PBCOM Auto Loan

PBCOM Car Loan reiterates that this is a good time to buy a car with low interest rates, flexible payment terms, and seamless application process. PBCOM is your trusted partner when it comes to car loan. You may apply for a PBCOM auto loan through eCompareMo for a faster loan application process.

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PBCOM Auto Loan

Get The Cheapest Car Loan Rates With PBCOM Auto Loan. Flixible Payment Term, Fast And Easy Application Online! Apply Now!


Product Name:
PBCOM Auto Loan
PBCOM Auto Loan
Minimum Amount of Loan:
Maximum Amount of Loan:
Minimum Loan Tenure:
1 years
Maximum Loan Tenure:
5 years
Early Repayment:
Vehicle Insurance Included
Accepts Third Party Vehicle Insurance:
Accepts Third Party Credit Insurance:
Does Not Require Credit Insurance:
Payment Options:
Application Approval Time:
Process your Auto Loan in just 3 days

Eligibility and Requirements

Age Range of Borrower:
21-65 years
Minimum Annual Income:
Employment Work Status
Employed - Private Sector for 1 year
Employed - Government for 1 year
Self - Employed for 2 years
Professional for 2 years
Employed - BPO for 1 year
Employed - OFW/Seafarer for 1 year
Applicant Must Have A Landline Phone at Home or Office:
Need to Open Linked Bank Account:
Guarantor Requirements:
Collateral Requirements:

Vehicle Types and Loan Purpose

Eligible Vehicle Types:
Sports Utility vehicle
Vehicle Loan Proceeds Can Be Used For:
Purchase of Brand New Car
Reimbursement of Purchased Car

Interest Rates Offered

Interest for Fixed Period Interest Rate Per Year: Effective Interest Rate Fixed Period:
Interest rate for 1 Year 10.90%
Interest rate for 2 Years 11.13%
Interest rate for 3 Years 9.90%
Interest rate for 4 Years 10.11%
Interest rate for 5 Years 10.85%
Interest rate for 1 1/2 Years 9.88%


What are the general eligibility requirements for PBCom Car Loan?

  • Applicant must be 21 to 65 years old (must not be more than 65 years old upon loan maturity), Filipino Citizen, Foreign-based Filipino, or Foreign Citizen residing in the Philippines. For individuals who are salaried, self-employed and professionals, must have a minimum gross monthly family income of PHP 40,000.00 (for acquisition of Brand New Vehicle), and minimum gross monthly family income of PHP 50,000.00 (for acquisition of Second-hand/Used Vehicle).

What are the required documents for PBCom auto loan application?

For Salaried Individuals:

  • Filled out and signed application form
  • Certificate of Employment with Compensation
  • Latest ITR or Form 2316 (photocopy)
  • Any two (2) valid government-issued IDs with photo and signature

For OFWs:

  • Employment Contract and/or Certificate of Employment
  • Proof of remittance for the last three (3) months

For Self-Employed:

  • Filled out and signed application form
  • Certificate of Business Registration (photocopy)
  • List of at least 3 clients and/or suppliers with contact details
  • Latest ITR and Audited Financial Statements
  • Bank statements for the last three (3) months
  • Any two (2) valid government- issued IDs with photo and signature

Additional Documents Needed for Second-Hand/Used Vehicle:

  • Certificate of Registration and Official Receipt of the unit being purchased (photocopy)
  • LTO Blue Form Stencil

How much can I borrow at PBCom?

  • PBCom auto loan offers a minimum amount of PHP 200,000.00 and a maximum loan amount of PHP 10,000,000.00.

What is the minimum salary required for PBCom car loan?

  • For acquisition of Brand New Vehicle, the applicant must have a minimum gross monthly family income of PHP 40,000.00, and for acquisition of Second-hand/Used Vehicle, a minimum gross monthly family income of PHP 50,000.00 is required.

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