RCBC Bankard Classic Card

Earn flexible reward points every time you use your RCBC Classic Credit Card. Ypu can also enjoy secured shopping anywhere you want as this card is accepted both locally and internationally.

Want more savings? Check out this list of no annual fee RCBC credit cards.

RCBC Bankard Classic Card

  • FREE accident, inconvenience & medical insurance of more than PHP500,000.00 for local travel and PHP1M for international travel
  • Pay in peso when you charge in various currencies abroad
  • Cash advance of up to 30% of your credit limit

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual Income
PHP250,000.00
Age
  • Principal: 21-65 years old
  • Supplementary: 13-65 years old
Annual Fee
  • Principal: PHP1,500.00
  • Supplementary: PHP750.00
Cash Advance Fee
PHP500.00 or 3% of the cash amount availed whichever is higher
Late Payment Fees
PHP400.00 in case of multiple past due exceeding 3 months, PHP500.00 for 4 to 6 months or PHP600 for 7 months and above
Card Replacement Fee
PHP500.00 for every card replacement

Features

Key Features
  • FREE accident, inconvenience & medical insurance of more than PHP500,000.00 for local travel and PHP1M for international travel
  • Pay in peso when you charge in various currencies abroad
  • Cash advance of up to 30% of your credit limit
Zero Monthly Installment
  • 0% installment plan for 3 to 12 months
Travel
  • FREE Travel Insurance PHP500,000.00 for local, PHP1,000,000.00 for international
Promotions
  • Get 15% OFF at Flowerstore.ph using your RCBC Bankard. Promo period October 31, 2020.
Reward Points
  • Earn 1 rewards point for a minimum spend of PHP36.00, PHP125.00 spend on supermarket, drugstores & gas stations
Frequent Flyer Miles
  • Rewards points can be converted into airmile
Balance Transfer
  • Avail of balance transfer simply by calling customer service at 8877 7222
RCBC Bankard Classic Card

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