RCBC Bankard Classic Card
Earn flexible reward points every time you use your RCBC Classic Credit Card. Ypu can also enjoy secured shopping anywhere you want as this card is accepted both locally and internationally.
Want more savings? Check out this list of no annual fee RCBC credit cards.
Reasons to get this credit card
- FREE accident, inconvenience & medical insurance of more than PHP500,000.00 for local travel and PHP1M for international travel
- Pay in peso when you charge in various currencies abroad
- Cash advance of up to 30% of your credit limit
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for RCBC Credit Cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP180,000.00 |
| Age | Principal: 21-65 years old |
| Age | Supplementary: 13-65 years old |
| Annual Fee |
|
| Cash Advance Fee | PHP500.00 or 3% of the cash amount availed whichever is higher |
| Late Payment Fees | PHP200.00 or 7% of past due amount whichever is higher |
| Card Replacement Fee | PHP300.00 for every card replacement |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 7.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 7.50 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 8.00 | |
| Total Score: | 6.875 |
Features
Zero Monthly Installment
- 0% installment plan for 3 to 12 months
Travel
- FREE Travel Insurance PHP500,000.00 for local, PHP1,000,000.00 for international
Promotions
- For a minimum single receipt purchase of PHP3,000.00 using your RCBC Bankard get FREE Pringles Cheesy Cheese or Hershey's Kisses at SM Markets. Promo period from April 10, 2018 to June 30, 2018.
Reward Points
- Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations
Frequent Flyer Miles
- Rewards points can be converted into airmile
Balance Transfer
- Avail of balance transfer simply by calling customer service at (02)888-1-888
