RCBC Bankard Gold Card
Get the convenience of cashless and secure payments anywhere you go with RCBC Gold Card. Plus, you can earn rewards points and convert purchases to installment terms.
Not the card you are looking for? Check out all current RCBC credit card promos here.
Reasons to get this credit card
- FREE Travel Accident Insurance PHP500,000.00 local, PHP1,000,000.00 international
- FREE annual fee for the first year
- Earn rewards point for every spend of PHP36.00 = 1 point
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for RCBC Credit Cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP360,000.00 |
| Age | Principal: 21-65 years old |
| Age | Supplementary: 13-65 years old |
| Annual Fee |
|
| Cash Advance Fee | PHP500.00 or 3% of cash amount availed whichever is higher |
| Late Payment Fees | PHP200.00 or 7% of past due amount whichever is higher |
| Card Replacement Fee | PHP300.00 for every card replacement |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 6.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 7.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 8.00 | |
| Total Score: | 6.675 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 12 months
Travel
- FREE Travel Insurance PHP500,000.00 for local, PHP1,000,000.00 for international
Promotions
- Get a FREE JBL Speaker when you use your new RCBC Bankard. Promo period from July 1 to September 30, 2018.
Reward Points
- Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Avail of balance transfer simply by calling customer service at (02)888-1-888
