Easi-Funds Personal Loan
Easi-Funds Personal loan is a non-collateral salary loan for your immediate financial needs such as debt consolidation, education, home renovation or travel. It offers low interest rates and easy repayment options. Borrow money anywhere from P30,000 up to P1M at 1.55% interest rates per month.
Easi-Funds Personal Loan
Enjoy low interest rates and flexible payment terms on your financing needs with Easi-Funds Personal Loan. Maximum loan amount of P1 million payable from 12 months up to 36 months at 1.55% rate per annum.
Overview
- Product Name:
- Easi-Funds Personal Loan
- Remarks:
- A loan that gives a quick access to cash
- Minimum Amount of Loan:
- PHP20,000.00
- Maximum Amount of Loan:
- PHP1,000,000.00
- Minimum Loan Tenure:
- 12 months
- Maximum Loan Tenure:
- 36 months
- Payment Options:
- Full term PDC's
Eligibility and Requirements
- Age Range of Borrower:
- 21-55 years old
- Minimum Annual Income:
- PHP360,000.00
- Income Requirement Remarks:
- Apply for as low as PHP30,000.00 monthly income
- Employment / Work Status:
- Permanent Employee for 0 year / 0 year Business Operations for Self-employed / 0 year of Practice for Professionals / Government Employee for 0 year
- Borrower has to have Credit Card:
- Yes
- Guarantor Required:
- No
- Collateral Required:
- No
- Other Requirements:
- No special requirement needed
- Need to Open Linked Bank Account:
- No
Application and Approval
- Application Channel:
- Apply through eCompareMo.com
- Approval Duration:
- 3 to 5 banking days
- Approval Duration Remarks:
Fees and Charges/Penalties
- Loan Processing and Dispersal Fees:
- PHP1,500.00 to be deducted on loan proceeds
- Early Repayment Penalty:
- Late Payment Penalty:
Interest Rates Offered
| Product Name: | Interest Rate | Effective Interest Rate | Interest Type |
|---|---|---|---|
| Easi-Funds Personal Loan 12 months | 1.55% | Monthly Rate | |
| Easi-Funds Personal Loan 18 months | 1.65% | Monthly Rate | |
| Easi-Funds Personal Loan 24 months | 1.65% | Monthly Rate | |
| Easi-Funds Personal Loan 36 months | 1.75% | Monthly Rate |