Citi Simplicity+ Card

Not all credit cards are designed for luxury. If you want to make it simple, Citi Simplicity Card is a must-have card for you. Enjoy no annual fee every year and no late payment fees or no overlimit fees. Get 10% back on interest charges when you pay at least the minimum due on or before the due date. Plus, you can get exclusive deals, promos, discounts and free eGifts upon card application approval.

Still looking for more card options? You might want to check out the complete list of Citibank credit cards on our website.

Citi Simplicity+ Card
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Reasons to get this credit card

  • No Annual Fee
  • Get 10% back on interest charge when you pay your minimum amount due on or before due date
  • No Late and Overlimit Fees
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Overview

Customer Type
  • Resident Filipino Individual
  • Resident Foreign Individual
Eligibility
  • Employed - Private Sector
  • Employed - Government
  • Professional
  • Self-Employed
Minimum Annual IncomePHP180,000.00
Age
  • Principal: 21-65 years old
  • Supplementary: 13-65 years old
Annual FeePrincipal: No Annual Fee for Life
Cash Advance FeePHP500.00 or 3% of the cash advance amount
Late Payment FeesNo late payment fee
Card Replacement FeePHP400.00 for every card replacement
Request for a Copy of Sales DraftPHP250.00 for every transaction slip requested
Over Limit FeeNo overlimit fee

Features

Zero Monthly Installment

  • Citi Simplicity+ Card has a Citi Paylite Installment Plan facility that let's you convert your purchases into monthly installment with terms of up to 36 months.

Promotions

  • Get a chance to win up to PHP5,000.00 worth of SM gift passes, when you purchase at The SM Store for a minimum single receipt of PHP3,000.00, using your Citi Simplicity+ Card

Cashback/Rebates

  • Get up to 10% Interest Back when you pay at least your minimum amount due on or before your due date.

Travel

  • Use your Citi Simplicity+ Card to book at Crimson Filinvest City, Manila, and enjoy up to 60% off on published room rates. Book now and stay until March 31, 2020.

Balance Transfer

  • With balance transfer feature on a flexible term of up to 60 months.
Citi Simplicity+ Card

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