Smart Traveller: Worldwide
Secure your safety as you travel the world with Charter Ping An Smart Traveller- Worldwide. This comprehensive plan covers you from personal accident, any travel inconveniences, evacuation and repatriation, personal liabilities, and other travel insurance benefits anywhere in the world you go. Get a free worldwide travel insurance quote online today.
Product Overview
Product Name | Smart Traveller: Worldwide |
Geographic Cover | Worldwide |
Premium Currency | PHP |
Schengen Area Cover Included | Yes |
Domestic Cover Included | No |
Cover types
Covered People | Trip Type | Maximum Duration for One Trip | Maximum Number of Covered Children | Remarks |
---|
Individual | Annual Cover | 365 | 0 | N/A |
Group | Annual Cover | 365 | 9 | N/A |
Key Travel Risks Covered
Risk Type | Cover | Deductible | Remarks |
---|
Individual Price | N/A | N/A | |
Personal Accident and Personal Liability | PHP1000000.00 | N/A | |
Medical Expense Protection | PHP500000.00 | N/A | |
Individual Price | N/A | N/A | |
Individual Price | N/A | N/A | |
Personal Accident and Personal Liability | PHP1000000.00 | N/A | |
Medical Expense Protection | PHP500000.00 | N/A | |
Key Travel Insurance Feature Summary
24-hour medical assistance |
Overseas Medical Expense |
Overseas Hospitalization Allowance |
Loss or Damage to Baggage and Personal Belongings |
Accident Death and Permanent Disablement |
Trip Cancellation and Postponement |
Cover Details
Baggage and personal effects | Coverage Limit | Deductible |
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Baggage delay - Essential | PHP1,000.00 lump sum per insured per unit of time, 6 hours per unit of time | PHP10,000.00 limit per insured per trip - while overseas/while in home country |
Baggage delay - Classic | PHP2,000.00 lump sum per insured per unit of time, 6 hours per unit of time | PHP20,000.00 limit per insured per trip - while overseas/while in home country |
Baggage delay - Elite | PHP5,000.00 lump sum per insured per unit of time, 6 hours per unit of time | PHP50,000.00 limit per insured per trip - while overseas/while in home country |
Loss or damage to baggage and personal belongings - Essential | PHP20,000.00 limit per insured per trip, PHP5,000.00 limit per item | N/A |
Loss or damage to baggage and personal belongings - Classic | PHP30,000.00 limit per insured per trip, PHP7,500.00 limit per item | N/A |
Loss or damage to baggage and personal belongings - Elite | PHP50,000.00 limit per insured per trip, PHP10,000.00 limit per item | N/A |
Loss of travel documents - Essential | PHP10,000.00 limit per insured per trip - travel and accomodation expenses | PHP5,000.00 limit per insured per trip - replacement cost |
Loss of travel documents - Classic | PHP15,000.00 limit per insured per trip - travel and accomodation expenses | PHP7,500.00 limit per insured per trip - replacement cost |
Loss of travel documents - Elite | PHP20,000.00 limit per insured per trip - travel and accomodation expenses | PHP10,000.00 limit per insured per trip - replacement cost |
Travel delay, cancellation and curtailment | Coverage Limit | Deductible |
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Trip curtailment - Essential | PHP50,000.00 limit per insured per trip | N/A |
Trip curtailment - Classic | PHP100,000.00 limit per insured per trip | N/A |
Trip curtailment - Elite | PHP200,000.00 limit per insured per trip | N/A |
Others | Coverage Limit | Deductible |
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Funeral and burial expenses - Essential | PHP5,000.00 | N/A |
Funeral and burial expenses - Classic | PHP10,000.00 | N/A |
Funeral and burial expenses - Elite | PHP20,000.00 | N/A |
Personal Accident | Coverage Limit | Deductible |
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Accidental Death -Essential | PHP1,000,000.00 per adult | PHP500,000.00 per child |
Accidental Death - Classic | PHP2,500,000.00 per adult | PHP1,250,000.00 per child |
Accidental Death - Elite | PHP5,000,000.00 per adult | PHP2,500,000.00 per child |
Accidental Permanent Disablement - Essential | PHP1,000,000.00 per adult | PHP500,000.00 per child |
Accidental Permanent Disablement - Classic | PHP2,500,000.00 per adult | PHP1,250,000.00 per child |
Accidental Permanent Disablement - Elite | PHP5,000,000.00 per adult | PHP2,500,000.00 per child |
Medical Expenses | Coverage Limit | Deductible |
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Overseas Medical Expenses - Essential | PHP500,000.00 limit per insured per trip per adult/child for a max of 12 months | due to accident and sickness, with outpatient. limit of PHP20,000.00 for accident-dental expenses |
Overseas Medical Expenses - Classic | PHP2,500,000.00 limit per insured per trip per adult/child for a max of 12 months | due to accident and sickness, with outpatient. limit of PHP100,000.00 for accident-dental expenses |
Overseas Medical Expenses - Elite | PHP3,500,000.00 limit per insured per trip per adult/child for a max of 12 months | due to accident and sickness, with outpatient. limit of PHP200,000.00 for accident-dental expenses |
Overseas Hospitalization - Essential | PHP1,000.00 lump sum per insured per day | min. of 3 consecutive days, max of 30 days |
