RCBC Bankard Gold Card
Reasons to get this Credit Card
- FREE Travel Accident Insurance PHP500,000.00 local, PHP1,000,000.00 international
- FREE annual fee for the first year
- Earn rewards point for every spend of PHP36.00 = 1 point
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for RCBC credit cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP360,000.00 |
| Age | Principal: 21-65 years old |
| Age | Supplementary: 13-65 years old |
| Annual Fee |
|
| Cash Advance Fee | PHP500.00 or 3% of cash amount availed whichever is higher |
| Late Payment Fees | PHP200.00 or 7% of past due amount whichever is higher |
| Card Replacement Fee | PHP300.00 for every card replacement |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 6.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 7.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 8.00 | |
| Total Score: | 6.675 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 12 months
Travel
- FREE Travel Insurance PHP500,000.00 for local, PHP1,000,000.00 for international
Promotions
- FREE PHP200.00 gift certificate at D'Angelo Pizzaria for every spend of PHP1,500.00
Reward Points
- Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Avail of balance transfer simply by calling customer service at (02)888-1-888
