Smart Traveller: Worldwide

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Secure your safety as you travel the world with Charter Ping An Smart Traveller- Worldwide. This comprehensive plan covers you from personal accident, any travel inconveniences, evacuation and repatriation, personal liabilities, and other travel insurance benefits anywhere in the world you go. Get a free worldwide travel insurance quote online today.

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Product Overview

Product NameSmart Traveller: Worldwide
Geographic CoverWorldwide
Premium CurrencyPHP
Schengen Area Cover IncludedYes
Domestic Cover IncludedNo

Cover types

Covered PeopleTrip TypeMaximum Duration for One TripMaximum Number of Covered ChildrenRemarks
IndividualAnnual Cover3650N/A
GroupAnnual Cover3659N/A

Key Travel Risks Covered

Risk TypeCoverDeductibleRemarks
Individual PriceN/AN/A
Personal Accident and Personal LiabilityPHP1000000.00N/A
Medical Expense ProtectionPHP500000.00N/A
Individual PriceN/AN/A
Individual PriceN/AN/A
Personal Accident and Personal LiabilityPHP1000000.00N/A
Medical Expense ProtectionPHP500000.00N/A

Key Travel Insurance Feature Summary

24-hour medical assistance
Overseas Medical Expense
Overseas Hospitalization Allowance
Loss or Damage to Baggage and Personal Belongings
Accident Death and Permanent Disablement
Trip Cancellation and Postponement

Cover Details

Baggage and personal effectsCoverage LimitDeductible
Baggage delay - EssentialPHP1,000.00 lump sum per insured per unit of time, 6 hours per unit of timePHP10,000.00 limit per insured per trip - while overseas/while in home country
Baggage delay - ClassicPHP2,000.00 lump sum per insured per unit of time, 6 hours per unit of timePHP20,000.00 limit per insured per trip - while overseas/while in home country
Baggage delay - ElitePHP5,000.00 lump sum per insured per unit of time, 6 hours per unit of timePHP50,000.00 limit per insured per trip - while overseas/while in home country
Loss or damage to baggage and personal belongings - EssentialPHP20,000.00 limit per insured per trip, PHP5,000.00 limit per itemN/A
Loss or damage to baggage and personal belongings - ClassicPHP30,000.00 limit per insured per trip, PHP7,500.00 limit per itemN/A
Loss or damage to baggage and personal belongings - ElitePHP50,000.00 limit per insured per trip, PHP10,000.00 limit per itemN/A
Loss of travel documents - EssentialPHP10,000.00 limit per insured per trip - travel and accomodation expensesPHP5,000.00 limit per insured per trip - replacement cost
Loss of travel documents - ClassicPHP15,000.00 limit per insured per trip - travel and accomodation expensesPHP7,500.00 limit per insured per trip - replacement cost
Loss of travel documents - ElitePHP20,000.00 limit per insured per trip - travel and accomodation expensesPHP10,000.00 limit per insured per trip - replacement cost
Travel delay, cancellation and curtailmentCoverage LimitDeductible
Trip curtailment - EssentialPHP50,000.00 limit per insured per tripN/A
Trip curtailment - ClassicPHP100,000.00 limit per insured per tripN/A
Trip curtailment - ElitePHP200,000.00 limit per insured per tripN/A
OthersCoverage LimitDeductible
Funeral and burial expenses - EssentialPHP5,000.00N/A
Funeral and burial expenses - ClassicPHP10,000.00N/A
Funeral and burial expenses - ElitePHP20,000.00N/A
Personal AccidentCoverage LimitDeductible
Accidental Death -EssentialPHP1,000,000.00 per adultPHP500,000.00 per child
Accidental Death - ClassicPHP2,500,000.00 per adultPHP1,250,000.00 per child
Accidental Death - ElitePHP5,000,000.00 per adultPHP2,500,000.00 per child
Accidental Permanent Disablement - EssentialPHP1,000,000.00 per adultPHP500,000.00 per child
Accidental Permanent Disablement - ClassicPHP2,500,000.00 per adultPHP1,250,000.00 per child
Accidental Permanent Disablement - ElitePHP5,000,000.00 per adultPHP2,500,000.00 per child
Medical ExpensesCoverage LimitDeductible
Overseas Medical Expenses - EssentialPHP500,000.00 limit per insured per trip per adult/child for a max of 12 monthsdue to accident and sickness, with outpatient. limit of PHP20,000.00 for accident-dental expenses
Overseas Medical Expenses - ClassicPHP2,500,000.00 limit per insured per trip per adult/child for a max of 12 monthsdue to accident and sickness, with outpatient. limit of PHP100,000.00 for accident-dental expenses
Overseas Medical Expenses - ElitePHP3,500,000.00 limit per insured per trip per adult/child for a max of 12 monthsdue to accident and sickness, with outpatient. limit of PHP200,000.00 for accident-dental expenses
Overseas Hospitalization - EssentialPHP1,000.00 lump sum per insured per daymin. of 3 consecutive days, max of 30 days
Overseas Hospitalization - ClassicPHP2,000.00 lump sum per insured per daymin. of 3 consecutive days, max of 30 days
Overseas Hospitalization - ElitePHP5,000.00 lump sum per insured per daymin. of 3 consecutive days, max of 30 days
Hospital visit benefit - EssentialPHP50,000.00 limit per insured per tripmin. of 5 days
Hospital visit benefit - ClassicPHP100,000.00 limit per insured per tripmin. of 5 days
Hospital visit benefit - ElitePHP200,000.00 limit per insured per tripmin. of 5 days
Travel delay, cancellation and curtailmentCoverage LimitDeductible
Travel cancellation - EssentialPHP50,000.00 limit per insured per tripmax. of 30 days
Travel cancellation - ClassicPHP100,000.00 limit per insured per tripmax. of 30 days
Travel cancellation - ElitePHP200,000.00 limit per insured per tripmax. of 30 days
Travel Postponement - EssentialPHP50,000.00 limit per insured per tripmax. of 30 days
Travel Postponement - ClassicPHP100,000.00 limit per insured per tripmax. of 30 days
Travel Postponement - ElitePHP200,000.00 limit per insured per tripmax. of 30 days
OthersCoverage LimitDeductible
Kidnap and Hostage - EssentialPHP10,000.00 limit per insured per trip for 24 hours per unit of timePHP1,000.00 lump sum per insured per unit of time
Kidnap and Hostage - ClassicPHP20,000.00 limit per insured per trip for 24 hours per unit of timePHP2,000.00 lump sum per insured per unit of time
Kidnap and Hostage - ElitePHP50,000.00 limit per insured per trip for 24 hours per unit of timePHP5,000.00 lump sum per insured per unit of time
Medical ExpensesCoverage LimitDeductible
Compassionate Visit - EssentialPHP50,000.00 limit per insured per tripmax. of 1 visitor
Compassionate Visit - ClassicPHP100,000.00 limit per insured per tripmax. of 1 visitor
Compassionate Visit - ElitePHP200,000.00 limit per insured per tripmax. of 1 visitor
OthersCoverage LimitDeductible
Personal Liability - EssentialPHP500,000.00 limit per insured per tripN/A
Personal Liability - ClassicPHP1,000,000.00 limit per insured per tripN/A
Personal Liability - ElitePHP2,000,000.00 limit per insured per tripN/A
Hijacking- EssentialPHP10,000.00 limit per insured per trip for 12 hours per unit of timePHP1,000.00 lump sum per insured per unit of time
Hijacking - ClassicPHP20,000.00 limit per insured per trip for 12 hours per unit of timePHP2,000.00 lump sum per insured per unit of time
Hijacking - ElitePHP50,000.00 limit per insured per trip for 12 hours per unit of timePHP5,000.00 lump sum per insured per unit of time
Repatriation and medical evacuationCoverage LimitDeductible
Emergency Medical EvacuationCoveredN/A
Emergency Medical RepatriationCoveredN/A
24 Hour Assistance HotlineCoveredN/A
Repatriation of mortal remains back to PhilippinesCoveredN/A
Travel delay, cancellation and curtailmentCoverage LimitDeductible
Travel delay - EssentialPHP10,000.00 lump sum per insured per unit of time6 hours per unit of time
Travel delay - ClassicPHP20,000.00 lump sum per insured per unit of time6 hours per unit of time
Travel delay - ElitePHP50,000.00 lump sum per insured per unit of time6 hours per unit of time

