Plan 50K EURO - Schengen
Product Overview
| Product Name | Plan 50K EURO - Schengen |
| Geographic Cover | Schengen Only |
| Premium Currency | PHP |
| Schengen Area Cover Included | YES |
| Domestic Cover Included | NO |
Cover types
| Covered People | Trip Type | Maximum Duration for One Trip | Maximum Number of Covered Children | Remarks |
|---|---|---|---|---|
| Individual | Annual Cover | 365 | (This is a EUR priced product - exchange rate can vary) | |
| Family | Annual Cover | 365 | 3 | (This is a EUR priced product - exchange rate can vary) |
Key Travel Risks Covered
| Risk Type | Cover | Deductible | Remarks |
|---|---|---|---|
| Medical Expense Protection | PHP50000.00 | EUR | |
| Personal Accident and Personal Liability | PHP10000.00 | USD | |
| Medical Expense Protection | PHP50000.00 | EUR | |
| Personal Accident and Personal Liability | PHP10000.00 | USD |
Key Travel Insurance Feature Summary
| Baggage delay: Actual expense |
| Delayed departure: Up to the limit of USD 200 |
| Advance bail bond: Up to USD 1,000 |
Cover Details
| Personal Accident | Coverage Limit | Deductible |
|---|---|---|
| Personal Accident | Up to PHP 300,000 |
| Medical Expenses | Coverage Limit | Deductible |
|---|---|---|
| Medical treatment | Up to 60,000 USD* excess of 90 USD |
| Baggage and personal effects | Coverage Limit | Deductible |
|---|---|---|
| Baggage delay | Up to PHP 5,000 | |
| Loss or damage to baggage and personal effects | Up to PHP 5,000 per item maximum of PHP 50,000 (Deductible of PHP 500) | |
| Location and forwarding of baggage and personal effect | Unlimited |
| Travel delay, cancellation and curtailment | Coverage Limit | Deductible |
|---|---|---|
| Trip cancellation | Up to the limit of 3,000 USD | Deductible of 30 USD |
| Trip curtailment | Up to PHP10,000 | |
| Flight delay | Up to PHP 10,000 | |
| Flight diversion | Up to PHP 10,000 |
| Repatriation and medical evacuation | Coverage Limit | Deductible |
|---|---|---|
| Emergency medical repatriation/Transport or Repatriation in case of illness or accident | Actual Expense | |
| Repatriation of family member travelling with the insured | Actual Expense | |
| Emergency return home following death of a close family member | Actual Expense | |
| Travel of one immediate family | Travel cost plus 100 USD per day maximum of 1,000 USD |
| Compassionate benefit and assistance | Coverage Limit | Deductible |
|---|---|---|
| Return of mortal remains | Actual Expense | |
| Care of minor children | Actual Expense |
| Other features | Coverage Limit | Deductible |
|---|---|---|
| Advance bail bond | Up to 1,000 USD | |
| Emergency dental care | Up to the limit of 200 USD | Deductible of 30 USD |
