RCBC Bankard Gold Card

Get the convenience of cashless and secure payments anywhere you go with RCBC Gold Card. Plus, you can earn rewards points and convert purchases to installment terms.

Not the card you are looking for? Check out all current RCBC credit card promos here.

RCBC Bankard Gold Card

Reasons to get this credit card

  • FREE Travel Accident Insurance PHP500,000.00 local, PHP1,000,000.00 international
  • FREE annual fee for the first year
  • Earn rewards point for every spend of PHP36.00 = 1 point

eCompareMo lets you compare all the cards on the market to help you find the best one.

Browse all current and past promos for RCBC Credit Cards here.

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual IncomePHP360,000.00
Age
  • Principal: 21-65 years old
  • Supplementary: 13-65 years old
Annual Fee
  • Principal: PHP3,000.00
  • Supplementary: PHP1,500.00
Cash Advance FeePHP500.00 or 3% of cash amount availed whichever is higher
Late Payment FeesPHP400.00 in case of multiple past due exceeding 3 months, PHP500.00 for 4 to 6 months or PHP600 for 7 months and above
Card Replacement FeePHP500.00 for every card replacement

Features

Zero Monthly Installment

  • 0% installment plan for 3 to 12 months

Travel

  • FREE Travel Insurance PHP500,000.00 for local, PHP1,000,000.00 for international

Promotions

  • Get 15% OFF at Flowerstore.ph using your RCBC Bankard. Promo period October 31, 2020.

Reward Points

  • Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations

Frequent Flyer Miles

  • Rewards points can be converted into airmile

Balance Transfer

  • Avail of balance transfer simply by calling customer service at 8877 7222
RCBC Bankard Gold Card