UnionBank Credit Cards

Enjoy all Perks, privileges and pleasures offered by UnionBank Credit Cards. A wide array of credit cards for various types of needs. Accepted in more than a million Visa and Mastercard establishments worldwide. A no-fuss cash choice that enable you to enjoy when you spend – Unionbank credit card is your perfect partner in shopping. View all credit cards from our partners and easily apply online for free.

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Frequently asked questions

How will I receive my approved credit card from UnionBank?

Once your UnionBank credit card application is approved, you need to wait for 7 days for your card to arrive at the address you place in the application form

How much is the minimum monthly payment?

Minimum monthly payment for UnionBank card is 5% of the minimum amount due or PHP 500 (whichever is higher).

Features of UnionBank credit card

  • Enjoy 0% installment rate for your purchases with flexible payment terms from 3 months up to 36 months.
  • Auto charge feature on utility bills.
  • Unlimited number of supplementary cards.
  • Cash advance facility for immediate need of money.
  • Take advantage of Cebu Pacific’s promo fares by using your points to pay for these tickets.
  • Get exclusive access Club Manila Lounge for free, no matter which airline you fly.
  • Longer credit terms available.
  • Get instant cash rebates on your purchases.
  • Enjoy exclusive privileges from its wide range of shopping, dining and leisure credit cards.

UnionBank credit card eligibility requirements

  • 18 to 60 years old with a minimum gross annual income of Php600,000
  • Must have a residence/business landline phone
  • Employed or practicing a profession or own a business that has been existing for at least one (1) year

Document requirements in applying for a UnionBank Credit Card

  • Copy of two (2) Valid IDs with photo and signature plus three (3) specimen signature
  • Proof of Income. If employed/ fixed salary earner, applicant must submit any of the following (1. Latest Income Tax Return or BIR form 2316, 2. At least 1 month payslip, 3. Original copy of Certificate of Employment)
  • If self-employed (1. Income Tax Return BIR form 1701 or 1702 with BIR or bank stamp, 2. Department of Trade and Industry Certificate of Business Name Registration, 3. Proof of billing address)

UnionBank Credit Card Promos

  • Enjoy all year-round perks and benefits at Anya Resorts Tagaytay, Club Paradise Palawan, Discovery Country Suites Tagaytay, Crimson Resort and Spa, Discovery Shores Boracay, and Discovery Suites Ortigas with visa’s epic experiences. Promo valid until March 15, 2019.
  • UnionBank Visa cardholders can enjoy year-round exclusive treats at any partner restaurants around the country. Promo runs from March 16, 2018 to March 15, 2019.
  • Get exclusive privileges when you travel at any European destinations. Receive VIP card for an additional 10% saving on purchases at any of the Nine Chic Outlet Villages and save up to 35% on international car rental at Avis. Promo valid until December 31, 2018.
  • Enjoy 0% interest on 3 months installment with a minimum single receipt purchase of P5,000. Promo period is until December 31, 2018.

View all UnionBank Credit Card Promos

ParticularsFees
Annual fee for Principal cardholderPHP1,500 – PHP5,000
Annual fee for Supplementary cardholderPHP750 – PHP2,500
Monthly effective interest rate3.50%
Late payment charge6% of the amount or P300,
whichever is higher
Over limit feePHP500
Card replacement feePHP400
Dispute feePHP1,000
Pre-termination feeFor pre-termination of installment program,
charged will be 5% of the remaining balance
or PHP500, whichever is higher

Other UnionBank Products: