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Smart Traveller: Worldwide

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Secure your safety as you travel the world with Charter Ping An Smart Traveller- Worldwide. This comprehensive plan covers you from personal accident, any travel inconveniences, evacuation and repatriation, personal liabilities, and other travel insurance benefits anywhere in the world you go. Get a free worldwide travel insurance quote online today.

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Product Overview

Product Name	Smart Traveller: Worldwide
Geographic Cover	Worldwide
Premium Currency	PHP
Schengen Area Cover Included	Yes
Domestic Cover Included	No
Remarks	Smart Traveller: Worldwide

Cover types

Covered People	Trip Type	Maximum Duration for One Trip	Maximum Number of Covered Children	Remarks
Individual	Annual Cover	365	0	N/A
Group	Annual Cover	365	9	N/A

Key Travel Risks Covered

Risk Type	Cover	Deductible
Individual Price	N/A	N/A
Personal Accident	PHP1,000,000.00	N/A
Medical Expense Protection	PHP500,000.00	N/A
Individual Price	N/A	N/A
Individual Price	N/A	N/A
Personal Accident	PHP1,000,000.00	N/A
Medical Expense Protection	PHP500,000.00	N/A

Key Travel Insurance Feature Summary

24-hour medical assistance

Overseas Medical Expense

Overseas Hospitalization Allowance

Loss or Damage to Baggage and Personal Belongings

Accident Death and Permanent Disablement

Trip Cancellation and Postponement

Cover Details

Baggage and personal effects	Coverage Limit	Deductible
Baggage delay - Essential	PHP1,000.00 lump sum per insured per unit of time, 6 hours per unit of time	PHP10,000.00 limit per insured per trip - while overseas/while in home country
Baggage delay - Classic	PHP2,000.00 lump sum per insured per unit of time, 6 hours per unit of time	PHP20,000.00 limit per insured per trip - while overseas/while in home country
Baggage delay - Elite	PHP5,000.00 lump sum per insured per unit of time, 6 hours per unit of time	PHP50,000.00 limit per insured per trip - while overseas/while in home country
Loss or damage to baggage and personal belongings - Essential	PHP20,000.00 limit per insured per trip, PHP5,000.00 limit per item	N/A
Loss or damage to baggage and personal belongings - Classic	PHP30,000.00 limit per insured per trip, PHP7,500.00 limit per item	N/A
Loss or damage to baggage and personal belongings - Elite	PHP50,000.00 limit per insured per trip, PHP10,000.00 limit per item	N/A
Loss of travel documents - Essential	PHP10,000.00 limit per insured per trip - travel and accommodation expenses	PHP5,000.00 limit per insured per trip - replacement cost
Loss of travel documents - Classic	PHP15,000.00 limit per insured per trip - travel and accommodation expenses	PHP7,500.00 limit per insured per trip - replacement cost
Loss of travel documents - Elite	PHP20,000.00 limit per insured per trip - travel and accommodation expenses	PHP10,000.00 limit per insured per trip - replacement cost

Travel delay, cancellation and curtailment	Coverage Limit	Deductible
Trip curtailment - Essential	PHP50,000.00 limit per insured per trip	N/A
Trip curtailment - Classic	PHP100,000.00 limit per insured per trip	N/A
Trip curtailment - Elite	PHP200,000.00 limit per insured per trip	N/A

Others	Coverage Limit	Deductible
Funeral and burial expenses - Essential	PHP5,000.00	N/A
Funeral and burial expenses - Classic	PHP10,000.00	N/A
Funeral and burial expenses - Elite	PHP20,000.00	N/A

Personal Accident	Coverage Limit	Deductible
Accidental Death -Essential	PHP1,000,000.00 per adult	PHP500,000.00 per child
Accidental Death - Classic	PHP2,500,000.00 per adult	PHP1,250,000.00 per child
Accidental Death - Elite	PHP5,000,000.00 per adult	PHP2,500,000.00 per child
Accidental Permanent Disablement - Essential	PHP1,000,000.00 per adult	PHP500,000.00 per child
Accidental Permanent Disablement - Classic	PHP2,500,000.00 per adult	PHP1,250,000.00 per child
Accidental Permanent Disablement - Elite	PHP5,000,000.00 per adult	PHP2,500,000.00 per child

Medical Expenses	Coverage Limit	Deductible
Overseas Medical Expenses - Essential	PHP500,000.00 limit per insured per trip per adult/child for a max of 12 months	due to accident and sickness, with outpatient. limit of PHP20,000.00 for accident-dental expenses
Overseas Medical Expenses - Classic	PHP2,500,000.00 limit per insured per trip per adult/child for a max of 12 months	due to accident and sickness, with outpatient. limit of PHP100,000.00 for accident-dental expenses
Overseas Medical Expenses - Elite	PHP3,500,000.00 limit per insured per trip per adult/child for a max of 12 months	due to accident and sickness, with outpatient. limit of PHP200,000.00 for accident-dental expenses
Overseas Hospitalization - Essential	PHP1,000.00 lump sum per insured per day	min. of 3 consecutive days, max of 30 days
Overseas Hospitalization - Classic	PHP2,000.00 lump sum per insured per day	min. of 3 consecutive days, max of 30 days
Overseas Hospitalization - Elite	PHP5,000.00 lump sum per insured per day	min. of 3 consecutive days, max of 30 days
Hospital visit benefit - Essential	PHP50,000.00 limit per insured per trip	min. of 5 days
Hospital visit benefit - Classic	PHP100,000.00 limit per insured per trip	min. of 5 days
Hospital visit benefit - Elite	PHP200,000.00 limit per insured per trip	min. of 5 days

