Standard Insurance

If it's comprehensive car insurance cover you are looking for, Standard insurance is the insurance company you can count on. Affordable auto insurance coverage all year-round to protect your motor vehicle from any damages such as accidental damage, collision or crash, explosion, fire, earthquake, storm, theft and protection from any malicious act. Get Standard auto insurance quotes online for free at eCompareMo.

Standard Insurance

Enjoy Quality Car Insurance Coverage with Standard Insurance Provides Quality Protection At Affordable Price. Free Online Auto Insurance Quotes. Apply Now!


Vehicle Use
Allow Custom Retail:
Allow Customer Fleet:
Allow Foreigners:

Cover Details and Options

Cover Type Vehicle Type Minimum Insured Value Maximum Insured Value Maximum Vehicle Age
Comprehensive Sedan PHP0.00 PHP20,000,000.00 12
Compulsory Third Party Liability (CTPL) Sedan PHP0.00 PHP100,000.00 12
Comprehensive Dual Purpose Body PHP0.00 PHP20,000,000.00 12
Compulsory Third Party Liability (CTPL) Dual Purpose Body PHP0.00 PHP100,000.00 12
Comprehensive SUV, AUV, Van, Pickup PHP0.00 PHP20,000,000.00 12
Compulsory Third Party Liability (CTPL) SUV, AUV, Van, Pickup PHP0.00 PHP100,000.00 12

Covered Risks

Risk Type Included in Basic Cover Deductible
Own Damage/ Theft Additional Premium N/A
Acts of Nature Additional Premium N/A
Compulsory Third Party Liability Additional Premium N/A

Product Advantages and Limitations

Accepts up to 12-year old cars
Free Auto Passenger Accident Insurance of PHP50,000.00 each for 5 persons with 10% Medical Reimbursement
Free 24/7 Roadside Assistance nationwide
Free Ambulance Service worldwide


Fee Type Fixed Fee Range Premium Percentage
Documentary Stamps PHP0.00-PHP20,000,000.00 0.12500%
Value Added Tax PHP0.00-PHP20,000,000.00 0.12000%
Local Government Tax PHP0.00-PHP20,000,000.00 0.00200%

Paid Add-Ons

Add On Type Cover Deductible Text
Voluntary Third Party Liability - Property Damage PHP1,000,000.00 N/A
Voluntary Third Party Liability - Bodily Injury PHP300,000.00 N/A

Regional Workshops

Province City/Municipality Number of Workshops
Metro Manila Makati 14
Metro Manila Mandaluyong 7
Metro Manila Quezon City 22
Metro Manila Caloocan 2
Cavite Cavite 8
Metro Manila Muntinlupa 11
Metro Manila San Juan 3
Metro Manila Taguig 6
Metro Manila Manila 5
Metro Manila Paranaque 3
Kalinga Rizal 2
Metro Manila Las Pinas 2
Metro Manila Pasig 4
Rizal Antipolo 1
Metro Manila Pasay 2
Bulacan Bulacan 4
Bukidnon San Fernando 8
Pampanga Porac 1
Tarlac Tarlac 3
Nueva Ecija Cabanatuan 4
Pangasinan Calasiao 4
Pangasinan Dagupan 3
Pangasinan Urdaneta 2
Benguet Baguio 2
Ilocos Norte Laoag 2
Agusan del Norte Santiago 2
Basilan Isabela 1
Batangas Batangas 3
Batangas Lipa 2
Isabela San Pablo 5
Laguna Biñan 1
Nueva Ecija Santa Rosa 1
Laguna Calamba 1
Zambales Cabangan 1
Camarines Sur Naga 2
Lanao del Norte Bacolod 6
Batangas Talisay 2
Cebu Cebu 13
Bohol Tagbilaran 1
Negros Oriental Dumaguete 6
Leyte Ormoc 3
Leyte Tacloban 3
Iloilo Iloilo 8
Capiz Roxas 4
Aklan Kalibo 1
Misamis Oriental Cagayan de Oro 7
South Cotabato General Santos 4
Davao del Sur Davao 10
Agusan del Norte Butuan City 4
Surigao del Norte Surigao 1


What are the steps for Standard Car Insurance Claims?

  • Report accident to Standard's Motor Claims Department immediately. Submit the requirements needed for the early processing and settlement of claim.
  • Have the unit inspected by an authorized Standard Insurance representative prior to repairs.
  • Evaluation, negotiation for the repair – issuance of Letter of Authority (LOA) to Standard Insurance's accredited shop or Assured's preferred shop or cash settlement based on a 3-star shop. Pictures will be taken during the inspection.
  • Assured/claimant to sign the necessary release papers.

How do I file Own Damage Claim To Standard Insurance?

  • Complete notice of Standard Car Insurance's Accident Report Form.
  • Photocopy of Registration Certificate and latest OR.
  • Photocopy of Driver's License and OR.
  • Police Report and/or Driver's Affidavit duly notarized.
  • Photocopy of the Insurance Policy and OR of premium payment.
  • Picture(s) of the damaged unit.
  • Repair estimate(s).
  • Other documents that may be required.

What are the steps in filing a Third Party Bodily Injury and/or Death Claim?

  • Complete notice of Standard Insurance Accident Report Form.
  • Photocopy of Registration Certificate and latest OR.
  • Photocopy of Driver's License and OR.
  • Police Report and/or Driver's Affidavit duly notarized.
  • Photocopy of the Insurance Policy and OR of premium payment.
  • Picture(s) of the injured person(s).
  • Medical Certificate (original).
  • Hospital Statement of Account / Charge Slips / OR (original).
  • Professional Fee – OR (original).
  • Photocopy of Birth Certificate of the Third Party and Parents' Marriage Contract.

Most common requirements to apply for a Standard Car Insurance

You need to submit the following documents for the processing of your Standard Car Insurance application:

  • Full Name of the registered car owner indicated in the COR (Certificate of Registration). If not available, you need to submit the full name of the buyer indicated in the deed of sale
  • Address of the vehicle owner
  • Make, Type, Model of the car body, Year Model
  • Motor, Body, Engine Number, Serial, Chassis Number, Plate Number
  • Body color of the car
  • Usage of the vehicle (private or commercial)
  • Auto Coverage whether compulsory third-party liability or CTPL, comprehensive with acts of nature or without acts of nature)

What Shall I Do If I Need To File A Car Insurance Claim with Standard Insurance?

In case of an accident you want to file for a claim, you must be report directly to Standard Insurance with the following particulars:

  • Name of the driver and registered owner of the car
  • Car owner address and phone numbers
  • Photocopy of Vehicle's Registration and Official Receipt
  • Driver's License and Official Receipt (photocopy)
  • Auto insurance policy(photocopy)
  • Brand/Type of the car and plate Number

Standard insurance might ask you to complete an original copy of duly accomplished and notarized affidavit or police report about the vehicular accident stating the exact time of the incident occurred, or even the weather conditions. Don’t forget to take photo damage and take note of any personal harm involve.

What to consider when choosing a car insurance policy from Standard Insurance?

When we talk about car insurance, we only want the best, and a policy that will cover us in case we get involve in any accident, but we don't want to pay more than we have to. When you're looking for a vehicle insurance with Standard Insurance, you must understand the coverages and benefits included in the auto insurance plan, consider about the amount of coverage you needed and your current budget and carefully decide whether you need to escalate your limits to cover your resources.

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