Plan 20K USD - Worldwide
Key Travel Insurance Feature Summary
Overview
- Product Name
- Plan 20K USD - Worldwide
- Geographic Cover
- Worldwide
- Premium Currency
- USD
- Schengen Area Cover Included
- No
- Domestic Cover Included
- No
Coverage Plans
| Covered People | Trip Type | Maximum Duration for One Trip | Maximum Number of Covered Children | Remarks |
|---|---|---|---|---|
| Individual | Annual Cover | 365 | N/A | *This is a USD priced product - exchange rate can vary |
| Family | Annual Cover | 365 | 2 | *This is a USD priced product - exchange rate can vary |
Key Travel Risks Covered
| Risk Type | Cover | Deductible | Remarks |
|---|---|---|---|
| Medical Expense Protection | USD20,000.00 | N/A | |
| Personal Accident | USD10,000.00 | N/A | |
| Medical Expense Protection | USD20,000.00 | N/A | |
| Personal Accident | USD10,000.00 | N/A |
Coverage Details
| Personal Accident | Coverage Limit | Deductible |
|---|---|---|
| Personal Accident | USD25,000.00 | N/A |
| Medical Expenses | Coverage Limit | Deductible |
|---|---|---|
| Medical treatment | Up to USD20,000.00 excess of USD90.00 | N/A |
| Baggage and personal effects | Coverage Limit | Deductible |
|---|---|---|
| Delayed arrival of baggage | USD100.00 | N/A |
| Loss or damage to baggage and personal effects | Up to USD1,200.00 subject to limit USD150.00 (Deductible of USD30.00) | N/A |
| Location and forwarding of baggage and personal effect | Actual Expense | N/A |
| Travel delay, cancellation and curtailment | Coverage Limit | Deductible |
|---|---|---|
| Trip cancellation | Up to the limit of USD3,000.00 | Deductible of USD30.00 |
| Trip curtailment | Up to the limit of USD3,000.00 | Deductible of USD30.00 |
| Flight delay | USD200.00 | N/A |
| Flight diversion | USD200.00 | N/A |
| Repatriation and medical evacuation | Coverage Limit | Deductible |
|---|---|---|
| Emergency medical repatriation/Transport or Repatriation in case of illness or accident | Actual Expense | N/A |
| Repatriation of immediate family member travelling with the insured | Actual Expense | N/A |
| Emergency return home following death of a close family member | Actual Expense | N/A |
| Travel of one immediate family member | Travel cost plus USD100.00 per day maximum of USD1,000.00 | N/A |
| Others | Coverage Limit | Deductible |
|---|---|---|
| Repatriation of mortal remains | Actual Expense | N/A |
| Escort of dependent child | Actual Expense | N/A |
| Medical Expenses | Coverage Limit | Deductible |
|---|---|---|
| Delivery of medicines | Actual Expense | N/A |
| Travel delay, cancellation and curtailment | Coverage Limit | Deductible |
|---|---|---|
| Relay of urgent messages | Actual Expense | N/A |
| Other features | Coverage Limit | Deductible |
|---|---|---|
| Advance bail bond | USD2,000.00 | N/A |
| Others | Coverage Limit | Deductible |
|---|---|---|
| Emergency dental care | USD500 excess USD60.00 | N/A |
FAQs
Why Paramount Insurance Plan 20K USD Worldwide Travel Insurance?
Paramount Insurance Plan 20K USD Worldwide Travel Insurance is created to protect those individual with financial security in the case of event ranging from inconveniences to calamities. Coverage may include both costs acquired before your trip such as non-refundable flight tickets or even hotel, and during your trip, such as travel delays and medical expenses. Other benefits include trip cancellation and trip interruption protection, coverage for financial default and more.
What are the considerations when choosing Paramount Insurance Plan 20K USD Worldwide from Paramount?
The most important part of teaching yourself about travel insurance involves drilling down into details of specific plans. Among the first concerns to sort out when choosing a travel insurance coverage is whether to pursue trip specific or annual coverage. Frequent travellers, and those with a big family or young kids, may want to carefully consider the cost savings that an annual plan can offer. Paramount Insurance Paramount Insurance Plan 20K USD Worldwide is your great partner for travel, whether it’s for business, individual or family trip.
Why is it important to compare travel insurance before acquiring a policy?
With great value deals on domestic, international, single or family trip travel insurance, choosing the right insurance policy can be your worst nightmare. Prior to purchasing your travel insurance, comparing insurance quotes online is a smart move to find the best travel insurance policy at an affordable cost for your needs.