RCBC Bankard Classic Card

Earn flexible reward points every time you use your RCBC Classic Credit Card. Ypu can also enjoy secured shopping anywhere you want as this card is accepted both locally and internationally.

Want more savings? Check out this list of no annual fee RCBC credit cards.

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Reasons to get this credit card

FREE accident, inconvenience & medical insurance of more than PHP500,000.00 for local travel and PHP1M for international travel
Pay in peso when you charge in various currencies abroad
Cash advance of up to 30% of your credit limit

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eCompareMo lets you compare all the cards on the market to help you find the best one.

Browse all current and past promos for RCBC Credit Cards here.

Overview

Customer Type	Resident Filipino Individual Resident Foreign Individual
Eligibility	Employed - Private Sector Employed - Government Professional Self-Employed
Minimum Annual Income	PHP250,000.00
Age	Principal: 21-65 years old Supplementary: 13-65 years old
Annual Fee	Principal: PHP1,500.00 Supplementary: PHP750.00
Cash Advance Fee	PHP500.00 or 3% of the cash amount availed whichever is higher
Late Payment Fees	PHP200.00 or 7% of past due amount whichever is higher
Card Replacement Fee	PHP300.00 for every card replacement

Features

Zero Monthly Installment

0% installment plan for 3 to 12 months

Travel

FREE Travel Insurance PHP500,000.00 for local, PHP1,000,000.00 for international

Promotions

For a minimum single-receipt purchase or installment of PHP4,000.00 at the SM Store using your RCBC Bankard, get a FREE PHP100.00 SM Gift Pass. Registration and spend period until November 15, 2019

Reward Points

Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations

Frequent Flyer Miles

Rewards points can be converted into airmile

Balance Transfer

Avail of balance transfer simply by calling customer service at (02)888-1-888