| Charge slip retrieval fee | PHP150.00 for every transaction slip requested |
| Card replacement fee | PHP300.00 for every card replacement |
Features
| Rating | 5 of 10 |
|---|
- 0% installment plan for 3 to 12 months
- Get 15% OFF at Flowerstore.ph using your RCBC Bankard. Promo period October 31, 2020.
- 0.5% rebate on all retail transactions
- Earn 1 rewards point for a minimum spend of PHP100.00, earn 5x rewards points for PHP10,000.00 spending
- Avail of balance transfer simply by calling customer service at 8877 7222