enAble Personal Loan

Maybank enAble Personal Loan allows you to borrow a minimum amount of PHP50,000.00 and up to PHP1,000,000.00 with fair rates and fixed monthly installments. Choose between their payment terms of 12, 18, 24, or 36 months. This multi-purpose loan comes with no-collateral for fast application process. Now, it’s so easy to settle your financial obligations and meet your personal needs.

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enAble Personal Loan

Maybank Personal Loan. Enjoy low interest rate cash loan with flxible monthly payment. Compare rate and apply now for free.


Product Name:
enAble Personal Loan
With competitive rates and flexible payment terms
Minimum Amount of Loan:
Maximum Amount of Loan:
Minimum Loan Tenure:
12 months
Maximum Loan Tenure:
36 months

Eligibility and Requirements

Age Range of Borrower:
23-65 years old
Minimum Annual Income:
Income Requirement Remarks:
Apply for as low as PHP25,000.00 gross monthly income
Employment / Work Status:
Permanent Employee for 0 year / 3 years Business Operations for Self-employed / 3 years of Practice for Professionals / Government Employee for 0 year
Borrower has to have Credit Card:
Guarantor Required:
Collateral Required:
Other Requirements:
Should have one landline number
Need to Open Linked Bank Account:

Application and Approval

Application Channel:
Approval Duration:
5 to 10 days
Approval Duration Remarks:
Know the status of your application for a minimum of 5 days

Fees and Charges/Penalties

Loan Processing and Dispersal Fees:
PHP2,000.00 processing fee
Early Repayment Penalty:
Late Payment Penalty:
5% p.a on outstanding balance

Interest Rates Offered

Product Name: Interest Rate Effective Interest Rate Interest Type
enAble Personal Loan - 12 months 1.30% Monthly Rate
enAble Personal Loan - 18 months 1.30% Monthly Rate
enAble Personal Loan - 24 months 1.30% Monthly Rate
enAble Personal Loan - 36 months 1.30% Monthly Rate


What are the required documents to apply for a Maybank personal loan?

Employed individuals must submit the following:

  • Filled-out application form
  • Original certificate of employment w/ compensation or 1 month payslip
  • Photocopy of latest ITR/BIR form 2316
  • In lieu of ITR borrower may submit at least 3 months latest payslip
  • Photocopy of one primary gov't issued ID
  • Photocopy of latest billing statement with residence address

Self-employed individuals must submit the following:

  • Filled-out application form
  • Photocopy of DTI or SEC
  • Photocopy of latest 2 years ITR with BIR stamp and tax receipt
  • Photocopy of latest 2 years financial statements
  • Photocopy of latest 6 months bank statements;
  • Photocopy of 2 valid IDs
  • Photocopy of latest utility bill (Meralco, Water)
  • List of 3 major suppliers and customers
  • If Professional : Submit photocopy of PRC ID and/or Doctor's logbook for the past 3 months

What are the modes of payment?

  • You may pay your Maybank loan through cash deposit, post-dated checks, or online banking.

What are the eligibility requirements for Maybank personal loan application?

  • Borrower must be a Filipino citizen. At least 23 years old but no older than 65 years old when your loan matures. He/she should have at least six (6) months tenure with the current employer, and at least with two (2) years total employment tenure. For Employed applicant with two (2) months tenure with the current employer he/she should be confirmed regular and should be on a junior officer level. Borrower must provide a home, business, or office landline, and mobile number.

Self-employed individuals or professionals

  • Must be at least 3 years in the same business or profession, and business must be in operation for the past 3 years and profitable for the past 2 years, with at least PHP360,000.00 average annual income.

How do I claim my loan proceeds?

  • Your loan proceeds will be released via Manager’s Check or credit to your account.

Apply for this loan, or compare with others.

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