Personal Finance

Kathryn Jalbueana

5 Ways To Train Your Brain To Save, Not Splurge

Regularly saving some of our income every month is the most basic way to ensure that we have something set aside for a rainy day. However, it can be difficult to remember the rainy days are coming when it’s a warm, sunny day and there’s a sale on cute bags...

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Kristel Serran

Five Signs Your Credit Card Use Is Out Of Control

Owning a credit card automatically requires cardholders to be more responsible with their finances. It’s the unspoken rule for getting approved for a credit card. For you to own one means you have a good credit record, and it’s well within your status to m...

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Diana Lyn Balbalosa

The Philippines Has Credit Scoring - What Does This Mean For You?

Credit monitoring has arrived in the Philippines, with banks and other lending institutions now able to make quicker decisions on granting loans. Credit monitoring means that financial companies will now have access to your credit history, credit scores, and f...

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Diana Lyn Balbalosa

Putting A Price Tag On Peace Of Mind: The Real Cost Of Safety And Security

In these trying times, even Buddha himself would agree that meditation wouldn’t secure your path to "inner peace." Daily life is rife with everything from unfavorable mishaps to life-threatening situations, such as theft, road accidents, sudden job loss due ...

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Kristel Serran

Most Common Types Of Loans In The Philippines

Loans come in different needs and terms. Depending on the need, borrowers may avail of a personal loan, business loan, home loan, or vehicle loan. Information on these common types of loans are now readily available online, where rates comparison and applicati...

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Dino Mari Testa

Here's What Really Happens When Your Debt Is Turned Over To A Collection Agency

It’s more complicated than you think.Dennis (real name withheld at interviewee’s request), a 27-year-old marketing officer who works in Makati, has been getting mail from a law office every month. For almost a year now, representatives of a law firm headqu...

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Diana Lyn Balbalosa

Ilan Sa Mga Salitang Pinansyal Na Ito Ang Kaya Mong Bigkasin Sa Wikang Filipino?

Alam mo ba ang Tagalog ng credit card?Matagal nang pinaglalawig ng Komisyon sa Wikang Filipino (KWF) ang paggamit ng salitang Pilipino sa paaralan, lalo na mga asignaturang katulad ng siyensa, matematika, ekonomiya at pinansyal, kompyuter at impormasyong pang-...

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Diana Lyn Balbalosa

What Your Zodiac Sign Says About Your Financial Savvy

You might be thinking how people have different views on money matters. Some are tagged as cheapskates but are actually just boring; some may seem like the life of the party but are broke IRL. Some are born with an entrepreneurial knack and earn profit without...

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Dino Mari Testa

What Is The 'Ghost Month' And How Does It Affect Your Finances?

Jonathan Tan*, a member of a Filipino-Chinese family residing in Binondo, says his family doesn’t strictly adhere to the limitations that come with the Ghost Month. “I guess, in super traditional families, they still do, but not us,” he explains.Although...

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Leah Ramos

Pag-IBIG Housing Loan: The Complete Guide To Funding Your Dream House

We all dream of having a house to call our own. Whether it’s a two-floor unit in a quaint neighborhood or a condo unit amid a bustling business district, having a property that you can call home is a feat that’s hard to come by especially these days.Fundin...

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