Personal Finance

Diana Lyn Balbalosa

Driving Your Own Car Vs. Uber: What Is The Cheaper Option?

At a time where ride-hailing apps like Uber and Grab exist to provide a safe, comfortable, and convenient means for moving around town, it is interesting to see a staggering rise in car purchases in recent years.Data from the Chamber of Automotive Manufacture...

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Dino Mari Testa

5 Great Virtual Wallets And Online Currencies For Cashless Transactions

Credit cards are still king when it comes to cashless transactions. Just whip out your plastic, swipe or enter your credit card details, and, voila, purchase is done.Unfortunately, credit card penetration among working adults in the Philippines stands still a...

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Dino Mari Testa

Want To Be A Millionaire? Be Ready To Abide By These 'Boring' Rules

Most of us are so focused on wealth generation that we tend to not dwell on developing attitude and other necessary skills to really become wealthy.Before you wager your money on different financial instruments and earn your first million, you need to develop ...

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Dino Mari Testa

Your Habit Of Saving Coins Might Be Hurting The Economy

In 2014, the Bangko Sentral ng Pilipinas (BSP) encouraged the people to ditch their good ol’ alkansya, or piggy banks, to liberate the coin. Why? Because according to Governer Amando Tetangco Jr., Filipinos have the highest number of coins per capita in the ...

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Diana Lyn Balbalosa

7 Types Of Borrowers You Don't Want To Encounter

The latest Manulife Investor Sentiment Index survey projected that a significant portion of the population—most of them millennials—are at risk of being debt-strapped. But as they say, “You need money to make money”—and that’s when you can classify...

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Dino Mari Testa

What You Need To Know About PERA, Or The Peso Equity And Retirement Account

Most Filipinos live in a vicious cycle where parents, upon retirement, become dependent on their children.It may seem perfectly normal, but this kind of mindset only reinforces the idea that the best way to secure your retirement is to spawn as many children a...

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Kristel Serran

Best Part-Time Jobs In The Philippines For Employees And Freelancers

If at the end of the day, after a hard day’s work, you still find yourself wondering where to get money to pay the bills, maybe it’s about time you took on a part-time job. In fact, short on cash or not, maybe you should try a side gig this year—if onl...

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Dino Mari Testa

7 Ridiculous (But Effective) Ways To Save Money

Collect loose change. Choose value-for-money over brand name. Buy items at thrift shops. Set aside a portion of your income and spend what’s left. These are all tried-and-tested measures for saving money. And if you’ve been trying all these but failing, th...

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Kristel Serran

What Chinese Astrology Says About Your Finances In 2017

January 28, 2017 chimes in the year of the Fire Rooster, said to be a lucky year for many. If you’re looking for some inspiration to work on your finances, these Feng Shui predictions will help guide you towards financial improvement this 2017.SnakeInheren...

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Diana Lyn Balbalosa

We've Made A Budget Planner For The Lunar Year That Will Help You Manage Your Finances

Face the Year of the Fire Rooster well-equipped for changing tides—especially with seven long weekends and a couple of holidays coming up in 2017.To help you make your income and expenses meet, and hopefully be able to set buckets of money aside, we’ve com...

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