Give your workforce more flexibility over their finances with UCPB Yes Salary Loan. Tons of benefits await such as higher loanable amount with special rates and flexible payment schemes ranging from 12, 18, and up to 36 months at a very competitive interest rates per annum.

eCompareMo lets you compare all the personal loan rates available on the market to help you find the best one for your needs.

You can also check out other UCPB Loan products here.


UCPB Yes Personal Loan. Get the best salary loan rates and fixed monthly payment with UCPB. Apply online today and get approve instantly!


Product Name:
Fast and easy approval time
Minimum Amount of Loan:
Maximum Amount of Loan:
Minimum Loan Tenure:
12 months
Maximum Loan Tenure:
36 months
Early Repayment:

Eligibility and Requirements

Age Range of Borrower:
23-70 years old
Minimum Annual Income:
Income Requirement Remarks:
Apply for as low as PHP25,000.00 gross monthly income for Metro Manila and PHP15,000.00 for Provincial areas.
Employment / Work Status:
Permanent Employee for 2 years / 3 years Business Operations for Self-employed / 3 years of Practice for Professionals / Government Employee for 2 years
Borrower has to have Credit Card:
Guarantor Required:
Collateral Required:
Other Requirements:
Should be a current account holder
Need to Open Linked Bank Account:

Application and Approval

Application Channel:
Approval Duration:
5-7 days
Approval Duration Remarks:
Be approved within a minimum of 5 days

Fees and Charges/Penalties

Loan Processing and Dispersal Fees:
PHP1,500.00 processing fee to be deducted from loan proceeds
Early Repayment Penalty:
Late Payment Penalty:
5% per month of the total amount due

Interest Rates Offered

Product Name: Interest Rate Effective Interest Rate Interest Type
UCPB Y.E.S. Loan - 12 months 1.59% Monthly Rate
UCPB Y.E.S. Loan - 18 months 1.59% Monthly Rate
UCPB Y.E.S. Loan - 24 months 1.69% Monthly Rate
UCPB Y.E.S. Loan - 36 months 1.69% Monthly Rate


What are the required documents to apply for a UCPB personal loan?

  • Fully-accomplished UCPB YES Loan application form
  • Photocopy of two (2) photo-bearing government-issued IDs
  • Photocopy of latest 2 months credit card billing statement
  • Photocopy of latest Utility Bill for proof of residence

For employed:

  • Photocopy of company ID
  • Latest one month pay slip
  • Latest Income Tax Return (ITR) Form 2316 or Latest ITR / BIR Form 2316

For self-employed:

  • Two (2) years latest audited financial statements and ITR
  • Business registration documents (SEC for corporations and DTI for sole proprietors) and permits
  • Photocopy of checking account statements for the last 6 months

What are the modes of payment?

  • You need to issue post-dated checks with equal monthly installments.

What are the eligibility requirements for a UCPB personal loan application?

In order to qualify for a UCPB Y.E.S. Loan, the following eligibility criteria must be met:

  • The loan applicant is a Filipino citizen and a permanent resident in the Philippines
  • At least 23 years old or not older than 65 years old (70 years old if self-employed) upon loan maturity
  • The applicant is a checking account holder and a major credit card holder
  • Applicant is a permanent employee for at least 2 years with a supervisory rank and a minimum gross monthly income of PHP25,000.00 for Metro Manila and PHP15,000.00 for Provincial areas.
  • If self-employed, business must be operational for at least 3 years and profitable for the last 2 years

How do I claim my UCPB personal loan proceeds?

  • Your loan will be deposited through UCPB account or manager's check.

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