BDO JCB Gold

Upgrade your lifestyle with BDO JCB Gold. Enjoy free access to JCB Plaza lounges located in major cities across the globe. Plus, you can travel with peace of mind with its free travel insurance coverage.

Want to start enjoying these exclusive perks? Start completing your requirements for a credit card in BDO.

BDO JCB Gold

  • FREE Travel Accident Insurance up to PHP5 Million
  • Earn credit card points for every PHP50.00 spend = 1 point
  • 0% installment for 3 to 36 months on your purchase

Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Professional
  • Self-Employed
Minimum Annual Income
PHP420,000.00
Age
  • Principal: 21-70 years old
  • Supplementary: 13-70 years old
Annual Fee
  • Principal: PHP2,400.00
  • Supplementary: PHP1,200.00
Cash Advance Fee
5% of amount withdrawn or PHP500.00 whichever is higher
Late Payment Fees
7% of the amount overdue
Card Replacement Fee
PHP400.00
Charge Slip Retrieval Fee
PHP300.00 for local transaction, PHP500.00 for international transactions

Features

Key Features
  • FREE Travel Accident Insurance up to PHP5 Million
  • Earn credit card points for every PHP50.00 spend = 1 point
  • 0% installment for 3 to 36 months on your purchase
Zero Monthly Installment
  • 0% interest on installment for a minimum single or accumulated purchase of PHP3,000. Choose from 3,6,9,12,18,24 or 36 monthly installment.
Travel
  • FREE Travel Accident of up to PHP5 Million when you charge your travel fare to your card
  • FREE Travel Inconvenience Insurance of up to PHP1,250.00 for every 8-hours flight or baggage delay and up to PHP30,000.00 for lost or damaged baggage
  • FREE Accident Medical Expense with coverage of up to PHP5,000.00 per family if travel fare charged to your credit card
Promotions
  • Get up to 12% OFF for a minimum spend of PHP500.00 at Flowerstore using your BDO Credit Card. Promo period from February 10, 2019 to June 10, 2019.
Reward Points
  • Earn credit card point for every spending of PHP50.00 = 1 point
Balance Transfer
  • Balance transfer for as low as 0.88% monthly add on rate for a flexible term of 3-24 months
BDO JCB Gold

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