Why You Need to Change Your Car Insurance Right Now

2 min read By eCompareMo on September 26, 2014

It’s a competitive car insurance industry out there. Premiums are priced differently, and reading the fine print of your policy can sometimes get confusing.

One thing’s for sure: insuring your car provides you safety and security from unexpected events that endanger both you and your vehicle. But how do you know if you’ve picked the right insurance provider? What are the indicators that you should change your change your policy? Keep an eye out for these signs.

You pay higher premiums

As a customer, your priority is to choose the best product or service that offers the lowest prices, among others. This goes for insurance policies as well. Are you getting your money’s worth? If the answer is no, then you might already want to ditch your current insurer and find a company that offers the same terms at a more competitive price. Do your research and always compare your options—it’s the only way you can get the best bang for your buck.

You don’t get your money’s worth

After thoroughly going through your policy once again, did you find too many flaws that make you doubt that you’re in good hands? Or do you think your current insurer cannot provide the type of service you think you deserve? If the following questions have been lingering in your head, then it is the right time to find a new insurance provider.

(Read: Rejected Claims: Six Reasons Why Your Insurance Firm Gives You A Steaming Hot Pile Of Rejection)

You’ve had nightmares filing for claims

There are a few insurance companies that are quick as a lightning come billing time, but takes a lifetime for them to get anything done once you start to file for claims. A good insurance company processes your claim as quickly as possible. If you’re having a hard time with your claims, then cut your ties with your current provider and start shopping for a new one.

You deal with horrible customer service

Customer service is a company’s forefront in dealing with a wide range of client issues, and bad customer service is often a sign of a much larger problem. If their customer service just adds more questions than answers, then you might be in bed with a bad insurance provider.

You get unsatisfactory services from your insurer’s partner workshop

Once again, car insurance exists to protect your vehicle, and by extension your insurer’s partner repair shop should also do the same. While insurance firms have partner auto shops where you can take your car for repairs covered by your policy, some of them team up with bad workshops that offer substantial services. You can cite this as a reason you’re parting ways with your current insurance firm in case you had bad experience with their auto shops.

(Read: Is Your Expensive Car Insurance Premium Getting You Broke? These Could Be The Reasons)

To be honest, you can always change your car insurance provider if you feel like you’re getting horrible treatment from your insurer. However, the most opportune time to make the switch is when your premium period ends. With this, you can save yourself from the trouble of paying unused premiums.