BDO JCB Lucky Cat
Reasons to get this Credit Card
- Earn credit card points for every PHP50.00 spend = 1 point
- 0% installment for 3 to 36 months on your purchase
- Easy and low rate balance transfer
eCompareMo lets you compare all the cards on the market to help you find the best one.
Browse all current and past promos for BDO credit cards here.
Overview
| Customer Type | Resident Filipino Individual |
| Eligible |
|
| Minimum Income | PHP180,000.00 |
| Age | Principal: 21-70 years old |
| Age | Supplementary: 13-70 years old |
| Annual Fee |
|
| Cash Advance Fee | 5% of amount withdrawn or PHP300.00 whichever is higher |
| Late Payment Fees | 5% of the Overdue Amount or PHP300.00 whichever is higher |
| Card Replacement Fee | PHP400.00 |
| Request for a Copy of Sales Draft | PHP250.00 for local transaction, PHP450.00 for international transactions |
eCompareMo Rating
| Rating Component | Score | Remarks |
|---|---|---|
| Annual Fee and Supplementary Cards | 7.50 | |
| Rewards Program | 7.20 | |
| Travel and Airmile Feature | 3.00 | |
| Fashion and Lifestyle | 5.00 | |
| Discount and Cashback Feature | 5.00 | |
| Balance Transfer Features | 9.00 | |
| Total Score: | 6.35 |
Features
Zero Monthly Installment
- 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00. Choose from 3,6,9,12,18,24 or 36 monthly installment.
Promotions
- Pay your hospital bills for as low as 0.75% interest for up to 24 months
Reward Points
- Earn credit card point for every spending of PHP50.00 = 1 point
Balance Transfer
- Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
