Personal Finance

Kristel Serran

A Comprehensive Guide To Pag-IBIG Multi-Purpose Loan Application

Pag-IBIG Fund was established as a national savings program to provide financial assistance for both private and government employees. Their Multi-Purpose Salary Loan is a short-term loan program for qualified borrowers with the following needs: Home renovatio...

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Diana Lyn Balbalosa

All About Tithes And Offerings: How Much Should You Give Back?

It’s better to give than to receive, as the old saying goes. Hence, we are encouraged to give “Ikapo at handog” when going to church or giving donations to outreach programs. But with giving also comes great responsibility—because blessings and resourc...

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Diana Lyn Balbalosa

Why Filipinos Find It Hard To Save Money, According To Twitter

Now that the holidays are over, you’ve got your 13th month pay, pamasko from ninongs and ninangs, and long break you’d waited all year. Sure, it was fun while it lasted!But as you rummage through your wallet now, all you find is a stash of ATM receipts. Wh...

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Dino Mari Testa

How To Start 2017 Right, According To Top Financial Bloggers

Pretty sure most of you have already plotted how you want this year to be. Whether it’s losing weight, finding your forever, or scoring a higher-paying job, having a fixed goal for the year will give you a sense of direction in your life. It’s time to sutu...

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Diana Lyn Balbalosa

Top Money-Saving Challenges You Can Try In 2017

There is one mantra that everyone tries to live by once the clock strikes 12 on New Year’s Eve: “New year, new me.”Along with long lists of New Year’s Resolutions are wishes for good luck, good health, and more wealth. And what better to start 2017 tha...

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Kristel Serran

How To Manage Multiple Bank Accounts

Keeping tabs on your finances is easy once you get the hang of it. For the most part, it requires paying yourself first, following your budget, and tracking expenses.Being able to maintain it is the challenge. If you have more than one bank account, organizing...

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Dino Mari Testa

The Year In Review: How The Philippine Peso Fared All Throughout 2016

What a rollercoaster ride this year has been. From entertainment to politics to technology, 2016 has proven us that the future, despite all the telltale signs, is still unpredictable. Finance, like anything, has also been subject to both good and bad changes.S...

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Kristel Serran

Why You Tend To Spend More Money When You're Stressed

We’ve all been there. Fighting, or giving in to the urge of spending when stressed. And though retail therapy never fails to deliver, this feeling of satisfaction and excitement is undeniably short-lived.Unless you’re earning more money than you spend, the...

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Dino Mari Testa

Blue Chip Companies In The Philippines And How To Invest In Them

These days, finding the right type of investment vehicle comes at a click of a button. With dozens of financial blogs and other resources to help you become money savvy, financial freedom is now a choice rather than a struggle.To those who are more knowledgeab...

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Kristel Serran

4 Reasons You're Ending 2016 With Little To No Savings

Time flies so fast, and on most instances, so does your finances. And as the year comes to a close, most people would go wondering, “Where did all my money go”?If you haven’t figured it out yet, it’s time to come face to face with the facts and tackle ...

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