FAQs

Who are eligible to avail the Charter Ping An Smart Traveller insurance - WORLDWIDE?

  • Adults, at least 18 years old or up to 70 years old at the start of the trip
  • Children, an unmarried and unemployed person under 17 years old, or up to 25 years old if still studying full-time during the policy period.

What are the requirements when applying for Smart Traveller WORLDWIDE?

The proposed insured must secure any of the following documents when applying:

  • Birth Certificate
  • Employment Pass
  • Work Permit
  • Long Term Visa Pass
  • Dependent Pass
  • Student Pass

What types of coverage are available?

You can choose from three types of coverage that WORLDWIDE plan offers—Essential, Classic, and Elite.

The Essential type offers insurance protection from accidental death, accidental dismemberment, medical expenses, and travel cancellation and delays up to P1M. This will give you complete protection with an affordable premium.

The Classic coverage gives an insurance benefit up to P2.5M, which includes personal accidental, overseas medical expenses, travel inconveniences, and personal liability.

If you want a higher coverage, opt for the Elite coverage. This type provides insurance benefit up to P5M. You can get the comprehensive benefit of personal accident, medical evacuation and repatriation, and travel inconveniences, such as trip curtailment and travel delay. Plus, this insurance plan is compatible with the Schengen VISA requirement.

When can I purchase my travel insurance?

You can purchase your insurance policy six (6) months prior to your trip. But, you can still buy the policy at least a day before your departure. Moreover, the latest you can purchase is six (6) before your travel.

Are all types of travels covered?

Yes, except for travels due to cosmetic surgery or medical treatment abroad.