RCBC Bankard Gold Card
Get the convenience of cashless and secure payments anywhere you go with RCBC Gold Card. Plus, you can earn rewards points and convert purchases to installment terms.
Not the card you are looking for? Check out all current RCBC credit card promos here.
RCBC Bankard Gold Card
- FREE Travel Accident Insurance PHP500,000.00 local, PHP1,000,000.00 international
- FREE annual fee for the first year
- Earn rewards point for every spend of PHP36.00 = 1 point
Overview
- Customer Type
- Resident Filipino Individual
- Resident Foreign Individual
- Eligibility
- Employed - Private Sector
- Employed - Government
- Professional
- Self-Employed
- Minimum Annual Income
- PHP360,000.00
- Age
- Principal: 21-65 years old
- Supplementary: 13-65 years old
- Annual Fee
- Principal: PHP3,000.00
- Supplementary: PHP1,500.00
- Cash Advance Fee
- PHP500.00 or 3% of cash amount availed whichever is higher
- Late Payment Fees
- PHP400.00 in case of multiple past due exceeding 3 months, PHP500.00 for 4 to 6 months or PHP600 for 7 months and above
- Card Replacement Fee
- PHP500.00 for every card replacement
Features
Key Features
- FREE Travel Accident Insurance PHP500,000.00 local, PHP1,000,000.00 international
- FREE annual fee for the first year
- Earn rewards point for every spend of PHP36.00 = 1 point
Zero Monthly Installment
- 0% installment plan for 3 to 12 months
Travel
- FREE Travel Insurance PHP500,000.00 for local, PHP1,000,000.00 for international
Promotions
- Get 15% OFF at Flowerstore.ph using your RCBC Bankard. Promo period October 31, 2020.
Reward Points
- Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Avail of balance transfer simply by calling customer service at 8877 7222
