Personal Finance

Dino Mari Testa

How To Compute Your 13th Month Pay In 2018

Before you start planning on how to spend the holiday largess, make sure that you really know how to compute your 13th month pay this 2018. Things have changed. In case you forgot already, this will be the first season where your Christmas bonuses will be aff...

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6 Best Investments For Millennial’s To Make NOW
Kristel Serran

6 Great Investments Millennials Should Make Now

Millennials are lucky enough to be young adults during this era of technological advancements.We’re no longer limited to the old-school ways of investing, such as real estate and stocks. Because while they’re good, it can be harder for the average millenni...

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Ultimate Guide To Living With Debt
Kristel Serran

A Really Simple Guide To Borrowing Money From Families And Friends

To utang is human, to bayad is divine. We incur debt for different reasons and in many different ways. Some through overuse of credit cards or taking out too many loans. Others suffer due to emergencies that needed to be solved by borrowing money from family o...

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5 People On How They Got Their First Homes
Kristel Serran

5 People Share How They Bought Their First Home

If it was up to most of us, we would already have bought and paid for our own homes by now. Here are five people who've done just that.We often talk about buying our own homes or owning a property, but this usually takes place somewhere in the nebulous “near...

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Wrong Ways to Save Money
Cloey Mangali

5 Wrong Ways You're Trying To Save Money

Ever wondered why you're always out of money despite always sticking to your "frugal" measures?You’re working hard, get a good pay, and yet you struggle to make it to the next payday. Clearly it's not how you're earning. It's how you're saving.Saving money i...

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Phishing Attempts From Official Email Addresses And Phone Numbers
Dino Mari Testa

Scam Alert: Beware Of Phishing Attempts From 'Official' Email Addresses And Phone Numbers

Even the most legitimate-looking scams are easy to spot if you pay attention to the tiny details.With that in mind, we want to take a closer look at two Facebook posts making the rounds and warning about new phishing attempts.This time, it seems like the scamm...

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Dino Mari Testa

5 Ways To Keep FOMO From Ruling Your Life And Draining Your Wallet

After a long day at work, everyone just wants to turn on, tune in, drop out. So, you slouch onto your couch and mindlessly whip out your phone to open Facebook.After scrolling down a bit, you see some acquaintances having the time of their lives and, you start...

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Dino Mari Testa

Beyond Pensions And Loans: 3 Government Savings Programs To Check Out

If you’ve been working for a few years now, you’ve probably gotten used to seeing part of your monthly paycheck go to contributions to the Social Security System (SSS) or the Government Service Insurance System (GSIS) and Pag-IBIG.The necessity for both ...

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OFW Property Buying Guide
Kristel Serran

Property Buying Guide for OFWs: 5 Steps To Buying Your Own Home

As an OFW, you know that it takes more than hard work to provide for the family. Maintaining a savings fund and finding good investments are  tickets to enabling yourself and your loved ones to live a good life, even after you’ve come home for good.If you�...

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Kristel Serran

How Your Credit Card Information Is Stolen And What To Do About It

As hackers get more creative in coming up with stronger credit card fraud schemes, we need to counter that with even stronger vigilance.How credit card fraudsters get caught involves a lot of luck, as they mostly operate behind the screen. The solution is to b...

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