Credit card ยท RCBC
RCBC Bankard Classic Card
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Earn flexible reward points every time you use your RCBC Classic Credit Card. Ypu can also enjoy secured shopping anywhere you want as this card is accepted both locally and internationally.
Want more savings? Check out this list of no annual fee RCBC credit cards.
Want more savings? Check out this list of no annual fee RCBC credit cards.
Highlights
- FREE accident, inconvenience & medical insurance of more than PHP500,000.00 for local travel and PHP1M for international travel
- Pay in peso when you charge in various currencies abroad
- Cash advance of up to 30% of your credit limit
Overview
| For | Resident foreign individual |
|---|---|
| Work | Employed - Private Sector, Employed - Government, Self - Employed, Professional, Employed - BPO |
| Minimum annual income | ₱250,000 |
| Main card: age | 21 to 65 years old |
| Main card: annual fee | ₱1,500 |
| Supplementary card: age | 13 to 65 years old |
| Supplementary card: annual fee | ₱750 |
| Interest | 3.5% a month |
| Cash advance interest | 3.55% a month |
| Cash advance fee | PHP500.00 or 3% of the cash amount availed whichever is higher |
| Late fee | PHP400.00 in case of multiple past due exceeding 3 months, PHP500.00 for 4 to 6 months or PHP600 for 7 months and above |
| Card replacement fee | PHP500.00 for every card replacement |
Features
| Rating | 5 of 10 |
|---|
- Travel Insurance: Travel Accident Insurance
- 0% installment plan for 3 to 12 months
- Get 15% OFF at Flowerstore.ph using your RCBC Bankard. Promo period October 31, 2020.
- P125 from spendings on grocery,drugstore & gas station
- Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations
- Rewards points can be converted into airmile
- Avail of balance transfer simply by calling customer service at 8877 7222