Overseas Hospitalization - Classic | PHP2,000.00 lump sum per insured per day | min. of 3 consecutive days, max of 30 days |
Overseas Hospitalization - Elite | PHP5,000.00 lump sum per insured per day | min. of 3 consecutive days, max of 30 days |
Hospital visit benefit - Essential | PHP50,000.00 limit per insured per trip | min. of 5 days |
Hospital visit benefit - Classic | PHP100,000.00 limit per insured per trip | min. of 5 days |
Hospital visit benefit - Elite | PHP200,000.00 limit per insured per trip | min. of 5 days |
Travel delay, cancellation and curtailment | Coverage Limit | Deductible |
---|
Travel cancellation - Essential | PHP50,000.00 limit per insured per trip | max. of 30 days |
Travel cancellation - Classic | PHP100,000.00 limit per insured per trip | max. of 30 days |
Travel cancellation - Elite | PHP200,000.00 limit per insured per trip | max. of 30 days |
Travel Postponement - Essential | PHP50,000.00 limit per insured per trip | max. of 30 days |
Travel Postponement - Classic | PHP100,000.00 limit per insured per trip | max. of 30 days |
Travel Postponement - Elite | PHP200,000.00 limit per insured per trip | max. of 30 days |
Others | Coverage Limit | Deductible |
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Kidnap and Hostage - Essential | PHP10,000.00 limit per insured per trip for 24 hours per unit of time | PHP1,000.00 lump sum per insured per unit of time |
Kidnap and Hostage - Classic | PHP20,000.00 limit per insured per trip for 24 hours per unit of time | PHP2,000.00 lump sum per insured per unit of time |
Kidnap and Hostage - Elite | PHP50,000.00 limit per insured per trip for 24 hours per unit of time | PHP5,000.00 lump sum per insured per unit of time |
Medical Expenses | Coverage Limit | Deductible |
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Compassionate Visit - Essential | PHP50,000.00 limit per insured per trip | max. of 1 visitor |
Compassionate Visit - Classic | PHP100,000.00 limit per insured per trip | max. of 1 visitor |
Compassionate Visit - Elite | PHP200,000.00 limit per insured per trip | max. of 1 visitor |
Others | Coverage Limit | Deductible |
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Personal Liability - Essential | PHP500,000.00 limit per insured per trip | N/A |
Personal Liability - Classic | PHP1,000,000.00 limit per insured per trip | N/A |
Personal Liability - Elite | PHP2,000,000.00 limit per insured per trip | N/A |
Hijacking- Essential | PHP10,000.00 limit per insured per trip for 12 hours per unit of time | PHP1,000.00 lump sum per insured per unit of time |
Hijacking - Classic | PHP20,000.00 limit per insured per trip for 12 hours per unit of time | PHP2,000.00 lump sum per insured per unit of time |
Hijacking - Elite | PHP50,000.00 limit per insured per trip for 12 hours per unit of time | PHP5,000.00 lump sum per insured per unit of time |
Repatriation and medical evacuation | Coverage Limit | Deductible |
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Emergency Medical Evacuation | Covered | N/A |
Emergency Medical Repatriation | Covered | N/A |
24 Hour Assistance Hotline | Covered | N/A |
Repatriation of mortal remains back to Philippines | Covered | N/A |
Travel delay, cancellation and curtailment | Coverage Limit | Deductible |
---|
Travel delay - Essential | PHP10,000.00 lump sum per insured per unit of time | 6 hours per unit of time |
Travel delay - Classic | PHP20,000.00 lump sum per insured per unit of time | 6 hours per unit of time |
Travel delay - Elite | PHP50,000.00 lump sum per insured per unit of time | 6 hours per unit of time |
FAQs
Who are eligible to avail the Charter Ping An Smart Traveller insurance - WORLDWIDE?
- Adults, at least 18 years old or up to 70 years old at the start of the trip
- Children, an unmarried and unemployed person under 17 years old
What are the requirements when applying for Smart Traveller WORLDWIDE?
The proposed insured must secure any of the following documents when applying:
- Birth Certificate
- Employment Pass
- Work Permit
- Long Term Visa Pass
- Dependent Pass
- Student Pass
What types of coverage are available?
You can choose from three types of coverage that WORLDWIDE plan offers—Essential, Classic, and Elite.
The Essential type offers insurance protection from accidental death, accidental dismemberment, medical expenses, and travel cancellation and delays up to P1M. This will give you complete protection with an affordable premium.
The Classic coverage gives an insurance benefit up to P2.5M, which includes personal accidental, overseas medical expenses, travel inconveniences, and personal liability.
If you want a higher coverage, opt for the Elite coverage. This type provides insurance benefit up to P5M. You can get the comprehensive benefit of personal accident, medical evacuation and repatriation, and travel inconveniences, such as trip curtailment and travel delay. Plus, this insurance plan is compatible with the Schengen VISA requirement.
When can I purchase my travel insurance?
You can purchase your insurance policy six (6) months prior to your trip. But, you can still buy the policy at least a day before your departure. Moreover, the latest you can purchase is six (6) before your travel.
Are all types of travels covered?
Yes, except for travels due to cosmetic surgery or medical treatment abroad.