Travel delay, cancellation and curtailment	Coverage Limit	Deductible
Travel cancellation - Essential	PHP50,000.00 limit per insured per trip	max. of 30 days
Travel cancellation - Classic	PHP100,000.00 limit per insured per trip	max. of 30 days
Travel cancellation - Elite	PHP200,000.00 limit per insured per trip	max. of 30 days
Travel Postponement - Essential	PHP50,000.00 limit per insured per trip	max. of 30 days
Travel Postponement - Classic	PHP100,000.00 limit per insured per trip	max. of 30 days
Travel Postponement - Elite	PHP200,000.00 limit per insured per trip	max. of 30 days

Others	Coverage Limit	Deductible
Kidnap and Hostage - Essential	PHP10,000.00 limit per insured per trip for 24 hours per unit of time	PHP1,000.00 lump sum per insured per unit of time
Kidnap and Hostage - Classic	PHP20,000.00 limit per insured per trip for 24 hours per unit of time	PHP2,000.00 lump sum per insured per unit of time
Kidnap and Hostage - Elite	PHP50,000.00 limit per insured per trip for 24 hours per unit of time	PHP5,000.00 lump sum per insured per unit of time

Medical Expenses	Coverage Limit	Deductible
Compassionate Visit - Essential	PHP50,000.00 limit per insured per trip	max. of 1 visitor
Compassionate Visit - Classic	PHP100,000.00 limit per insured per trip	max. of 1 visitor
Compassionate Visit - Elite	PHP200,000.00 limit per insured per trip	max. of 1 visitor

Others	Coverage Limit	Deductible
Personal Liability - Essential	PHP500,000.00 limit per insured per trip	N/A
Personal Liability - Classic	PHP1,000,000.00 limit per insured per trip	N/A
Personal Liability - Elite	PHP2,000,000.00 limit per insured per trip	N/A
Hijacking- Essential	PHP10,000.00 limit per insured per trip for 12 hours per unit of time	PHP1,000.00 lump sum per insured per unit of time
Hijacking - Classic	PHP20,000.00 limit per insured per trip for 12 hours per unit of time	PHP2,000.00 lump sum per insured per unit of time
Hijacking - Elite	PHP50,000.00 limit per insured per trip for 12 hours per unit of time	PHP5,000.00 lump sum per insured per unit of time

Repatriation and medical evacuation	Coverage Limit	Deductible
Emergency Medical Evacuation	Covered	N/A
Emergency Medical Repatriation	Covered	N/A
24 Hour Assistance Hotline	Covered	N/A
Repatriation of mortal remains back to Philippines	Covered	N/A

Travel delay, cancellation and curtailment	Coverage Limit	Deductible
Travel delay - Essential	PHP10,000.00 lump sum per insured per unit of time	6 hours per unit of time
Travel delay - Classic	PHP20,000.00 lump sum per insured per unit of time	6 hours per unit of time
Travel delay - Elite	PHP50,000.00 lump sum per insured per unit of time	6 hours per unit of time

FAQs

Who are eligible to avail the Charter Ping An Smart Traveller insurance - WORLDWIDE?

Adults, at least 18 years old or up to 70 years old at the start of the trip
Children, an unmarried and unemployed person under 17 years old, or up to 25 years old if still studying full-time during the policy period.

What are the requirements when applying for Smart Traveller WORLDWIDE?

The proposed insured must secure any of the following documents when applying:

Birth Certificate
Employment Pass
Work Permit
Long Term Visa Pass
Dependent Pass
Student Pass

What types of coverage are available?

You can choose from three types of coverage that WORLDWIDE plan offers—Essential, Classic, and Elite.

The Essential type offers insurance protection from accidental death, accidental dismemberment, medical expenses, and travel cancellation and delays up to P1M. This will give you complete protection with an affordable premium.

The Classic coverage gives an insurance benefit up to P2.5M, which includes personal accidental, overseas medical expenses, travel inconveniences, and personal liability.

If you want a higher coverage, opt for the Elite coverage. This type provides insurance benefit up to P5M. You can get the comprehensive benefit of personal accident, medical evacuation and repatriation, and travel inconveniences, such as trip curtailment and travel delay. Plus, this insurance plan is compatible with the Schengen VISA requirement.

When can I purchase my travel insurance?

You can purchase your insurance policy six (6) months prior to your trip. But, you can still buy the policy at least a day before your departure. Moreover, the latest you can purchase is six (6) before your travel.

Are all types of travels covered?

Yes, except for travels due to cosmetic surgery or medical treatment abroad.