Citi Simplicity+ Card
Not all credit cards are designed for luxury. If you want to make it simple, Citi Simplicity Card is a must-have card for you. Enjoy no annual fee every year and no late payment fees or no overlimit fees. Get 10% back on interest charges when you pay at least the minimum due on or before the due date. Plus, you can get exclusive deals, promos, discounts and free eGifts upon card application approval.
Still looking for more card options? You might want to check out the complete list of Citibank credit cards on our website.
Reasons to get this credit card
- No Annual Fee
- Get 10% back on interest charge when you pay your minimum amount due on or before due date
- No Late and Overlimit Fees
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for Citibank Credit Cards here.
Overview
| Customer Type |
|
| Eligibility |
|
| Minimum Annual Income | PHP180,000.00 |
| Age | Principal: 21-65 years old |
| Age | Supplementary: 13-65 years old |
| Annual Fee |
|
| Cash Advance Fee | PHP500.00 or 3% of the cash advance amount |
| Late Payment Fees | No late payment fee |
| Card Replacement Fee | PHP400.00 for every card replacement |
| Request for a Copy of Sales Draft | PHP250.00 for every transaction slip requested |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 10.00 | |
| Rewards Program | 8.00 | |
| Travel and Airmile Feature | 8.00 | |
| Fashion and Lifestyle | 9.00 | |
| Discount and Cashback Feature | 9.00 | |
| Balance Transfer Features | 7.00 | |
| Total Score: | 8.50 |
Features
Zero Monthly Installment
- With Citi PayLite Installment Plan that lets you convert your purchases into easy monthly installments up to 24 months
Promotions
- For a minimum single receipt PayLite purchase of PHP10,000.00 using your Citi credit card get 2 movie tickets for FREE via Gmovies.ph. Promo until June 30, 2018.
Balance Transfer
- Balance Transfer with a flexible tenor of 6-60 months
