The Mercantile Insurance Co., Inc.

Having the confidence that you've been fully covered while driving on the road can help you stay ahead of the unexpected. Mercantile Car Insurance begins with valuable protection against costs associated with any damage from collision or non-collision related incidents, whether a small dent from a car accident or even emergency medical costs, we got them covered.

The Mercantile Insurance Co., Inc.

Get the full protection you deserve with Mercantile Car Insurance. It provides a comprehensive auto insurance for you and your loved one while you're driving on the road. Inquire now and have you free quotes in just minutes!


Vehicle Use
Allow Custom Retail:
Allow Customer Fleet:
Allow Foreigners:

Cover Details and Options

Cover Type Vehicle Type Minimum Insured Value Maximum Insured Value Maximum Vehicle Age
Comprehensive Sedan PHP0.00 PHP20,000,000.00 8
Compulsory Third Party Liability (CTPL) Sedan PHP0.00 PHP100,000.00 10
Comprehensive SUV, AUV, Van, Pickup PHP0.00 PHP20,000,000.00 8
Compulsory Third Party Liability (CTPL) SUV, AUV, Van, Pickup PHP0.00 PHP100,000.00 10

Covered Risks

Risk Type Included in Basic Cover Deductible
Own Damage/ Theft Additional Premium N/A
Acts of Nature Additional Premium N/A
Strike, Riot, Civil Commotion Additional Premium N/A

Product Advantages and Limitations

Accepts up to 8-year old cars


Fee Type Fixed Fee Range Premium Percentage
Documentary Stamps PHP0.00-PHP20,000,000.00 0.12500%
Value Added Tax PHP0.00-PHP20,000,000.00 0.12000%
Local Government Tax PHP0.00-PHP20,000,000.00 0.00200%

Regional Workshops

Province City/Municipality Number of Workshops
Metro Manila Quezon City 20
Metro Manila Makati 6
Metro Manila Las Pinas 5
Metro Manila Pasig 9
Metro Manila Paranaque 3
Cavite Imus 2
Metro Manila Taguig 2
Metro Manila Mandaluyong 3
Metro Manila Manila 5
Metro Manila Marikina 1
Rizal Cainta 2
Metro Manila Pasay 1
Metro Manila Muntinlupa 2
Cavite Dasmarinas 1
Pangasinan Dagupan 8
Pangasinan Calasiao 4
Pangasinan Urdaneta 1
Benguet Baguio 4
Pampanga Angeles 1
Laguna Biñan 1
Laguna Calamba 3
Laguna San Pablo 1
Batangas Sto Tomas 1
Batangas Lipa 1
Quezon Lucena 1
Albay Legazpi City 2
Albay Daraga 2
Camarines Sur Naga 1
Cebu Cebu 5
Leyte Tacloban 1
Leyte Ormoc 1
Cebu Mandaue 1
Negros Occidental Bacolod 7
Iloilo Iloilo 4
Misamis Oriental Cagayan de Oro 4
Davao del Sur Davao 13
Davao del Norte Tagum 2

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